Canadian Mortgage and Insurance Rates,
Mortgage and financial calculator, news & quotes.
Mortgage and financial calculator, news & quotes.
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A Canadian Mortgage Company
Prime Rate: 2.75 % Site Updated: September 2nd, 2010 9:00 a.m.
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Finding the Best Mortgages in Canada!Providing Canadians with the best mortgages Canada has to offer is what our mortgage brokers do! Here you will find the lowest mortgage rates in Canada*, plus many other resources including the largest Canadian mortgage glossary, the most comprehensive mortgage calculator in Canada and the ability to display current Canadian mortgage rates on your website or desktop! We hope you enjoy your visit at CanEquity. Mortgage Services
The interest rates posted herein are updated daily. If you notice upon browsing that other mortgage sites differ, it is because their rates are not updated. Report lower rate
Mortgage Brokers are trained, independent professionals licensed to represent and provide you with the best consultation for your mortgage needs. Our advice is always free and we can save you money.
Many of our mortgage services are absolutely free and may save you thousands of dollars on high interest charges and monthly payments. Finding you the right mortgage is what we do. Let us help build your dreams. CanEquity Online SecurityCanEquity is always working hard to continue to protect our customers and their data. Our close relationship with the Privacy Commission has given us inside knowledge on how best to protect our clients’ information while providing the safest and fastest online service possible. CanEquity has taken steps in the following ways:
Our clients’ privacy and data are of the utmost importance to us. At CanEquity you can rest assured that when you provide us with your information, it is dealt with in a highly confidential way and in a very secure environment. I guarantee it. Current Canadian Mortgage Rates
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| Mortgage Term |
Current * Rates (%) |
Previous Rates (%) |
Change (%) |
Last Date of Change |
Special Products |
Current * Rates (%) |
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| Variable | 2.10 Special | 2.15 | -0.05 |  |
Jul 30, 2010 | Low Doc | 4.19 | ||
| 6 month | 4.00 | 3.75 | 0.25 |  |
Jun 1, 2010 | No Down | 5.59 | ||
| 1 year | 2.60 | 2.70 | -0.10 | |
Aug 4, 2010 | ||||
| 2 | 3.25 | 3.30 | -0.05 | |
Aug 13, 2010 | 95% ReFi | |||
| 3 | 3.49 | 3.50 | -0.01 | |
Aug 17, 2010 | ||||
| 4 | 3.89 | 4.24 | -0.35 | |
Jul 27, 2010 | ||||
| 5 | 3.74 | 3.79 | -0.05 | |
Aug 26, 2010 | ||||
| 7 | 4.85 | 4.95 | -0.10 | |
Aug 13, 2010 | ||||
| 9 | 6.30 | 6.50 | -0.20 | |
May 10, 2010 | ||||
| 10 | 5.19 | 5.29 | -0.10 | |
Aug 13, 2010 | ||||
| 15 | 9.25 | 9.45 | -0.20 | |
Jun 11, 2009 | ||||
| 18 | 9.25 | 9.45 | -0.20 | |
Jun 11, 2009 | ||||
| 25 | 7.85 | 9.35 | -1.50 | |
Sep 14, 2009 | ||||
| Note: Some mortgage rates may not be available in certain areas. Contact us at 1-888-818-4262 for details. | |||||||||
| Mortgage Term |
Our Rates * (%) |
Posted Rates ** (%) |
Difference (%) |
Savings Over Term 1 (Ours vs Posted Rates) |
Savings Per Year 1 (Ours vs Posted Rates) |
| Variable | 2.10 | 2.95 | 0.85 | N/A | N/A |
| 6 month | 4.00 | 4.95 | 0.95 | $1,438.34 | N/A |
| 1 year | 2.60 | 3.70 | 1.10 | $3,331.04 | $3,331.04 |
| 2 | 3.25 | 4.05 | 0.80 | $4,809.69 | $2,404.84 |
| 3 | 3.49 | 4.60 | 1.11 | $9,953.27 | $3,317.76 |
| 4 | 3.89 | 5.64 | 1.75 | $20,864.12 | $5,216.03 |
| 5 | 3.74 | 5.99 | 2.25 | $33,366.66 | $6,673.33 |
| 7 | 4.85 | 6.95 | 2.10 | $43,529.93 | $6,218.56 |
| 10 | 5.19 | 7.10 | 1.91 | $55,806.24 | $5,580.62 |
| 15 | 9.25 | N/A | N/A | N/A | N/A |
| 18 | 9.25 | N/A | N/A | N/A | N/A |
| 25 | 7.85 | 8.35 | 0.50 | $29,664.41 | $1,186.58 |
| 1 Calculation based on a $411,931 home (average home price in the Greater Toronto Area for December 2009) with a 25% down payment over a 25 year amortization using a monthly payment schedule. Actual Mortgage: $308,948.25. Source: Toronto Real Estate Board ** Posted RBC mortgage rates. | |||||
* Mortgage interest rates are subject to change without notice at any time. Some rates may be subject to minimum credit score, loan amount and may only be available certain lending areas. A quick closing loan condition may be required. Does not apply to preapprovals. Contact CanEquity for details. Although every attempt is made to ensure the accuracy of our website, the above mortgage information should only be used as a guideline and CanEquity makes no guarantees on any rates shown. CanEquity Mortgage always recommends that you consult a mortgage broker before making a decision. For any mortgage related questions or to speak to one of our mortgage specialists, please call 1-888-818-4262. CanEquity does not guarantee to have the lowest rate in Canada. We do make every attempt though to find the best deal possible for all of our clients.
§ Our mortgages are only available to Canadian residents or foreigners purchasing property located in Canada.
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