Canadian Mortgage Rates,
Calculators, News & Insurance
Calculators, News & Insurance
| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2011: | 13.45% | 0.04% |
| 2010: | 12.87% | 0.04% |
| 2009: | 12.28% | 0.04% |
| 2008: | 12.28% | 0.04% |
| 2007: | 13.45% | 0.04% |
| 2006: | 5.26% | 0.02% |
| 2005: | 6.43% | 0.02% |
| 2004: | 5.85% | 0.02% |
| 2003: | 8.77% | 0.03% |
| 2002: | 9.36% | 0.03% |
The following depicts the individual monthly volume history for Internet mortgage pre-approval applications from St Albert, AB.
The 6-year bar graph below shows the volumes of Web applications received by CanEquity in each month for all years combined. The busiest months for mortgages from St Albert usually occur during our second quarter (represented by the green bars) with 29.82% while our slowest is the fourth quarter (represented by the red bars) with 18.71%.
| Rank | Month | Percentage of Inquiries | |
|---|---|---|---|
| 1: | January: | 11.7% | |
| 2: | June: | 11.7% | |
| 3: | April: | 10.5% | |
| 4: | February: | 8.8% | |
| 5: | March: | 8.8% | |
| 6: | July: | 8.2% | |
| 7: | May: | 7.6% | |
| 8: | October: | 7.6% | |
| 9: | September: | 7.6% | |
| 10: | August: | 6.4% | |
| 11: | December: | 5.8% | |
| 12: | November: | 5.3% |
The graph listed below shows the busy days for Internet applications that were received by the CanEquity web site. Each day is a representation of the combined 6-year total of all instances of that day. In St Albert the most busy day of the week, with 21.64% of all submissions, is Wednesday. In comparison, Thursday's are the slowest day with only 8.77% of all inquiries.
| Rank | Day of the Week | Percentage of Inquiries | |
|---|---|---|---|
| 1: | Wednesday: | 21.6% | |
| 2: | Tuesday: | 17.5% | |
| 3: | Monday: | 15.8% | |
| 4: | Friday: | 15.2% | |
| 5: | Saturday: | 11.7% | |
| 6: | Sunday: | 9.4% | |
| 7: | Thursday: | 8.8% |
In St Albert, inquiries are received 24 hours a day on the CanEquity web site. The information shown below indicates the busy hours over a 24-hour period. The data is taken from all days of all years.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 00:00 to 00:59: | 2.3% |
| 01:00 to 01:59: | 0.6% |
| 05:00 to 05:59: | 0.6% |
| 06:00 to 06:59: | 0.6% |
| 07:00 to 07:59: | 1.2% |
| 08:00 to 08:59: | 4.7% |
| 09:00 to 09:59: | 7.0% |
| 10:00 to 10:59: | 5.8% |
| 11:00 to 11:59: | 5.8% |
| 12:00 to 12:59: | 7.0% |
| 13:00 to 13:59: | 5.8% |
| 14:00 to 14:59: | 2.9% |
| 15:00 to 15:59: | 12.3% |
| 16:00 to 16:59: | 6.4% |
| 17:00 to 17:59: | 5.3% |
| 18:00 to 18:59: | 7.0% |
| 19:00 to 19:59: | 1.8% |
| 20:00 to 20:59: | 2.3% |
| 21:00 to 21:59: | 8.8% |
| 22:00 to 22:59: | 8.8% |
| 23:00 to 23:59: | 2.9% |
| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 20.94% |
| British Columbia: | 10.57% |
| Manitoba: | 2.06% |
| New Brunswick: | 2.43% |
| Newfoundland and Labrador: | 1.25% |
| Nova Scotia: | 3.28% |
| Northwest Territories: | 0.40% |
| Nunavut: | 0.10% |
| Ontario: | 48.07% |
| Prince Edward Island: | 0.53% |
| Quebec: | 3.97% |
| Saskatchewan: | 4.94% |
| Yukon Territories: | 0.41% |
| Location | Contribution | |
|---|---|---|
| 004: | FORT MCMURRAY, AB | 0.602% |
| 005: | LETHBRIDGE, AB | 0.434% |
| 006: | SHERWOOD PARK, AB | 0.413% |
| 007: | OKOTOKS, AB | 0.327% |
| 008: | GRANDE PRAIRIE, AB | 0.325% |
| 009: | ST ALBERT, AB | 0.323% |
| 010: | MEDICINE HAT, AB | 0.296% |
| 011: | AIRDRIE, AB | 0.291% |
| 012: | SPRUCE GROVE, AB | 0.221% |
| 013: | BROOKS, AB | 0.189% |
| 014: | COLD LAKE, AB | 0.172% |
| 1 | Edmonton, Alberta |
| 2 | Spruce Grove, Alberta |
| 3 | Lancaster Park, Alberta |
| 4 | Morinville, Alberta |
| 5 | Gibbons, Alberta |
| 6 | Stony Plain, Alberta |
| 7 | Bon Accord, Alberta |
| 8 | Carvel, Alberta |
| 9 | Sherwood Park, Alberta |
| 10 | Devon, Alberta |
| 11 | Fort Saskatchewan, Alberta |
| 12 | Onoway, Alberta |
| 13 | Redwater, Alberta |
| 14 | Legal, Alberta |
| 15 | Ardrossan, Alberta |
| 16 | Beaumont, Alberta |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| Qualification: | 21.1% | |
| Renewal: | 17.5% | |
| First-time Buyer: | 14.6% | |
| Refinance: | 12.9% | |
| No Money Down: | 12.3% | |
| Purchase: | 11.7% | |
| Commercial: | 2.9% | |
| Pre-approval: | 2.3% | |
| Investment: | 2.3% | |
| Low Doc: | 1.2% | |
| Variable Rate: | 1.2% | |
| Total Application Types Found: 11 | ||
Average age: 38
Oldest age: 65
Youngest age: 21
The following depicts the average income of Canadians living in St Albert who have applied for a mortgage loan using CanEquity's online mortgage application.
| Average annual gross income for | |
|---|---|
| mortgage applicants in St Albert: | $70,667.84 |
| applicants within all of Canada: | $59,498.47 |
| Difference: | $11,169.38 |
| mortgage co-applicants in St Albert: | $44,043.48 |
| co-applicants within all of Canada: | $42,403.13 |
| Difference: | $1,640.35 |
The information below represents the residential status of people living in St Albert who have applied for a loan using the pre-approval application on CanEquity's web site.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 33.9% | |
| Own: | 42.7% | |
| Other: | 1.8% | |
| No Comment: | 12.3% | |
| Live with parents: | 9.4% |
The following information represents the marital status of applicants from St Albert, Alberta using the mortgage application located at canequity.com. In St Albert, approximately 57% of the mortgage applicants are either married or living common-law, while only 42% are not living with someone.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Married: | 49.1% | |
| Single: | 29.8% | |
| Divorced: | 8.2% | |
| Common-law: | 8.2% | |
| Separated: | 4.7% |
