Canadian Mortgage Rates,
Calculators, News & Insurance
Calculators, News & Insurance
| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2011: | 20.00% | 0.02% |
| 2010: | 20.00% | 0.02% |
| 2009: | 13.33% | 0.01% |
| 2008: | 16.67% | 0.02% |
| 2007: | 11.67% | 0.01% |
| 2006: | 5.00% | 0.01% |
| 2004: | 1.67% | 0.00% |
| 2003: | 8.33% | 0.01% |
| 2002: | 3.33% | 0.00% |
This graph displays the volumes of mortgage applications received by CanEquity in each month for all years combined. The busiest months for mortgages from Leduc occur during our first quarter (represented by the brown bars) with 31.67% while our slowest is the fourth quarter (represented by the red bars) with 21.67%.
| Rank | Month | Percentage of Inquiries | |
|---|---|---|---|
| 1: | January: | 15.0% | |
| 2: | November: | 11.7% | |
| 3: | May: | 11.7% | |
| 4: | September: | 11.7% | |
| 5: | June: | 10.0% | |
| 6: | February: | 8.3% | |
| 7: | August: | 8.3% | |
| 8: | March: | 8.3% | |
| 9: | December: | 5.0% | |
| 10: | July: | 5.0% | |
| 11: | October: | 5.0% | |
| 12: | December: | 0.0% |
The data below displays the busy days for mortgage applications that were received by CanEquity's web site. A combined total of all occurrences of each day are represented for the past 5 years. In Leduc the busiest day, with 25.00% of all applications, is Monday. In comparison, Thursday's are the slowest day with only 10.00% of all inquiries.
| Rank | Day of the Week | Percentage of Inquiries | |
|---|---|---|---|
| 1: | Monday: | 25.0% | |
| 2: | Wednesday: | 20.0% | |
| 3: | Friday: | 16.7% | |
| 4: | Sunday: | 16.7% | |
| 5: | Tuesday: | 11.7% | |
| 6: | Thursday: | 10.0% |
In Leduc, applications are received 24 hours a day via our web site. The statistics shown below indicates the rush hours over a 24-hour period. The data is taken from all days of all years.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 01:00 to 01:59: | 3.3% |
| 08:00 to 08:59: | 5.0% |
| 09:00 to 09:59: | 5.0% |
| 10:00 to 10:59: | 5.0% |
| 11:00 to 11:59: | 6.7% |
| 12:00 to 12:59: | 1.7% |
| 13:00 to 13:59: | 8.3% |
| 14:00 to 14:59: | 10.0% |
| 15:00 to 15:59: | 11.7% |
| 16:00 to 16:59: | 8.3% |
| 17:00 to 17:59: | 6.7% |
| 18:00 to 18:59: | 1.7% |
| 19:00 to 19:59: | 5.0% |
| 20:00 to 20:59: | 6.7% |
| 21:00 to 21:59: | 5.0% |
| 22:00 to 22:59: | 8.3% |
| 23:00 to 23:59: | 1.7% |
| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 20.94% |
| British Columbia: | 10.57% |
| Manitoba: | 2.06% |
| New Brunswick: | 2.43% |
| Newfoundland and Labrador: | 1.25% |
| Nova Scotia: | 3.28% |
| Northwest Territories: | 0.40% |
| Nunavut: | 0.10% |
| Ontario: | 48.07% |
| Prince Edward Island: | 0.53% |
| Quebec: | 3.97% |
| Saskatchewan: | 4.94% |
| Yukon Territories: | 0.41% |
| Location | Contribution | |
|---|---|---|
| 014: | COLD LAKE, AB | 0.172% |
| 015: | WHITECOURT, AB | 0.151% |
| 016: | STONY PLAIN, AB | 0.147% |
| 017: | LLOYDMINSTER, AB | 0.121% |
| 018: | EDSON, AB | 0.115% |
| 019: | LEDUC, AB | 0.113% |
| 020: | STRATHMORE, AB | 0.111% |
| 021: | SYLVAN LAKE, AB | 0.111% |
| 022: | WETASKIWIN, AB | 0.108% |
| 023: | OLDS, AB | 0.100% |
| 024: | FORT SASKATCHEWAN, AB | 0.098% |
| 1 | Beaumont, Alberta |
| 2 | Devon, Alberta |
| 3 | Millet, Alberta |
| 4 | Calmar, Alberta |
| 5 | Thorsby, Alberta |
| 6 | Sherwood Park, Alberta |
| 7 | Wetaskiwin, Alberta |
| 8 | Stony Plain, Alberta |
| 9 | Warburg, Alberta |
| 10 | Spruce Grove, Alberta |
| 11 | Carvel, Alberta |
| 12 | Rimbey, Alberta |
| 13 | Ponoka, Alberta |
| 14 | Bluffton, Alberta |
| 15 | Breton, Alberta |
| 16 | Edmonton, Alberta |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| Qualification: | 25.0% | |
| First-time Buyer: | 18.3% | |
| Refinance: | 16.7% | |
| Purchase: | 13.3% | |
| No Money Down: | 11.7% | |
| Renewal: | 10.0% | |
| Pre-approval: | 1.7% | |
| Investment: | 1.7% | |
| Variable Rate: | 1.7% | |
| Total Application Types Found: 9 | ||
Average age: 37
Oldest age: 68
Youngest age: 20
The information below represents the average income of applicants living in Leduc who have submitted an inquiry using CanEquity's pre-approval application.
| Average annual gross income for | |
|---|---|
| mortgage applicants in Leduc: | $76,188.38 |
| applicants within all of Canada: | $59,498.47 |
| Difference: | $16,689.92 |
| mortgage co-applicants in Leduc: | $49,516.20 |
| co-applicants within all of Canada: | $42,403.13 |
| Difference: | $7,113.07 |
The table and pie chart below represents the residential status of people living in Leduc who have applied for a loan using the pre-approval application on CanEquity's web site.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 48.3% | |
| Own: | 45.0% | |
| No Comment: | 5.0% | |
| Live with parents: | 1.7% |
The following pie chart represents the marital status of applicants from Leduc, Alberta using the online mortgage application found on the CanEquity Mortgage web site. Approximately 70% of the mortgage applicants are living common-law or married, while only 30% are single or separated.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Married: | 58.3% | |
| Single: | 23.3% | |
| Common-law: | 11.7% | |
| Divorced: | 5.0% | |
| Separated: | 1.7% |
