| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2010: | * 11.27% | * 0.04% |
| 2009: | 14.79% | 0.05% |
| 2008: | 14.79% | 0.05% |
| 2007: | 16.20% | 0.05% |
| 2006: | 6.34% | 0.02% |
| 2005: | 7.75% | 0.02% |
| 2004: | 7.04% | 0.02% |
| 2003: | 10.56% | 0.03% |
| 2002: | 11.27% | 0.04% |
The graph below illustrates the volumes of Internet applications received by CanEquity in each month for all years combined. The busiest months for mortgages from St Albert happen to occur during our second quarter (represented by the green bars) with 31.69% while our slowest is the fourth quarter (represented by the red bars) with 16.20%.
| Rank | Month | Percentage of Inquiries | |
|---|---|---|---|
| 1: | June: | 12.7% | |
| 2: | April: | 12.0% | |
| 3: | January: | 10.6% | |
| 4: | March: | 10.6% | |
| 5: | July: | 9.2% | |
| 6: | February: | 8.4% | |
| 7: | August: | 7.8% | |
| 8: | May: | 7.0% | |
| 9: | December: | 6.3% | |
| 10: | October: | 5.6% | |
| 11: | September: | 5.6% | |
| 12: | November: | 4.2% |

The data below compares the busy days for mortgage applications that were received by the CanEquity web site. Each day represents a combined total of all occurrences of that day in the past 5 years. In St Albert, the day with the most volume, generating 22.54% of all submissions, is Wednesday. In comparison, Thursday's are the slowest day with only 9.15% of all inquiries.
| Rank | Day of the Week | Percentage of Inquiries | |
|---|---|---|---|
| 1: | Wednesday: | 22.5% | |
| 2: | Tuesday: | 17.6% | |
| 3: | Monday: | 16.9% | |
| 4: | Friday: | 12.0% | |
| 5: | Saturday: | 12.0% | |
| 6: | Sunday: | 9.9% | |
| 7: | Thursday: | 9.2% |

St Albert mortgage applications are received 24 hours a day via our web site. The time periods below indicates the rush hours over a 24-hour period. The data is taken from all days of all years.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 00:00 to 00:59: | 2.8% |
| 05:00 to 05:59: | 0.7% |
| 06:00 to 06:59: | 0.7% |
| 07:00 to 07:59: | 1.4% |
| 08:00 to 08:59: | 4.2% |
| 09:00 to 09:59: | 8.5% |
| 10:00 to 10:59: | 6.3% |
| 11:00 to 11:59: | 4.9% |
| 12:00 to 12:59: | 7.7% |
| 13:00 to 13:59: | 7.0% |
| 14:00 to 14:59: | 2.1% |
| 15:00 to 15:59: | 11.3% |
| 16:00 to 16:59: | 7.0% |
| 17:00 to 17:59: | 6.3% |
| 18:00 to 18:59: | 7.0% |
| 19:00 to 19:59: | 0.7% |
| 20:00 to 20:59: | 2.1% |
| 21:00 to 21:59: | 7.7% |
| 22:00 to 22:59: | 7.7% |
| 23:00 to 23:59: | 3.5% |

| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 21.20% |
| British Columbia: | 10.79% |
| Manitoba: | 2.11% |
| New Brunswick: | 2.19% |
| Newfoundland and Labrador: | 1.17% |
| Nova Scotia: | 3.03% |
| Northwest Territories: | 0.32% |
| Nunavut: | 0.09% |
| Ontario: | 48.60% |
| Prince Edward Island: | 0.47% |
| Quebec: | 4.12% |
| Saskatchewan: | 5.02% |
| Yukon Territories: | 0.29% |

| Location | Contribution | |
|---|---|---|
| 003: | RED DEER, AB | 0.625% |
| 004: | FORT MCMURRAY, AB | 0.577% |
| 005: | LETHBRIDGE, AB | 0.426% |
| 006: | SHERWOOD PARK, AB | 0.408% |
| 007: | GRANDE PRAIRIE, AB | 0.347% |
| 008: | ST ALBERT, AB | 0.311% |
| 009: | MEDICINE HAT, AB | 0.294% |
| 010: | AIRDRIE, AB | 0.276% |
| 011: | OKOTOKS, AB | 0.263% |
| 012: | SPRUCE GROVE, AB | 0.219% |
| 013: | BROOKS, AB | 0.197% |
| 1 | Edmonton, Alberta |
| 2 | Spruce Grove, Alberta |
| 3 | Lancaster Park, Alberta |
| 4 | Morinville, Alberta |
| 5 | Gibbons, Alberta |
| 6 | Stony Plain, Alberta |
| 7 | Bon Accord, Alberta |
| 8 | Carvel, Alberta |
| 9 | Sherwood Park, Alberta |
| 10 | Devon, Alberta |
| 11 | Fort Saskatchewan, Alberta |
| 12 | Onoway, Alberta |
| 13 | Redwater, Alberta |
| 14 | Legal, Alberta |
| 15 | Ardrossan, Alberta |
| 16 | Beaumont, Alberta |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| Qualification: | 22.5% | |
| Renewal: | 19.7% | |
| First-time Buyer: | 16.9% | |
| Refinance: | 14.8% | |
| No Money Down: | 9.9% | |
| Purchase: | 7.0% | |
| Pre-approval: | 2.8% | |
| Investment: | 2.8% | |
| Commercial: | 1.4% | |
| Variable Rate: | 1.4% | |
| Other: | 0.7% | |
| Total Application Types Found: 11 | ||

Average age: 38
Oldest age: 65
Youngest age: 21
The information below represents the average income of applicants living in St Albert who have applied for a loan using the online application located at the CanEquity web site.
| Average annual gross income for | |
|---|---|
| mortgage applicants in St Albert: | $70,771.49 |
| applicants within all of Canada: | $58,945.88 |
| Difference: | $11,825.61 |
| mortgage co-applicants in St Albert: | $43,394.65 |
| co-applicants within all of Canada: | $41,522.27 |
| Difference: | $1,872.38 |
The information below represents the residential status of people living in St Albert who have submitted a mortgage inquiry using the pre-approval application on CanEquity's web site.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 31.7% | |
| Own: | 45.1% | |
| Other: | 2.1% | |
| No Comment: | 14.1% | |
| Live with parents: | 7.0% |

The following pie chart represents the marital status of applicants from St Albert, Alberta using the mortgage preapproval application located at the CanEquity web site. Approximately 59% of the mortgage applicants are either married or living common-law, while only 40% are not living with someone.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Married: | 50.0% | |
| Single: | 29.6% | |
| Common-law: | 9.2% | |
| Divorced: | 6.3% | |
| Separated: | 4.9% |
