Calgary Mortgage
Information, Statisitics & Reports
Information, Statisitics & Reports
| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2010: | * 3.96% | * 0.28% |
| 2009: | 16.84% | 1.21% |
| 2008: | 13.24% | 0.95% |
| 2007: | 12.52% | 0.90% |
| 2006: | 15.14% | 1.09% |
| 2005: | 12.03% | 0.86% |
| 2004: | 7.85% | 0.56% |
| 2003: | 9.41% | 0.68% |
| 2002: | 9.02% | 0.65% |
The graph below illustrates the individual monthly volume history for Internet mortgage pre-approval applications sent from Calgary, AB.
The graph below represents the volumes of online applications received by CanEquity in each month for all years combined. The busiest months for mortgages from Calgary occur during our first quarter (represented by the brown bars) with 31.15% while our slowest is the fourth quarter (represented by the red bars) with 18.57%.
| Rank | Month | Percentage of Inquiries | |
|---|---|---|---|
| 1: | January: | 11.8% | |
| 2: | March: | 9.9% | |
| 3: | May: | 9.7% | |
| 4: | February: | 9.5% | |
| 5: | April: | 9.3% | |
| 6: | June: | 8.4% | |
| 7: | July: | 8.0% | |
| 8: | August: | 7.5% | |
| 9: | September: | 7.4% | |
| 10: | October: | 6.8% | |
| 11: | November: | 6.0% | |
| 12: | December: | 5.7% |
The bar graph listed below illustrates the busy days for online inquiries that were received by the CanEquity web site. Each day represents a combined total of all occurrences of that day in the past 5 years. In Calgary the most busy day of the week, with 19.25% of all applications, is Monday. In comparison, Saturday's are the slowest day with only 7.71% of all inquiries.
| Rank | Day of the Week | Percentage of Inquiries | |
|---|---|---|---|
| 1: | Monday: | 19.3% | |
| 2: | Tuesday: | 18.6% | |
| 3: | Wednesday: | 17.6% | |
| 4: | Thursday: | 15.3% | |
| 5: | Friday: | 12.2% | |
| 6: | Sunday: | 9.3% | |
| 7: | Saturday: | 7.7% |
| 1: | 008 on Thursday, April 30, 2009. |
| 2: | 008 on Monday, January 11, 2010. |
| 3: | 008 on Friday, May 22, 2009. |
| 4: | 008 on Wednesday, October 14, 2009. |
| 5: | 008 on Tuesday, May 19, 2009. |
| 6: | 007 on Tuesday, February 19, 2008. |
| 7: | 007 on Monday, January 12, 2009. |
| 8: | 007 on Sunday, February 27, 2005. |
| 9: | 007 on Monday, May 1, 2006. |
| 10: | 007 on Monday, January 7, 2008. |
In Calgary, applications are received 24 hours a day from the CanEquity web site. The statistics shown below indicates the peak hours in the day. The data is taken from all days of all years.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 00:00 to 00:59: | 1.6% |
| 01:00 to 01:59: | 0.7% |
| 02:00 to 02:59: | 0.4% |
| 03:00 to 03:59: | 0.4% |
| 04:00 to 04:59: | 0.1% |
| 05:00 to 05:59: | 0.4% |
| 06:00 to 06:59: | 0.4% |
| 07:00 to 07:59: | 1.5% |
| 08:00 to 08:59: | 2.9% |
| 09:00 to 09:59: | 4.5% |
| 10:00 to 10:59: | 6.8% |
| 11:00 to 11:59: | 7.3% |
| 12:00 to 12:59: | 8.1% |
| 13:00 to 13:59: | 7.8% |
| 14:00 to 14:59: | 8.1% |
| 15:00 to 15:59: | 7.6% |
| 16:00 to 16:59: | 5.7% |
| 17:00 to 17:59: | 5.4% |
| 18:00 to 18:59: | 5.4% |
| 19:00 to 19:59: | 5.1% |
| 20:00 to 20:59: | 6.3% |
| 21:00 to 21:59: | 5.8% |
| 22:00 to 22:59: | 4.8% |
| 23:00 to 23:59: | 2.9% |
| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 21.10% |
| British Columbia: | 10.87% |
| Manitoba: | 2.09% |
| New Brunswick: | 2.10% |
| Newfoundland and Labrador: | 1.15% |
| Nova Scotia: | 2.91% |
| Northwest Territories: | 0.32% |
| Nunavut: | 0.08% |
| Ontario: | 48.83% |
| Prince Edward Island: | 0.44% |
| Quebec: | 4.14% |
| Saskatchewan: | 5.07% |
| Yukon Territories: | 0.26% |
| Location | Contribution | |
|---|---|---|
| 001: | CALGARY, AB | 7.180% |
| 002: | EDMONTON, AB | 4.556% |
| 003: | RED DEER, AB | 0.617% |
| 004: | FORT MCMURRAY, AB | 0.568% |
| 005: | LETHBRIDGE, AB | 0.423% |
| 006: | SHERWOOD PARK, AB | 0.401% |
| 1 | Balzac, Alberta |
| 2 | Airdrie, Alberta |
| 3 | De Winton, Alberta |
| 4 | Chestermere, Alberta |
| 5 | Cochrane, Alberta |
| 6 | Crossfield, Alberta |
| 7 | Acme, Alberta |
| 8 | Langdon, Alberta |
| 9 | Bragg Creek, Alberta |
| 10 | Carstairs, Alberta |
| 11 | Carseland, Alberta |
| 12 | Didsbury, Alberta |
| 13 | Okotoks, Alberta |
| 14 | Cremona, Alberta |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| Qualification: | 26.3% | |
| First-time Buyer: | 19.5% | |
| Refinance: | 15.0% | |
| Renewal: | 11.5% | |
| No Money Down: | 9.5% | |
| Purchase: | 9.4% | |
| Pre-approval: | 2.3% | |
| Variable Rate: | 1.8% | |
| Investment: | 0.9% | |
| Equity Mortgage: | 0.9% | |
| Other: | 2.8% | |
| Total Application Types Found: 17 | ||
Average age: 36
Oldest age: 89
Youngest age: 19
The figures below represent the average income of applicants living in Calgary who have submitted an inquiry using the online application located at the CanEquity web site.
| Average annual gross income for | |
|---|---|
| mortgage applicants in Calgary: | $65,487.02 |
| applicants within all of Canada: | $58,582.39 |
| Difference: | $6,904.63 |
| mortgage co-applicants in Calgary: | $44,657.04 |
| co-applicants within all of Canada: | $41,225.82 |
| Difference: | $3,431.22 |
The chart and pie-graph below depicts the residential status of people living in Calgary who have applied for a loan using the pre-approval application on CanEquity's web site.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 40.1% | |
| Own: | 44.8% | |
| Other: | 2.1% | |
| No Comment: | 9.6% | |
| Live with parents: | 3.4% |
The information below shows the marital status of applicants from Calgary, Alberta using the mortgage preapproval application found on the CanEquity Mortgage web site. In Calgary, 58% of the mortgage applicants are living common-law or married, while only 41% are single, separated or divorced.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Married: | 45.8% | |
| Single: | 33.3% | |
| Common-law: | 12.4% | |
| Divorced: | 4.3% | |
| Separated: | 3.6% | |
| Widowed: | 0.5% |
