St Albert Mortgage
Information, Statisitics & Reports
Information, Statisitics & Reports
| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2010: | * 5.97% | * 0.02% |
| 2009: | 15.67% | 0.05% |
| 2008: | 15.67% | 0.05% |
| 2007: | 17.16% | 0.05% |
| 2006: | 6.72% | 0.02% |
| 2005: | 8.21% | 0.03% |
| 2004: | 7.46% | 0.02% |
| 2003: | 11.19% | 0.04% |
| 2002: | 11.94% | 0.04% |
The 6-year bar graph below represents the volumes of Web applications received by CanEquity in each month for all years combined. The busiest months for mortgages from St Albert happen to occur during our second quarter (represented by the green bars) with 30.60% while our slowest is the fourth quarter (represented by the red bars) with 17.16%.
| Rank | Month | Percentage of Inquiries | |
|---|---|---|---|
| 1: | April: | 11.9% | |
| 2: | June: | 11.9% | |
| 3: | January: | 11.2% | |
| 4: | July: | 9.7% | |
| 5: | March: | 9.7% | |
| 6: | February: | 9.0% | |
| 7: | August: | 7.5% | |
| 8: | May: | 6.7% | |
| 9: | December: | 6.7% | |
| 10: | October: | 6.0% | |
| 11: | September: | 5.2% | |
| 12: | November: | 4.5% |
The bar graph listed below shows the busy days for mortgage inquiries that were received by CanEquity's web site. Each day is a total combined representation of the last 5 years of all occurrences of that day. In St Albert the busiest day, with 21.64% of all applications, is Wednesday. In comparison, Thursday's are the slowest day with only 8.96% of all inquiries.
| Rank | Day of the Week | Percentage of Inquiries | |
|---|---|---|---|
| 1: | Wednesday: | 21.6% | |
| 2: | Tuesday: | 17.9% | |
| 3: | Monday: | 15.7% | |
| 4: | Friday: | 12.7% | |
| 5: | Saturday: | 12.7% | |
| 6: | Sunday: | 10.4% | |
| 7: | Thursday: | 9.0% |
Mortgage applications are received 24 hours a day from the CanEquity web site. The graph shown below indicates the busy hours within a 24-hour period. The data is taken from all days of all years. Only 26.9% of all mortgages are received before noon, while 70.1% arrive in the afternoon.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 00:00 to 00:59: | 3.0% |
| 06:00 to 06:59: | 0.7% |
| 07:00 to 07:59: | 1.5% |
| 08:00 to 08:59: | 4.5% |
| 09:00 to 09:59: | 8.2% |
| 10:00 to 10:59: | 6.7% |
| 11:00 to 11:59: | 5.2% |
| 12:00 to 12:59: | 8.2% |
| 13:00 to 13:59: | 7.5% |
| 14:00 to 14:59: | 0.7% |
| 15:00 to 15:59: | 11.2% |
| 16:00 to 16:59: | 7.5% |
| 17:00 to 17:59: | 6.7% |
| 18:00 to 18:59: | 6.7% |
| 19:00 to 19:59: | 0.7% |
| 20:00 to 20:59: | 2.2% |
| 21:00 to 21:59: | 7.5% |
| 22:00 to 22:59: | 7.5% |
| 23:00 to 23:59: | 3.7% |
| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 21.11% |
| British Columbia: | 10.86% |
| Manitoba: | 2.09% |
| New Brunswick: | 2.11% |
| Newfoundland and Labrador: | 1.15% |
| Nova Scotia: | 2.91% |
| Northwest Territories: | 0.32% |
| Nunavut: | 0.08% |
| Ontario: | 48.83% |
| Prince Edward Island: | 0.44% |
| Quebec: | 4.15% |
| Saskatchewan: | 5.06% |
| Yukon Territories: | 0.26% |
| Location | Contribution | |
|---|---|---|
| 003: | RED DEER, AB | 0.616% |
| 004: | FORT MCMURRAY, AB | 0.569% |
| 005: | LETHBRIDGE, AB | 0.422% |
| 006: | SHERWOOD PARK, AB | 0.401% |
| 007: | GRANDE PRAIRIE, AB | 0.349% |
| 008: | ST ALBERT, AB | 0.314% |
| 009: | MEDICINE HAT, AB | 0.302% |
| 010: | AIRDRIE, AB | 0.267% |
| 011: | OKOTOKS, AB | 0.239% |
| 012: | SPRUCE GROVE, AB | 0.213% |
| 013: | BROOKS, AB | 0.201% |
| 1 | Edmonton, Alberta |
| 2 | Spruce Grove, Alberta |
| 3 | Lancaster Park, Alberta |
| 4 | Morinville, Alberta |
| 5 | Gibbons, Alberta |
| 6 | Stony Plain, Alberta |
| 7 | Bon Accord, Alberta |
| 8 | Carvel, Alberta |
| 9 | Sherwood Park, Alberta |
| 10 | Devon, Alberta |
| 11 | Fort Saskatchewan, Alberta |
| 12 | Onoway, Alberta |
| 13 | Redwater, Alberta |
| 14 | Legal, Alberta |
| 15 | Ardrossan, Alberta |
| 16 | Beaumont, Alberta |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| Qualification: | 21.6% | |
| Renewal: | 20.9% | |
| First-time Buyer: | 17.2% | |
| Refinance: | 14.2% | |
| No Money Down: | 10.4% | |
| Purchase: | 6.7% | |
| Pre-approval: | 3.0% | |
| Investment: | 3.0% | |
| Variable Rate: | 1.5% | |
| Other: | 1.4% | |
| Total Application Types Found: 11 | ||
Average age: 38
Oldest age: 65
Youngest age: 21
The amounts below are the average income of people living in St Albert who have submitted an inquiry using the pre-approval application on the CanEquity Mortgage web site.
| Average annual gross income for | |
|---|---|
| mortgage applicants in St Albert: | $69,476.64 |
| applicants within all of Canada: | $58,592.40 |
| Difference: | $10,884.24 |
| mortgage co-applicants in St Albert: | $43,395.73 |
| co-applicants within all of Canada: | $41,278.89 |
| Difference: | $2,116.84 |
The pie chart below shows the residential status of people living in St Albert who have applied for a mortgage loan using the pre-approval application on CanEquity's web site.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 31.3% | |
| Own: | 44.8% | |
| Other: | 2.2% | |
| No Comment: | 14.2% | |
| Live with parents: | 7.5% |
The following table and pie chart represents the marital status of applicants from St Albert, Alberta using the online mortgage application located at the CanEquity web site. In St Albert, approximately 58% of the mortgage applicants are either married or living common-law, while only 41% are not married or separated.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Married: | 49.3% | |
| Single: | 30.6% | |
| Common-law: | 9.0% | |
| Divorced: | 6.7% | |
| Separated: | 4.5% |
