Canadian Mortgage Rates,
Calculators, News & Insurance
Calculators, News & Insurance
| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2011: | 12.20% | 0.01% |
| 2010: | 21.95% | 0.02% |
| 2009: | 12.20% | 0.01% |
| 2008: | 9.76% | 0.01% |
| 2007: | 9.76% | 0.01% |
| 2006: | 9.76% | 0.01% |
| 2005: | 12.20% | 0.01% |
| 2003: | 2.44% | 0.00% |
| 2002: | 9.76% | 0.01% |
The graph listed below displays the busy days for online applications that were received by the CanEquity web site. Each day represents a combined total of all occurrences of that day in the past 5 years. In Innisfail the busiest day of the week, with 19.51% of all submissions, is Saturday. In comparison, Friday's are the slowest day with only 4.88% of all inquiries.
| Rank | Day of the Week | Percentage of Inquiries | |
|---|---|---|---|
| 1: | Saturday: | 19.5% | |
| 2: | Sunday: | 17.1% | |
| 3: | Monday: | 14.6% | |
| 4: | Tuesday: | 14.6% | |
| 5: | Wednesday: | 14.6% | |
| 6: | Thursday: | 14.6% | |
| 7: | Friday: | 4.9% |
Applications are received 24 hours a day on our web site. The graph shown below indicates the busy hours in the day. The data is taken from all days of all years. Only 17.1% of all mortgages are received before noon, while 82.9% arrive in the afternoon.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 07:00 to 07:59: | 4.9% |
| 09:00 to 09:59: | 2.4% |
| 10:00 to 10:59: | 4.9% |
| 11:00 to 11:59: | 4.9% |
| 13:00 to 13:59: | 2.4% |
| 14:00 to 14:59: | 12.2% |
| 15:00 to 15:59: | 12.2% |
| 16:00 to 16:59: | 12.2% |
| 17:00 to 17:59: | 9.8% |
| 18:00 to 18:59: | 7.3% |
| 19:00 to 19:59: | 2.4% |
| 20:00 to 20:59: | 14.6% |
| 21:00 to 21:59: | 2.4% |
| 22:00 to 22:59: | 7.3% |
| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 20.94% |
| British Columbia: | 10.57% |
| Manitoba: | 2.06% |
| New Brunswick: | 2.43% |
| Newfoundland and Labrador: | 1.25% |
| Nova Scotia: | 3.28% |
| Northwest Territories: | 0.40% |
| Nunavut: | 0.10% |
| Ontario: | 48.07% |
| Prince Edward Island: | 0.53% |
| Quebec: | 3.97% |
| Saskatchewan: | 4.94% |
| Yukon Territories: | 0.41% |
| Location | Contribution | |
|---|---|---|
| 026: | CANMORE, AB | 0.096% |
| 027: | HIGH RIVER, AB | 0.091% |
| 028: | CAMROSE, AB | 0.087% |
| 029: | CHESTERMERE, AB | 0.085% |
| 030: | LACOMBE, AB | 0.081% |
| 031: | INNISFAIL, AB | 0.077% |
| 032: | ROCKY MOUNTAIN HOUSE, AB | 0.076% |
| 033: | HINTON, AB | 0.068% |
| 034: | BEAUMONT, AB | 0.068% |
| 035: | SLAVE LAKE, AB | 0.060% |
| 036: | DRAYTON VALLEY, AB | 0.060% |
| 1 | Bowden, Alberta |
| 2 | Red Deer County, Alberta |
| 3 | Three Hills, Alberta |
| 4 | Springbrook, Alberta |
| 5 | Red Deer, Alberta |
| 6 | Olds, Alberta |
| 7 | Delburne, Alberta |
| 8 | Carbon, Alberta |
| 9 | Blackfalds, Alberta |
| 10 | Didsbury, Alberta |
| 11 | Sundre, Alberta |
| 12 | Cremona, Alberta |
| 13 | Carstairs, Alberta |
| 14 | Sylvan Lake, Alberta |
| 15 | Caroline, Alberta |
| 16 | Stettler, Alberta |
| 17 | Acme, Alberta |
| 18 | Lacombe, Alberta |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| No Money Down: | 29.3% | |
| Qualification: | 26.8% | |
| First-time Buyer: | 22.0% | |
| Purchase: | 7.3% | |
| Refinance: | 4.9% | |
| Renewal: | 2.4% | |
| Low Doc: | 2.4% | |
| Investment: | 2.4% | |
| Commercial: | 2.4% | |
| Total Application Types Found: 9 | ||
Average age: 37
Oldest age: 67
Youngest age: 19
The following figures show the average income of applicants living in Innisfail who have submitted an inquiry using the pre-approval application on the CanEquity Mortgage web site.
| Average annual gross income for | |
|---|---|
| mortgage applicants in Innisfail: | $55,049.97 |
| applicants within all of Canada: | $59,498.47 |
| Difference: | ($4,448.49) |
| mortgage co-applicants in Innisfail: | $38,553.33 |
| co-applicants within all of Canada: | $42,403.13 |
| Difference: | ($3,849.80) |
The following depicts the residential status of people living in Innisfail who have applied for a mortgage loan using the pre-approval application on CanEquity's web site.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 61.0% | |
| Own: | 19.5% | |
| Other: | 4.9% | |
| No Comment: | 12.2% | |
| Live with parents: | 2.4% |
The following pie chart represents the marital status of applicants from Innisfail, Alberta using the mortgage application found on canequity.com. In Innisfail, over 68% of the mortgage applicants are living common-law or married, while only 31% are not married or separated.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Married: | 46.3% | |
| Single: | 29.3% | |
| Common-law: | 22.0% | |
| Divorced: | 2.4% |
