Canadian Mortgage Rates,
Calculators, News & Insurance
Calculators, News & Insurance
| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2011: | 10.26% | 0.01% |
| 2010: | 16.67% | 0.03% |
| 2009: | 16.67% | 0.03% |
| 2008: | 10.26% | 0.01% |
| 2007: | 10.26% | 0.01% |
| 2006: | 11.54% | 0.02% |
| 2005: | 5.13% | 0.01% |
| 2004: | 2.56% | 0.00% |
| 2003: | 8.97% | 0.01% |
| 2002: | 7.69% | 0.01% |
This bar graph represents the volumes of Internet applications received by CanEquity in each month for all years combined. The busiest months for mortgages from Stony Plain occur during our first quarter (represented by the brown bars) with 29.49% while our slowest is the fourth quarter (represented by the red bars) with 16.67%.
| Rank | Month | Percentage of Inquiries | |
|---|---|---|---|
| 1: | July: | 16.7% | |
| 2: | March: | 14.1% | |
| 3: | June: | 14.1% | |
| 4: | November: | 9.0% | |
| 5: | January: | 9.0% | |
| 6: | April: | 9.0% | |
| 7: | August: | 7.7% | |
| 8: | February: | 6.4% | |
| 9: | October: | 5.1% | |
| 10: | May: | 3.9% | |
| 11: | December: | 2.6% | |
| 12: | September: | 2.6% |
The graph listed below displays the busy days for mortgage applications that were received by CanEquity. Each day is a representation of the combined 6-year total of all instances of that day. In Stony Plain the busiest day of the week, with 23.08% of all inquiries, is Monday. In comparison, Friday's are the slowest day with only 8.97% of all inquiries.
| Rank | Day of the Week | Percentage of Inquiries | |
|---|---|---|---|
| 1: | Monday: | 23.1% | |
| 2: | Tuesday: | 16.7% | |
| 3: | Wednesday: | 16.7% | |
| 4: | Thursday: | 14.1% | |
| 5: | Saturday: | 10.3% | |
| 6: | Sunday: | 10.3% | |
| 7: | Friday: | 9.0% |
In Stony Plain, applications are received 24 hours a day from the CanEquity web site. The report shown below represents the rush hours over a 24-hour period. The data is taken from all days of all years. Only 25.6% of all mortgages are received before noon, while 73.1% arrive in the afternoon.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 01:00 to 01:59: | 1.3% |
| 05:00 to 05:59: | 2.6% |
| 07:00 to 07:59: | 1.3% |
| 08:00 to 08:59: | 2.6% |
| 09:00 to 09:59: | 5.1% |
| 10:00 to 10:59: | 6.4% |
| 11:00 to 11:59: | 7.7% |
| 12:00 to 12:59: | 11.5% |
| 13:00 to 13:59: | 5.1% |
| 14:00 to 14:59: | 11.5% |
| 15:00 to 15:59: | 7.7% |
| 16:00 to 16:59: | 7.7% |
| 17:00 to 17:59: | 6.4% |
| 18:00 to 18:59: | 3.8% |
| 19:00 to 19:59: | 2.6% |
| 20:00 to 20:59: | 5.1% |
| 21:00 to 21:59: | 1.3% |
| 22:00 to 22:59: | 9.0% |
| 23:00 to 23:59: | 1.3% |
| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 20.94% |
| British Columbia: | 10.57% |
| Manitoba: | 2.06% |
| New Brunswick: | 2.43% |
| Newfoundland and Labrador: | 1.25% |
| Nova Scotia: | 3.28% |
| Northwest Territories: | 0.40% |
| Nunavut: | 0.10% |
| Ontario: | 48.07% |
| Prince Edward Island: | 0.53% |
| Quebec: | 3.97% |
| Saskatchewan: | 4.94% |
| Yukon Territories: | 0.41% |
| Location | Contribution | |
|---|---|---|
| 011: | AIRDRIE, AB | 0.291% |
| 012: | SPRUCE GROVE, AB | 0.221% |
| 013: | BROOKS, AB | 0.189% |
| 014: | COLD LAKE, AB | 0.172% |
| 015: | WHITECOURT, AB | 0.151% |
| 016: | STONY PLAIN, AB | 0.147% |
| 017: | LLOYDMINSTER, AB | 0.121% |
| 018: | EDSON, AB | 0.115% |
| 019: | LEDUC, AB | 0.113% |
| 020: | STRATHMORE, AB | 0.111% |
| 021: | SYLVAN LAKE, AB | 0.111% |
| 1 | Spruce Grove, Alberta |
| 2 | Carvel, Alberta |
| 3 | Devon, Alberta |
| 4 | St Albert, Alberta |
| 5 | Beaumont, Alberta |
| 6 | Edmonton, Alberta |
| 7 | Calmar, Alberta |
| 8 | Alberta Beach, Alberta |
| 9 | Leduc, Alberta |
| 10 | Lancaster Park, Alberta |
| 11 | Morinville, Alberta |
| 12 | Gibbons, Alberta |
| 13 | Breton, Alberta |
| 14 | Sherwood Park, Alberta |
| 15 | Onoway, Alberta |
| 16 | Thorsby, Alberta |
| 17 | Warburg, Alberta |
| 18 | Wabamun, Alberta |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| Refinance: | 25.6% | |
| No Money Down: | 20.5% | |
| Qualification: | 19.2% | |
| First-time Buyer: | 14.1% | |
| Purchase: | 9.0% | |
| Renewal: | 6.4% | |
| Variable Rate: | 2.6% | |
| Commercial: | 1.3% | |
| Second Mortgage: | 1.3% | |
| Total Application Types Found: 9 | ||
Average age: 37
Oldest age: 73
Youngest age: 23
The amounts shown below represent the average income of applicants living in Stony Plain who have submitted an inquiry using the pre-approval application on CanEquity's web site.
| Average annual gross income for | |
|---|---|
| mortgage applicants in Stony Plain: | $62,559.51 |
| applicants within all of Canada: | $59,498.47 |
| Difference: | $3,061.04 |
| mortgage co-applicants in Stony Plain: | $41,341.36 |
| co-applicants within all of Canada: | $42,403.13 |
| Difference: | ($1,061.77) |
The information shown below represents the residential status of people living in Stony Plain who have submitted an inquiry using CanEquity's online mortgage application.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 35.9% | |
| Own: | 47.4% | |
| Other: | 2.6% | |
| No Comment: | 9.0% | |
| Live with parents: | 5.1% |
The pie chart below represents the marital status of applicants from Stony Plain, Alberta using the online mortgage application found at canequity.com. In Stony Plain, approximately 71% of the mortgage applicants are living with someone, while only 28% are single or separated.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Married: | 55.1% | |
| Single: | 24.4% | |
| Common-law: | 16.7% | |
| Separated: | 3.8% |
