Canadian Mortgage Rates,
Calculators, News & Insurance
Calculators, News & Insurance
| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2011: | 30.43% | 0.01% |
| 2010: | 13.04% | 0.01% |
| 2009: | 17.39% | 0.01% |
| 2008: | 17.39% | 0.01% |
| 2007: | 13.04% | 0.01% |
| 2004: | 4.35% | 0.00% |
| 2002: | 4.35% | 0.00% |
In Didsbury, inquiries are received 24 hours a day via our web site. The graph shown below indicates the peak hours in the day. The data is taken from all days of all years. Only 17.4% of all mortgages are received during the morning, while 82.6% arrive in the afternoon.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 05:00 to 05:59: | 4.3% |
| 09:00 to 09:59: | 8.7% |
| 10:00 to 10:59: | 4.3% |
| 12:00 to 12:59: | 8.7% |
| 13:00 to 13:59: | 4.3% |
| 14:00 to 14:59: | 17.4% |
| 15:00 to 15:59: | 17.4% |
| 16:00 to 16:59: | 8.7% |
| 17:00 to 17:59: | 4.3% |
| 20:00 to 20:59: | 8.7% |
| 21:00 to 21:59: | 8.7% |
| 23:00 to 23:59: | 4.3% |
| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 20.94% |
| British Columbia: | 10.57% |
| Manitoba: | 2.06% |
| New Brunswick: | 2.43% |
| Newfoundland and Labrador: | 1.25% |
| Nova Scotia: | 3.28% |
| Northwest Territories: | 0.40% |
| Nunavut: | 0.10% |
| Ontario: | 48.07% |
| Prince Edward Island: | 0.53% |
| Quebec: | 3.97% |
| Saskatchewan: | 4.94% |
| Yukon Territories: | 0.41% |
| Location | Contribution | |
|---|---|---|
| 042: | HIGH PRAIRIE, AB | 0.053% |
| 043: | TABER, AB | 0.049% |
| 044: | BONNYVILLE, AB | 0.047% |
| 045: | STETTLER, AB | 0.045% |
| 046: | DRUMHELLER, AB | 0.043% |
| 047: | DIDSBURY, AB | 0.043% |
| 048: | REDCLIFF, AB | 0.043% |
| 049: | ONOWAY, AB | 0.043% |
| 050: | GRANDE CACHE, AB | 0.042% |
| 051: | ST PAUL, AB | 0.040% |
| 052: | VEGREVILLE, AB | 0.040% |
| 1 | Carstairs, Alberta |
| 2 | Crossfield, Alberta |
| 3 | Acme, Alberta |
| 4 | Sundre, Alberta |
| 5 | Cremona, Alberta |
| 6 | Olds, Alberta |
| 7 | Bowden, Alberta |
| 8 | Airdrie, Alberta |
| 9 | Three Hills, Alberta |
| 10 | Innisfail, Alberta |
| 11 | Cochrane, Alberta |
| 12 | Balzac, Alberta |
| 13 | Carbon, Alberta |
| 14 | Calgary, Alberta |
| 15 | Chestermere, Alberta |
| 16 | Caroline, Alberta |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| Refinance: | 26.1% | |
| Qualification: | 21.7% | |
| Purchase: | 17.4% | |
| First-time Buyer: | 8.7% | |
| No Money Down: | 4.3% | |
| Pre-approval: | 4.3% | |
| Renewal: | 4.3% | |
| Equity Mortgage: | 4.3% | |
| Investment: | 4.3% | |
| Variable Rate: | 4.3% | |
| Total Application Types Found: 10 | ||
Average age: 43
Oldest age: 69
Youngest age: 23
The figures below represent the average income of Canadians living in Didsbury who have applied for a mortgage loan using CanEquity's online mortgage application.
| Average annual gross income for | |
|---|---|
| mortgage applicants in Didsbury: | $68,070.87 |
| applicants within all of Canada: | $59,498.47 |
| Difference: | $8,572.40 |
| mortgage co-applicants in Didsbury: | $37,807.11 |
| co-applicants within all of Canada: | $42,403.13 |
| Difference: | ($4,596.02) |
The information below represents the residential status of people living in Didsbury who have applied for a loan using the pre-approval application on the CanEquity Mortgage web site.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 26.1% | |
| Own: | 65.2% | |
| Other: | 4.3% | |
| No Comment: | 4.3% |
The pie chart below represents the marital status of applicants from Didsbury, Alberta using the mortgage application found at canequity.com. 69% of the mortgage applicants are either married or living common-law, while only 30% are not living with someone.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Married: | 60.9% | |
| Single: | 21.7% | |
| Common-law: | 8.7% | |
| Divorced: | 4.3% | |
| Separated: | 4.3% |
