Canadian Mortgage Rates,
Calculators, News & Insurance
Calculators, News & Insurance
| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2011: | 8.70% | 0.00% |
| 2010: | 17.39% | 0.01% |
| 2009: | 26.09% | 0.01% |
| 2008: | 8.70% | 0.00% |
| 2006: | 13.04% | 0.01% |
| 2005: | 17.39% | 0.01% |
| 2004: | 8.70% | 0.00% |
Inquiries are received 24 hours a day via the CanEquity web site. The following represents the busy hours within a 24-hour period. The data is taken from all days of all years.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 04:00 to 04:59: | 4.3% |
| 05:00 to 05:59: | 4.3% |
| 06:00 to 06:59: | 4.3% |
| 08:00 to 08:59: | 8.7% |
| 09:00 to 09:59: | 8.7% |
| 10:00 to 10:59: | 13.0% |
| 12:00 to 12:59: | 13.0% |
| 13:00 to 13:59: | 4.3% |
| 14:00 to 14:59: | 13.0% |
| 15:00 to 15:59: | 8.7% |
| 18:00 to 18:59: | 4.3% |
| 20:00 to 20:59: | 4.3% |
| 21:00 to 21:59: | 4.3% |
| 23:00 to 23:59: | 4.3% |
| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 20.94% |
| British Columbia: | 10.57% |
| Manitoba: | 2.06% |
| New Brunswick: | 2.43% |
| Newfoundland and Labrador: | 1.25% |
| Nova Scotia: | 3.28% |
| Northwest Territories: | 0.40% |
| Nunavut: | 0.10% |
| Ontario: | 48.07% |
| Prince Edward Island: | 0.53% |
| Quebec: | 3.97% |
| Saskatchewan: | 4.94% |
| Yukon Territories: | 0.41% |
| Location | Contribution | |
|---|---|---|
| 044: | BONNYVILLE, AB | 0.047% |
| 045: | STETTLER, AB | 0.045% |
| 046: | DRUMHELLER, AB | 0.043% |
| 047: | DIDSBURY, AB | 0.043% |
| 048: | REDCLIFF, AB | 0.043% |
| 049: | ONOWAY, AB | 0.043% |
| 050: | GRANDE CACHE, AB | 0.042% |
| 051: | ST PAUL, AB | 0.040% |
| 052: | VEGREVILLE, AB | 0.040% |
| 053: | MORINVILLE, AB | 0.038% |
| 054: | NANTON, AB | 0.036% |
| 1 | Alberta Beach, Alberta |
| 2 | Wabamun, Alberta |
| 3 | Westlock, Alberta |
| 4 | Spruce Grove, Alberta |
| 5 | Carvel, Alberta |
| 6 | Morinville, Alberta |
| 7 | St Albert, Alberta |
| 8 | Tomahawk, Alberta |
| 9 | Edmonton, Alberta |
| 10 | Stony Plain, Alberta |
| 11 | Sangudo, Alberta |
| 12 | Barrhead, Alberta |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| Qualification: | 21.7% | |
| First-time Buyer: | 17.4% | |
| Purchase: | 17.4% | |
| Renewal: | 13.0% | |
| Refinance: | 13.0% | |
| No Money Down: | 4.3% | |
| Pre-approval: | 4.3% | |
| Home Renovation: | 4.3% | |
| Variable Rate: | 4.3% | |
| Total Application Types Found: 9 | ||
Average age: 39
Oldest age: 79
Youngest age: 23
The amounts shown below represent the average income of Canadians living in Onoway who have submitted a mortgage inquiry using the pre-approval application on the CanEquity Mortgage web site.
| Average annual gross income for | |
|---|---|
| mortgage applicants in Onoway: | $75,016.77 |
| applicants within all of Canada: | $59,498.47 |
| Difference: | $15,518.31 |
| mortgage co-applicants in Onoway: | $31,303.00 |
| co-applicants within all of Canada: | $42,403.13 |
| Difference: | ($11,100.13) |
The table and pie chart below represents the residential status of people living in Onoway who have applied for a mortgage loan using the online application located at the CanEquity web site.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 17.4% | |
| Own: | 65.2% | |
| No Comment: | 8.7% | |
| Live with parents: | 8.7% |
The information below shows the marital status of applicants from Onoway, Alberta using the preapproval application found on canequity.com. In Onoway, 78% of the mortgage applicants are living common-law or married, while only 17% are single, separated or divorced.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Married: | 69.6% | |
| Single: | 17.4% | |
| Common-law: | 8.7% | |
| Widowed: | 4.3% |
