Last report update for St Albert: Monday, June 30, 2008
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St Albert Mortgage
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Bon Accord
Carvel
Devon
Edmonton
Gibbons
Lancaster Park
Morinville
Sherwood Park
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St Albert Mortgages

Alberta Mortgage Statistics, Graphs and Charts

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Yearly Volume Comparison for Online Mortgages from St Albert

Year Year to Year
Comparison
** National
Contribution
2008: * 8.70% * 0.03%
2007: 25.00% 0.07%
2006: 9.78% 0.03%
2005: 11.96% 0.04%
2004: 10.87% 0.03%
2003: 16.30% 0.05%
2002: 17.39% 0.05%

Note: * These values are the percentages up to Monday, June 30, 2008. Estimated volume targets for the entire 2008 year are 15.22% and 0.05% respectively. ** Total national contribution of St Albert mortgages in the past is currently 0.30% with a projected target of 0.32%.

Busy Months for Mortgage Inquiries within St Albert

The 6-year bar graph below represents the volumes of applications received by CanEquity in each month for all years combined. The busiest months for mortgages from St Albert mostly occur during our second quarter (represented by the green bars) with 35.87% while our slowest is the fourth quarter (represented by the red bars) with 17.39%.

RankMonth Percentage
of Inquiries
1: June: 15.2%
2: April: 13.0%
3: January: 9.8%
4: February: 9.8%
5: July: 8.7%
6: March: 8.7%
7: May: 7.6%
8: December: 7.6%
9: August: 7.6%
10: October: 5.4%
11: November: 4.3%
12: September: 2.2%
Busy Months Report for St Albert Mortgages

Busy Days for Mortgage Applications within St Albert

The graph listed below compares the busy days for mortgage applications that were received by CanEquity. Each day represents a combined total of all occurrences of that day in the past 5 years. In St Albert, the day with the most volume, generating 27.17% of all inquiries, is Wednesday. In comparison, Thursday's are the slowest day with only 8.70% of all inquiries.

Rank Day of the
Week
Percentage
of Inquiries
1: Wednesday: 27.2%
2: Tuesday: 20.6%
3: Monday: 13.0%
4: Friday: 10.9%
5: Saturday: 10.9%
6: Sunday: 8.7%
7: Thursday: 8.7%
Busy Days Report for St Albert Mortgages

Peak Hours for Mortgages within St Albert

Mortgage inquiries are received 24 hours a day via our web site. The information shown below represents the peak hours over a 24-hour period. The data is taken from all days of all years.


Time Period
(24 Hour)
Percentage
of Inquiries
00:00 to 00:59: 4.3%
08:00 to 08:59: 4.3%
09:00 to 09:59: 7.6%
10:00 to 10:59: 7.6%
11:00 to 11:59: 4.3%
12:00 to 12:59: 7.6%
13:00 to 13:59: 6.5%
14:00 to 14:59: 1.1%
15:00 to 15:59: 12.0%
16:00 to 16:59: 8.7%
17:00 to 17:59: 6.5%
18:00 to 18:59: 7.6%
20:00 to 20:59: 3.3%
21:00 to 21:59: 9.8%
22:00 to 22:59: 5.4%
23:00 to 23:59: 3.3%
Peak Hours Graph for Mortgages in St Albert

Note: Only hours that have had mortgages from St Albert, Alberta are shown.

Alberta Mortgage Originations Compared to all other Provinces


Online Mortgage Origination
for the Province of
Percentage of
applications
Alberta 21.08%
British Columbia: 11.39%
Manitoba: 2.10%
New Brunswick: 2.02%
Newfoundland and Labrador: 1.16%
Nova Scotia: 2.80%
Northwest Territories: 0.30%
Nunavut: 0.09%
Ontario: 48.59%
Prince Edward Island: 0.38%
Quebec: 3.80%
Saskatchewan: 5.56%
Yukon Territories: 0.21%
St Albert Mortgages

Current City Standing within Alberta


Location Contribution
004:  FORT MCMURRAY, AB 0.506%
005:  SHERWOOD PARK, AB 0.429%
006:  LETHBRIDGE, AB 0.425%
007:  GRANDE PRAIRIE, AB 0.364%
008:  MEDICINE HAT, AB 0.313%
009:  ST ALBERT, AB 0.296%
010:  AIRDRIE, AB 0.267%
011:  BROOKS, AB 0.216%
012:  SPRUCE GROVE, AB 0.200%
013:  OKOTOKS, AB 0.187%
014:  WHITECOURT, AB 0.145%

Nearest Settlements


1Edmonton, Alberta
2Spruce Grove, Alberta
3Lancaster Park, Alberta
4Morinville, Alberta
5Gibbons, Alberta
6Stony Plain, Alberta
7Bon Accord, Alberta
8Carvel, Alberta
9Sherwood Park, Alberta
10Devon, Alberta
11Fort Saskatchewan, Alberta
12Onoway, Alberta
13Redwater, Alberta
14Legal, Alberta
15Ardrossan, Alberta
16Beaumont, Alberta


Product Popularity for St Albert


Mortgage Application
Form Type
  Percentage
of Inquiries
Qualification: 22.8%
Renewal: 20.7%
First-time Buyer: 16.3%
Refinance: 15.2%
No Money Down: 9.8%
Purchase: 5.4%
Investment: 4.3%
Pre-approval: 3.3%
Commercial: 1.1%
Variable Rate: 1.1%
 
Total Application Types Found: 10
 St Albert Mortgage Product Popularity Pie Chart

Age Demographics for St Albert Mortgages

Average age: 38
Oldest age: 65
Youngest age: 21


Incomes for St Albert Mortgages

The following figures show the average income of Canadians living in St Albert who have applied for a loan using CanEquity's online mortgage application.

Average annual gross income for
mortgage applicants in St Albert: $65,500.52
applicants within all of Canada: $56,539.94
Difference: $8,960.57
  
mortgage co-applicants in St Albert: $40,808.19
co-applicants within all of Canada: $39,480.41
Difference: $1,327.78

Note: Commercial loans were not included for this survey, only residential mortgage loans from St Albert, Alberta were used.

Residential Status for St Albert Mortgage Applicants

The table and pie chart below represents the residential status of people living in St Albert who have submitted a mortgage inquiry using the pre-approval application on CanEquity's web site.

Residential Status of
Mortgage Applicant
  Percentage
of Inquiries
Rent: 28.3%
Own: 42.4%
Other: 2.2%
No Comment: 20.7%
Live with parents: 6.5%
St Albert Residential Status Pie Chart

Marital Statistics for St Albert Mortgage Applicants

The information below shows the marital status of applicants from St Albert, Alberta using the mortgage application found at the CanEquity web site. Over 58% of the mortgage applicants are living common-law or married, while only 41% are single or separated.

Marital Status of
Mortgage Applicant
  Percentage
of Inquiries
Married: 50.0%
Single: 29.3%
Common-law: 8.7%
Divorced: 7.6%
Separated: 4.3%
St Albert Marital Status Pie Chart