| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2010: | * 5.00% | * 0.01% |
| 2009: | 26.67% | 0.04% |
| 2008: | 21.67% | 0.03% |
| 2007: | 10.00% | 0.01% |
| 2006: | 8.33% | 0.01% |
| 2005: | 8.33% | 0.01% |
| 2004: | 1.67% | 0.00% |
| 2003: | 10.00% | 0.01% |
| 2002: | 8.33% | 0.01% |
The following illustrates the volumes of mortgage applications received by CanEquity in each month for all years combined. The busiest months for mortgages from Cold Lake usually occur during our second quarter (represented by the green bars) with 35.00% while our slowest is the fourth quarter (represented by the red bars) with 16.67%.
| Rank | Month | Percentage of Inquiries | |
|---|---|---|---|
| 1: | May: | 16.7% | |
| 2: | April: | 15.0% | |
| 3: | January: | 10.0% | |
| 4: | February: | 10.0% | |
| 5: | July: | 8.3% | |
| 6: | March: | 8.3% | |
| 7: | August: | 8.3% | |
| 8: | November: | 6.7% | |
| 9: | October: | 6.7% | |
| 10: | December: | 3.3% | |
| 11: | June: | 3.3% | |
| 12: | September: | 3.3% |

The information below compares the busy days for online mortgage applications that were received by CanEquity's web site. Each day is a representation of the combined 6-year total of all instances of that day. In Cold Lake, the day with the most volume, generating 21.67% of all inquiries, is Friday. In comparison, Sunday's are the slowest day with only 6.67% of all inquiries.
| Rank | Day of the Week | Percentage of Inquiries | |
|---|---|---|---|
| 1: | Friday: | 21.7% | |
| 2: | Tuesday: | 18.3% | |
| 3: | Wednesday: | 15.0% | |
| 4: | Monday: | 13.3% | |
| 5: | Thursday: | 13.3% | |
| 6: | Saturday: | 11.7% | |
| 7: | Sunday: | 6.7% |

In Cold Lake, applications are received 24 hours a day from the CanEquity web site. The graph shown below represents the busy hours in the day. The data is taken from all days of all years.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 00:00 to 00:59: | 1.7% |
| 03:00 to 03:59: | 1.7% |
| 06:00 to 06:59: | 1.7% |
| 09:00 to 09:59: | 3.3% |
| 10:00 to 10:59: | 5.0% |
| 11:00 to 11:59: | 11.7% |
| 12:00 to 12:59: | 6.7% |
| 13:00 to 13:59: | 6.7% |
| 14:00 to 14:59: | 3.3% |
| 15:00 to 15:59: | 11.7% |
| 16:00 to 16:59: | 13.3% |
| 17:00 to 17:59: | 10.0% |
| 18:00 to 18:59: | 3.3% |
| 19:00 to 19:59: | 3.3% |
| 20:00 to 20:59: | 6.7% |
| 21:00 to 21:59: | 3.3% |
| 22:00 to 22:59: | 3.3% |
| 23:00 to 23:59: | 3.3% |

| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 21.11% |
| British Columbia: | 10.86% |
| Manitoba: | 2.09% |
| New Brunswick: | 2.11% |
| Newfoundland and Labrador: | 1.15% |
| Nova Scotia: | 2.91% |
| Northwest Territories: | 0.32% |
| Nunavut: | 0.08% |
| Ontario: | 48.83% |
| Prince Edward Island: | 0.44% |
| Quebec: | 4.15% |
| Saskatchewan: | 5.06% |
| Yukon Territories: | 0.26% |

| Location | Contribution | |
|---|---|---|
| 011: | OKOTOKS, AB | 0.239% |
| 012: | SPRUCE GROVE, AB | 0.213% |
| 013: | BROOKS, AB | 0.201% |
| 014: | WHITECOURT, AB | 0.155% |
| 015: | STONY PLAIN, AB | 0.148% |
| 016: | COLD LAKE, AB | 0.141% |
| 017: | WETASKIWIN, AB | 0.117% |
| 018: | SYLVAN LAKE, AB | 0.117% |
| 019: | EDSON, AB | 0.115% |
| 020: | LLOYDMINSTER, AB | 0.108% |
| 021: | CANMORE, AB | 0.108% |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| Qualification: | 26.7% | |
| First-time Buyer: | 23.3% | |
| No Money Down: | 18.3% | |
| Refinance: | 15.0% | |
| Renewal: | 8.3% | |
| Purchase: | 5.0% | |
| Home Renovation: | 1.7% | |
| Long Term Fixed: | 1.7% | |
| Total Application Types Found: 8 | ||

Average age: 34
Oldest age: 59
Youngest age: 21
The amounts shown below represent the average income of people living in Cold Lake who have submitted a mortgage inquiry using the CanEquity mortgage application.
| Average annual gross income for | |
|---|---|
| mortgage applicants in Cold Lake: | $58,113.81 |
| applicants within all of Canada: | $58,592.40 |
| Difference: | ($478.59) |
| mortgage co-applicants in Cold Lake: | $38,360.63 |
| co-applicants within all of Canada: | $41,278.89 |
| Difference: | ($2,918.26) |
The table and pie chart below represents the residential status of people living in Cold Lake who have applied for a home loan using CanEquity's online mortgage application.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 63.3% | |
| Own: | 26.7% | |
| No Comment: | 10.0% |

The following information represents the marital status of applicants from Cold Lake, Alberta using the online mortgage application found at canequity.com. In Cold Lake, approximately 68% of the mortgage applicants are living together with someone, while only 31% are not living with someone.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Married: | 56.7% | |
| Single: | 26.7% | |
| Common-law: | 11.7% | |
| Divorced: | 5.0% |
