Calgary Mortgage
Information, Statisitics & Reports
Information, Statisitics & Reports
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| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2008: | * 8.57% | * 0.63% |
| 2007: | 17.36% | 1.27% |
| 2006: | 20.99% | 1.54% |
| 2005: | 16.68% | 1.22% |
| 2004: | 10.88% | 0.80% |
| 2003: | 13.06% | 0.96% |
| 2002: | 12.47% | 0.91% |
The following depicts the individual monthly volume history for Internet applications sent from Calgary, AB.
The bar graph below illustrates the volumes of Web applications received by CanEquity in each month for all years combined. The busiest months for mortgages from Calgary occur during our first quarter (represented by the brown bars) with 30.19% while our slowest is the fourth quarter (represented by the red bars) with 18.22%.
| Rank | Month | Percentage of Inquiries | |
|---|---|---|---|
| 1: | January: | 11.3% | |
| 2: | April: | 10.2% | |
| 3: | March: | 10.1% | |
| 4: | May: | 9.4% | |
| 5: | February: | 8.8% | |
| 6: | June: | 8.3% | |
| 7: | July: | 8.3% | |
| 8: | August: | 7.8% | |
| 9: | September: | 7.6% | |
| 10: | October: | 6.9% | |
| 11: | November: | 6.1% | |
| 12: | December: | 5.2% |
The data below shows the busy days for online inquiries that were received by CanEquity. Each day is a total combined representation of the last 5 years of all occurrences of that day. In Calgary the busiest day, with 19.45% of all inquiries, is Monday. In comparison, Saturday's are the slowest day with only 7.71% of all inquiries.
| Rank | Day of the Week | Percentage of Inquiries | |
|---|---|---|---|
| 1: | Monday: | 19.4% | |
| 2: | Tuesday: | 18.9% | |
| 3: | Wednesday: | 16.6% | |
| 4: | Thursday: | 15.2% | |
| 5: | Friday: | 12.2% | |
| 6: | Sunday: | 10.0% | |
| 7: | Saturday: | 7.7% |
| 1: | 007 on Tuesday, February 19, 2008. |
| 2: | 007 on Sunday, February 27, 2005. |
| 3: | 007 on Monday, May 1, 2006. |
| 4: | 007 on Monday, January 7, 2008. |
| 5: | 007 on Tuesday, March 27, 2007. |
| 6: | 007 on Tuesday, January 17, 2006. |
| 7: | 007 on Monday, January 9, 2006. |
| 8: | 007 on Tuesday, January 10, 2006. |
| 9: | 007 on Friday, September 15, 2006. |
| 10: | 007 on Wednesday, July 4, 2007. |
Mortgage applications are received 24 hours a day from our web site. The report shown below represents the rush hours in the day. The data is taken from all days of all years.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 00:00 to 00:59: | 1.6% |
| 01:00 to 01:59: | 0.7% |
| 02:00 to 02:59: | 0.5% |
| 03:00 to 03:59: | 0.5% |
| 04:00 to 04:59: | 0.1% |
| 05:00 to 05:59: | 0.4% |
| 06:00 to 06:59: | 0.5% |
| 07:00 to 07:59: | 1.6% |
| 08:00 to 08:59: | 2.7% |
| 09:00 to 09:59: | 4.6% |
| 10:00 to 10:59: | 6.0% |
| 11:00 to 11:59: | 7.1% |
| 12:00 to 12:59: | 7.9% |
| 13:00 to 13:59: | 7.5% |
| 14:00 to 14:59: | 8.0% |
| 15:00 to 15:59: | 7.1% |
| 16:00 to 16:59: | 6.1% |
| 17:00 to 17:59: | 6.0% |
| 18:00 to 18:59: | 5.2% |
| 19:00 to 19:59: | 4.9% |
| 20:00 to 20:59: | 6.6% |
| 21:00 to 21:59: | 6.6% |
| 22:00 to 22:59: | 4.5% |
| 23:00 to 23:59: | 3.2% |
| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 21.01% |
| British Columbia: | 11.48% |
| Manitoba: | 2.11% |
| New Brunswick: | 2.02% |
| Newfoundland and Labrador: | 1.12% |
| Nova Scotia: | 2.77% |
| Northwest Territories: | 0.30% |
| Nunavut: | 0.08% |
| Ontario: | 48.63% |
| Prince Edward Island: | 0.36% |
| Quebec: | 3.80% |
| Saskatchewan: | 5.60% |
| Yukon Territories: | 0.21% |
| Location | Contribution | |
|---|---|---|
| 001: | CALGARY, AB | 7.326% |
| 002: | EDMONTON, AB | 4.603% |
| 003: | RED DEER, AB | 0.601% |
| 004: | FORT MCMURRAY, AB | 0.508% |
| 005: | LETHBRIDGE, AB | 0.428% |
| 006: | SHERWOOD PARK, AB | 0.428% |
| 1 | Balzac, Alberta |
| 2 | Airdrie, Alberta |
| 3 | De Winton, Alberta |
| 4 | Chestermere, Alberta |
| 5 | Cochrane, Alberta |
| 6 | Crossfield, Alberta |
| 7 | Acme, Alberta |
| 8 | Langdon, Alberta |
| 9 | Bragg Creek, Alberta |
| 10 | Didsbury, Alberta |
| 11 | Okotoks, Alberta |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| Qualification: | 27.4% | |
| First-time Buyer: | 20.1% | |
| Refinance: | 16.7% | |
| Renewal: | 10.3% | |
| No Money Down: | 8.7% | |
| Purchase: | 7.8% | |
| Pre-approval: | 2.2% | |
| Variable Rate: | 2.0% | |
| Investment: | 0.9% | |
| Fixed Rate: | 0.9% | |
| Other: | 2.9% | |
| Total Application Types Found: 17 | ||
Average age: 36
Oldest age: 85
Youngest age: 19
The amounts shown below represent the average income of people living in Calgary who have submitted an inquiry using the pre-approval application on CanEquity's web site.
| Average annual gross income for | |
|---|---|
| mortgage applicants in Calgary: | $61,364.59 |
| applicants within all of Canada: | $56,367.62 |
| Difference: | $4,996.97 |
| mortgage co-applicants in Calgary: | $42,256.83 |
| co-applicants within all of Canada: | $39,337.45 |
| Difference: | $2,919.38 |
The following depicts the residential status of people living in Calgary who have submitted a mortgage inquiry using the online application located at the CanEquity web site.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 40.0% | |
| Own: | 41.2% | |
| Other: | 2.0% | |
| No Comment: | 13.3% | |
| Live with parents: | 3.5% |
The following pie chart represents the marital status of applicants from Calgary, Alberta using the mortgage preapproval application found on canequity.com. In Calgary, 58% of the mortgage applicants are either married or living common-law, while only 40% are single, separated or divorced.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Married: | 46.4% | |
| Single: | 33.0% | |
| Common-law: | 12.4% | |
| Divorced: | 3.9% | |
| Separated: | 3.8% | |
| Widowed: | 0.5% |
