Canadian Mortgage Rates,
Calculators, News & Insurance
Calculators, News & Insurance
| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2011: | 19.57% | 0.02% |
| 2010: | 6.52% | 0.01% |
| 2009: | 21.74% | 0.02% |
| 2008: | 15.22% | 0.01% |
| 2007: | 15.22% | 0.01% |
| 2006: | 2.17% | 0.00% |
| 2005: | 8.70% | 0.01% |
| 2004: | 4.35% | 0.00% |
| 2003: | 2.17% | 0.00% |
| 2002: | 4.35% | 0.00% |
The graph listed below shows the busy days for online inquiries that were received by the CanEquity web site. Each day represents a combined total of all occurrences of that day in the past 5 years. In Camrose the busiest day, with 17.39% of all submissions, is Thursday. In comparison, Friday's are the slowest day with only 10.87% of all inquiries.
| Rank | Day of the Week | Percentage of Inquiries | |
|---|---|---|---|
| 1: | Thursday: | 17.4% | |
| 2: | Tuesday: | 15.2% | |
| 3: | Wednesday: | 15.2% | |
| 4: | Saturday: | 15.2% | |
| 5: | Monday: | 13.0% | |
| 6: | Sunday: | 13.0% | |
| 7: | Friday: | 10.9% |
In Camrose, mortgages are received 24 hours a day from the CanEquity web site. The report shown below indicates the peak hours within a 24-hour period. The data is taken from all days of all years.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 00:00 to 00:59: | 2.2% |
| 01:00 to 01:59: | 2.2% |
| 05:00 to 05:59: | 2.2% |
| 08:00 to 08:59: | 2.2% |
| 10:00 to 10:59: | 6.5% |
| 11:00 to 11:59: | 8.7% |
| 12:00 to 12:59: | 2.2% |
| 13:00 to 13:59: | 8.7% |
| 14:00 to 14:59: | 6.5% |
| 15:00 to 15:59: | 10.9% |
| 16:00 to 16:59: | 4.3% |
| 17:00 to 17:59: | 2.2% |
| 18:00 to 18:59: | 13.0% |
| 19:00 to 19:59: | 4.3% |
| 20:00 to 20:59: | 8.7% |
| 21:00 to 21:59: | 13.0% |
| 22:00 to 22:59: | 2.2% |
| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 20.94% |
| British Columbia: | 10.57% |
| Manitoba: | 2.06% |
| New Brunswick: | 2.43% |
| Newfoundland and Labrador: | 1.25% |
| Nova Scotia: | 3.28% |
| Northwest Territories: | 0.40% |
| Nunavut: | 0.10% |
| Ontario: | 48.07% |
| Prince Edward Island: | 0.53% |
| Quebec: | 3.97% |
| Saskatchewan: | 4.94% |
| Yukon Territories: | 0.41% |
| Location | Contribution | |
|---|---|---|
| 023: | OLDS, AB | 0.100% |
| 024: | FORT SASKATCHEWAN, AB | 0.098% |
| 025: | COCHRANE, AB | 0.098% |
| 026: | CANMORE, AB | 0.096% |
| 027: | HIGH RIVER, AB | 0.091% |
| 028: | CAMROSE, AB | 0.087% |
| 029: | CHESTERMERE, AB | 0.085% |
| 030: | LACOMBE, AB | 0.081% |
| 031: | INNISFAIL, AB | 0.077% |
| 032: | ROCKY MOUNTAIN HOUSE, AB | 0.076% |
| 033: | HINTON, AB | 0.068% |
| 1 | Kingman, Alberta |
| 2 | Bawlf, Alberta |
| 3 | Tofield, Alberta |
| 4 | Ryley, Alberta |
| 5 | Edberg, Alberta |
| 6 | Wetaskiwin, Alberta |
| 7 | Ponoka, Alberta |
| 8 | Ardrossan, Alberta |
| 9 | Vegreville, Alberta |
| 10 | Sherwood Park, Alberta |
| 11 | Sedgewick, Alberta |
| 12 | Millet, Alberta |
| 13 | Viking, Alberta |
| 14 | Beaumont, Alberta |
| 15 | Lougheed, Alberta |
| 16 | Bashaw, Alberta |
| 17 | Bentley, Alberta |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| First-time Buyer: | 26.1% | |
| No Money Down: | 21.7% | |
| Qualification: | 17.4% | |
| Purchase: | 15.2% | |
| Refinance: | 13.0% | |
| Renewal: | 2.2% | |
| Equity Mortgage: | 2.2% | |
| Variable Rate: | 2.2% | |
| Total Application Types Found: 8 | ||
Average age: 35
Oldest age: 53
Youngest age: 19
The numbers below represent the average income of Canadians living in Camrose who have applied for a loan using the CanEquity mortgage application.
| Average annual gross income for | |
|---|---|
| mortgage applicants in Camrose: | $55,102.73 |
| applicants within all of Canada: | $59,498.47 |
| Difference: | ($4,395.73) |
| mortgage co-applicants in Camrose: | $39,011.92 |
| co-applicants within all of Canada: | $42,403.13 |
| Difference: | ($3,391.21) |
The following table represents the residential status of people living in Camrose who have submitted an inquiry using the online application located at the CanEquity web site.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 52.2% | |
| Own: | 34.8% | |
| Other: | 2.2% | |
| No Comment: | 8.7% | |
| Live with parents: | 2.2% |
The information below shows the marital status of applicants from Camrose, Alberta using the mortgage application located at the CanEquity web site. 56% of the mortgage applicants are living together with someone, while only 43% are not married or separated.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Married: | 34.8% | |
| Single: | 32.6% | |
| Common-law: | 21.7% | |
| Divorced: | 10.9% |
