St Albert Mortgage
Information, Statisitics & Reports
Information, Statisitics & Reports
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| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2008: | * 8.70% | * 0.03% |
| 2007: | 25.00% | 0.07% |
| 2006: | 9.78% | 0.03% |
| 2005: | 11.96% | 0.04% |
| 2004: | 10.87% | 0.03% |
| 2003: | 16.30% | 0.05% |
| 2002: | 17.39% | 0.05% |
The 6-year bar graph below represents the volumes of applications received by CanEquity in each month for all years combined. The busiest months for mortgages from St Albert mostly occur during our second quarter (represented by the green bars) with 35.87% while our slowest is the fourth quarter (represented by the red bars) with 17.39%.
| Rank | Month | Percentage of Inquiries | |
|---|---|---|---|
| 1: | June: | 15.2% | |
| 2: | April: | 13.0% | |
| 3: | January: | 9.8% | |
| 4: | February: | 9.8% | |
| 5: | July: | 8.7% | |
| 6: | March: | 8.7% | |
| 7: | May: | 7.6% | |
| 8: | December: | 7.6% | |
| 9: | August: | 7.6% | |
| 10: | October: | 5.4% | |
| 11: | November: | 4.3% | |
| 12: | September: | 2.2% |
The graph listed below compares the busy days for mortgage applications that were received by CanEquity. Each day represents a combined total of all occurrences of that day in the past 5 years. In St Albert, the day with the most volume, generating 27.17% of all inquiries, is Wednesday. In comparison, Thursday's are the slowest day with only 8.70% of all inquiries.
| Rank | Day of the Week | Percentage of Inquiries | |
|---|---|---|---|
| 1: | Wednesday: | 27.2% | |
| 2: | Tuesday: | 20.6% | |
| 3: | Monday: | 13.0% | |
| 4: | Friday: | 10.9% | |
| 5: | Saturday: | 10.9% | |
| 6: | Sunday: | 8.7% | |
| 7: | Thursday: | 8.7% |
Mortgage inquiries are received 24 hours a day via our web site. The information shown below represents the peak hours over a 24-hour period. The data is taken from all days of all years.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 00:00 to 00:59: | 4.3% |
| 08:00 to 08:59: | 4.3% |
| 09:00 to 09:59: | 7.6% |
| 10:00 to 10:59: | 7.6% |
| 11:00 to 11:59: | 4.3% |
| 12:00 to 12:59: | 7.6% |
| 13:00 to 13:59: | 6.5% |
| 14:00 to 14:59: | 1.1% |
| 15:00 to 15:59: | 12.0% |
| 16:00 to 16:59: | 8.7% |
| 17:00 to 17:59: | 6.5% |
| 18:00 to 18:59: | 7.6% |
| 20:00 to 20:59: | 3.3% |
| 21:00 to 21:59: | 9.8% |
| 22:00 to 22:59: | 5.4% |
| 23:00 to 23:59: | 3.3% |
| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 21.08% |
| British Columbia: | 11.39% |
| Manitoba: | 2.10% |
| New Brunswick: | 2.02% |
| Newfoundland and Labrador: | 1.16% |
| Nova Scotia: | 2.80% |
| Northwest Territories: | 0.30% |
| Nunavut: | 0.09% |
| Ontario: | 48.59% |
| Prince Edward Island: | 0.38% |
| Quebec: | 3.80% |
| Saskatchewan: | 5.56% |
| Yukon Territories: | 0.21% |
| Location | Contribution | |
|---|---|---|
| 004: | FORT MCMURRAY, AB | 0.506% |
| 005: | SHERWOOD PARK, AB | 0.429% |
| 006: | LETHBRIDGE, AB | 0.425% |
| 007: | GRANDE PRAIRIE, AB | 0.364% |
| 008: | MEDICINE HAT, AB | 0.313% |
| 009: | ST ALBERT, AB | 0.296% |
| 010: | AIRDRIE, AB | 0.267% |
| 011: | BROOKS, AB | 0.216% |
| 012: | SPRUCE GROVE, AB | 0.200% |
| 013: | OKOTOKS, AB | 0.187% |
| 014: | WHITECOURT, AB | 0.145% |
| 1 | Edmonton, Alberta |
| 2 | Spruce Grove, Alberta |
| 3 | Lancaster Park, Alberta |
| 4 | Morinville, Alberta |
| 5 | Gibbons, Alberta |
| 6 | Stony Plain, Alberta |
| 7 | Bon Accord, Alberta |
| 8 | Carvel, Alberta |
| 9 | Sherwood Park, Alberta |
| 10 | Devon, Alberta |
| 11 | Fort Saskatchewan, Alberta |
| 12 | Onoway, Alberta |
| 13 | Redwater, Alberta |
| 14 | Legal, Alberta |
| 15 | Ardrossan, Alberta |
| 16 | Beaumont, Alberta |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| Qualification: | 22.8% | |
| Renewal: | 20.7% | |
| First-time Buyer: | 16.3% | |
| Refinance: | 15.2% | |
| No Money Down: | 9.8% | |
| Purchase: | 5.4% | |
| Investment: | 4.3% | |
| Pre-approval: | 3.3% | |
| Commercial: | 1.1% | |
| Variable Rate: | 1.1% | |
| Total Application Types Found: 10 | ||
Average age: 38
Oldest age: 65
Youngest age: 21
The following figures show the average income of Canadians living in St Albert who have applied for a loan using CanEquity's online mortgage application.
| Average annual gross income for | |
|---|---|
| mortgage applicants in St Albert: | $65,500.52 |
| applicants within all of Canada: | $56,539.94 |
| Difference: | $8,960.57 |
| mortgage co-applicants in St Albert: | $40,808.19 |
| co-applicants within all of Canada: | $39,480.41 |
| Difference: | $1,327.78 |
The table and pie chart below represents the residential status of people living in St Albert who have submitted a mortgage inquiry using the pre-approval application on CanEquity's web site.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 28.3% | |
| Own: | 42.4% | |
| Other: | 2.2% | |
| No Comment: | 20.7% | |
| Live with parents: | 6.5% |
The information below shows the marital status of applicants from St Albert, Alberta using the mortgage application found at the CanEquity web site. Over 58% of the mortgage applicants are living common-law or married, while only 41% are single or separated.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Married: | 50.0% | |
| Single: | 29.3% | |
| Common-law: | 8.7% | |
| Divorced: | 7.6% | |
| Separated: | 4.3% |
