| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2010: | * 4.44% | * 0.01% |
| 2009: | 18.89% | 0.04% |
| 2008: | 16.67% | 0.04% |
| 2007: | 17.78% | 0.04% |
| 2006: | 14.44% | 0.03% |
| 2005: | 14.44% | 0.03% |
| 2004: | 3.33% | 0.01% |
| 2003: | 3.33% | 0.01% |
| 2002: | 6.67% | 0.01% |
This graph shows the volumes of mortgage applications received by CanEquity in each month for all years combined. The busiest months for mortgages from Spruce Grove occur during our first quarter (represented by the brown bars) with 34.44% while our slowest is the second quarter (represented by the green bars) with 20.00%.
| Rank | Month | Percentage of Inquiries | |
|---|---|---|---|
| 1: | January: | 13.3% | |
| 2: | March: | 13.3% | |
| 3: | July: | 10.0% | |
| 4: | August: | 10.0% | |
| 5: | December: | 8.9% | |
| 6: | June: | 8.9% | |
| 7: | February: | 7.8% | |
| 8: | October: | 7.8% | |
| 9: | May: | 6.7% | |
| 10: | November: | 5.6% | |
| 11: | April: | 4.4% | |
| 12: | September: | 3.3% |

The data below displays the busy days for Internet applications that were received by CanEquity. A combined total of all occurrences of each day are represented for the past 5 years. In Spruce Grove, the day with the most volume, having more than 22.22% of all applications, is Monday. In comparison, Wednesday's are the slowest day with only 11.11% of all inquiries.
| Rank | Day of the Week | Percentage of Inquiries | |
|---|---|---|---|
| 1: | Monday: | 22.2% | |
| 2: | Tuesday: | 14.4% | |
| 3: | Friday: | 14.4% | |
| 4: | Sunday: | 13.3% | |
| 5: | Thursday: | 12.2% | |
| 6: | Saturday: | 12.2% | |
| 7: | Wednesday: | 11.1% |

In Spruce Grove, mortgages are received 24 hours a day on our web site. The information shown below represents the rush hours within a 24-hour period. The data is taken from all days of all years. Only 22.2% of all mortgages are received before noon, while 75.6% arrive in the afternoon.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 00:00 to 00:59: | 1.1% |
| 01:00 to 01:59: | 1.1% |
| 06:00 to 06:59: | 1.1% |
| 08:00 to 08:59: | 4.4% |
| 09:00 to 09:59: | 6.7% |
| 10:00 to 10:59: | 3.3% |
| 11:00 to 11:59: | 6.7% |
| 12:00 to 12:59: | 4.4% |
| 13:00 to 13:59: | 5.6% |
| 14:00 to 14:59: | 10.0% |
| 15:00 to 15:59: | 5.6% |
| 16:00 to 16:59: | 3.3% |
| 17:00 to 17:59: | 8.9% |
| 18:00 to 18:59: | 7.8% |
| 19:00 to 19:59: | 6.7% |
| 20:00 to 20:59: | 7.8% |
| 21:00 to 21:59: | 10.0% |
| 22:00 to 22:59: | 4.4% |
| 23:00 to 23:59: | 1.1% |

| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 21.10% |
| British Columbia: | 10.87% |
| Manitoba: | 2.09% |
| New Brunswick: | 2.10% |
| Newfoundland and Labrador: | 1.15% |
| Nova Scotia: | 2.91% |
| Northwest Territories: | 0.32% |
| Nunavut: | 0.08% |
| Ontario: | 48.83% |
| Prince Edward Island: | 0.44% |
| Quebec: | 4.14% |
| Saskatchewan: | 5.07% |
| Yukon Territories: | 0.26% |

| Location | Contribution | |
|---|---|---|
| 007: | GRANDE PRAIRIE, AB | 0.350% |
| 008: | ST ALBERT, AB | 0.315% |
| 009: | MEDICINE HAT, AB | 0.303% |
| 010: | AIRDRIE, AB | 0.268% |
| 011: | OKOTOKS, AB | 0.239% |
| 012: | SPRUCE GROVE, AB | 0.211% |
| 013: | BROOKS, AB | 0.202% |
| 014: | WHITECOURT, AB | 0.153% |
| 015: | STONY PLAIN, AB | 0.148% |
| 016: | COLD LAKE, AB | 0.141% |
| 017: | WETASKIWIN, AB | 0.117% |
| 1 | Stony Plain, Alberta |
| 2 | St Albert, Alberta |
| 3 | Edmonton, Alberta |
| 4 | Devon, Alberta |
| 5 | Carvel, Alberta |
| 6 | Lancaster Park, Alberta |
| 7 | Morinville, Alberta |
| 8 | Beaumont, Alberta |
| 9 | Sherwood Park, Alberta |
| 10 | Gibbons, Alberta |
| 11 | Calmar, Alberta |
| 12 | Onoway, Alberta |
| 13 | Bon Accord, Alberta |
| 14 | Leduc, Alberta |
| 15 | Alberta Beach, Alberta |
| 16 | Breton, Alberta |
| 17 | Fort Saskatchewan, Alberta |
| 18 | Thorsby, Alberta |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| Qualification: | 31.1% | |
| Renewal: | 15.6% | |
| Purchase: | 13.3% | |
| First-time Buyer: | 12.2% | |
| Refinance: | 12.2% | |
| No Money Down: | 6.7% | |
| Pre-approval: | 4.4% | |
| Second Mortgage: | 1.1% | |
| Equity Mortgage: | 1.1% | |
| Investment: | 1.1% | |
| Home Renovation: | 1.1% | |
| Total Application Types Found: 11 | ||

Average age: 36
Oldest age: 64
Youngest age: 20
The information below represents the average income of people living in Spruce Grove who have submitted an inquiry using the pre-approval application on CanEquity's web site.
| Average annual gross income for | |
|---|---|
| mortgage applicants in Spruce Grove: | $74,806.18 |
| applicants within all of Canada: | $58,582.39 |
| Difference: | $16,223.79 |
| mortgage co-applicants in Spruce Grove: | $43,320.61 |
| co-applicants within all of Canada: | $41,225.82 |
| Difference: | $2,094.79 |
The table and pie chart below represents the residential status of people living in Spruce Grove who have applied for a loan using CanEquity's online mortgage application.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 35.6% | |
| Own: | 54.4% | |
| Other: | 1.1% | |
| No Comment: | 6.7% | |
| Live with parents: | 2.2% |

The information below shows the marital status of applicants from Spruce Grove, Alberta using the preapproval application found on the CanEquity Mortgage web site. Over 65% of the mortgage applicants are living together with someone, while only 34% are single, separated or divorced.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Married: | 57.8% | |
| Single: | 27.8% | |
| Common-law: | 7.8% | |
| Separated: | 4.4% | |
| Divorced: | 2.2% |
