Calgary Mortgage
Information, Statisitics & Reports
Information, Statisitics & Reports
| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2010: | * 2.36% | * 0.17% |
| 2009: | 17.11% | 1.23% |
| 2008: | 13.46% | 0.97% |
| 2007: | 12.73% | 0.92% |
| 2006: | 15.39% | 1.11% |
| 2005: | 12.23% | 0.88% |
| 2004: | 7.98% | 0.57% |
| 2003: | 9.57% | 0.69% |
| 2002: | 9.17% | 0.66% |
The bar graph below illustrates CanEquity's individual monthly volume history for Internet pre-approval applications submitted from Calgary, AB.
The following bar graph displays the volumes of Internet applications received by CanEquity in each month for all years combined. The busiest months for mortgages from Calgary happen to occur during our first quarter (represented by the brown bars) with 30.01% while our slowest is the fourth quarter (represented by the red bars) with 18.88%.
| Rank | Month | Percentage of Inquiries | |
|---|---|---|---|
| 1: | January: | 12.0% | |
| 2: | May: | 9.8% | |
| 3: | April: | 9.4% | |
| 4: | March: | 9.3% | |
| 5: | February: | 8.7% | |
| 6: | June: | 8.6% | |
| 7: | July: | 8.2% | |
| 8: | August: | 7.6% | |
| 9: | September: | 7.5% | |
| 10: | October: | 6.9% | |
| 11: | November: | 6.2% | |
| 12: | December: | 5.8% |
The bar graph below plots the busy days for Internet mortgage applications that were received by our web site. A combined total of all occurrences of each day are represented for the past 5 years. In Calgary the busiest day, with approximately 19.38% of all submissions, is Monday. In comparison, Saturday's are the slowest day with only 7.61% of all inquiries.
| Rank | Day of the Week | Percentage of Inquiries | |
|---|---|---|---|
| 1: | Monday: | 19.4% | |
| 2: | Tuesday: | 18.6% | |
| 3: | Wednesday: | 17.5% | |
| 4: | Thursday: | 15.3% | |
| 5: | Friday: | 12.2% | |
| 6: | Sunday: | 9.4% | |
| 7: | Saturday: | 7.6% |
| 1: | 008 on Thursday, April 30, 2009. |
| 2: | 008 on Monday, January 11, 2010. |
| 3: | 008 on Friday, May 22, 2009. |
| 4: | 008 on Wednesday, October 14, 2009. |
| 5: | 008 on Tuesday, May 19, 2009. |
| 6: | 007 on Tuesday, February 19, 2008. |
| 7: | 007 on Monday, January 12, 2009. |
| 8: | 007 on Sunday, February 27, 2005. |
| 9: | 007 on Monday, May 1, 2006. |
| 10: | 007 on Monday, January 7, 2008. |
Calgary mortgage applications are received 24 hours a day via our web site. The following indicates the busy hours over a 24-hour period. The data is taken from all days of all years.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 00:00 to 00:59: | 1.6% |
| 01:00 to 01:59: | 0.6% |
| 02:00 to 02:59: | 0.4% |
| 03:00 to 03:59: | 0.4% |
| 04:00 to 04:59: | 0.1% |
| 05:00 to 05:59: | 0.4% |
| 06:00 to 06:59: | 0.3% |
| 07:00 to 07:59: | 1.5% |
| 08:00 to 08:59: | 3.0% |
| 09:00 to 09:59: | 4.5% |
| 10:00 to 10:59: | 6.8% |
| 11:00 to 11:59: | 7.4% |
| 12:00 to 12:59: | 8.1% |
| 13:00 to 13:59: | 7.8% |
| 14:00 to 14:59: | 8.1% |
| 15:00 to 15:59: | 7.5% |
| 16:00 to 16:59: | 5.7% |
| 17:00 to 17:59: | 5.5% |
| 18:00 to 18:59: | 5.3% |
| 19:00 to 19:59: | 5.2% |
| 20:00 to 20:59: | 6.3% |
| 21:00 to 21:59: | 5.7% |
| 22:00 to 22:59: | 4.9% |
| 23:00 to 23:59: | 2.9% |
| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 21.14% |
| British Columbia: | 10.92% |
| Manitoba: | 2.10% |
| New Brunswick: | 2.10% |
| Newfoundland and Labrador: | 1.14% |
| Nova Scotia: | 2.89% |
| Northwest Territories: | 0.31% |
| Nunavut: | 0.09% |
| Ontario: | 48.84% |
| Prince Edward Island: | 0.43% |
| Quebec: | 4.05% |
| Saskatchewan: | 5.08% |
| Yukon Territories: | 0.25% |
| Location | Contribution | |
|---|---|---|
| 001: | CALGARY, AB | 7.213% |
| 002: | EDMONTON, AB | 4.583% |
| 003: | RED DEER, AB | 0.626% |
| 004: | FORT MCMURRAY, AB | 0.566% |
| 005: | LETHBRIDGE, AB | 0.422% |
| 006: | SHERWOOD PARK, AB | 0.396% |
| 1 | Balzac, Alberta |
| 2 | Airdrie, Alberta |
| 3 | De Winton, Alberta |
| 4 | Chestermere, Alberta |
| 5 | Cochrane, Alberta |
| 6 | Crossfield, Alberta |
| 7 | Acme, Alberta |
| 8 | Langdon, Alberta |
| 9 | Bragg Creek, Alberta |
| 10 | Carstairs, Alberta |
| 11 | Carseland, Alberta |
| 12 | Didsbury, Alberta |
| 13 | Okotoks, Alberta |
| 14 | Cremona, Alberta |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| Qualification: | 26.1% | |
| First-time Buyer: | 19.5% | |
| Refinance: | 15.0% | |
| Renewal: | 11.5% | |
| Purchase: | 9.5% | |
| No Money Down: | 9.5% | |
| Pre-approval: | 2.3% | |
| Variable Rate: | 1.9% | |
| Investment: | 0.9% | |
| Equity Mortgage: | 0.9% | |
| Other: | 2.8% | |
| Total Application Types Found: 17 | ||
Average age: 36
Oldest age: 89
Youngest age: 19
The figures below represent the average income of people living in Calgary who have submitted a mortgage inquiry using the CanEquity mortgage application.
| Average annual gross income for | |
|---|---|
| mortgage applicants in Calgary: | $65,269.93 |
| applicants within all of Canada: | $58,448.42 |
| Difference: | $6,821.50 |
| mortgage co-applicants in Calgary: | $44,565.40 |
| co-applicants within all of Canada: | $41,110.46 |
| Difference: | $3,454.95 |
The chart and pie-graph below depicts the residential status of people living in Calgary who have submitted an inquiry using the pre-approval application on CanEquity's web site.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 40.1% | |
| Own: | 44.5% | |
| Other: | 2.1% | |
| No Comment: | 9.8% | |
| Live with parents: | 3.5% |
The information below shows the marital status of applicants from Calgary, Alberta using the online mortgage application found at the CanEquity web site. 58% of the mortgage applicants are either married or living common-law, while only 41% are single, separated or divorced.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Married: | 45.6% | |
| Single: | 33.5% | |
| Common-law: | 12.5% | |
| Divorced: | 4.3% | |
| Separated: | 3.6% | |
| Widowed: | 0.5% |
