Canadian Mortgage Rates,
Calculators, News & Insurance
Calculators, News & Insurance
| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2011: | 11.32% | 0.01% |
| 2010: | 13.21% | 0.01% |
| 2009: | 13.21% | 0.01% |
| 2008: | 11.32% | 0.01% |
| 2007: | 13.21% | 0.01% |
| 2006: | 7.55% | 0.01% |
| 2005: | 11.32% | 0.01% |
| 2004: | 1.89% | 0.00% |
| 2003: | 15.09% | 0.01% |
| 2002: | 1.89% | 0.00% |
This graph represents the volumes of mortgage applications received by CanEquity in each month for all years combined. The busiest months for mortgages from Campbell River occur during our first quarter (represented by the brown bars) with 30.19% while our slowest is the second quarter (represented by the green bars) with 18.87%.
| Rank | Month | Percentage of Inquiries | |
|---|---|---|---|
| 1: | October: | 15.1% | |
| 2: | January: | 11.3% | |
| 3: | March: | 11.3% | |
| 4: | April: | 9.4% | |
| 5: | September: | 9.4% | |
| 6: | February: | 7.5% | |
| 7: | July: | 7.5% | |
| 8: | August: | 7.5% | |
| 9: | November: | 5.7% | |
| 10: | December: | 5.7% | |
| 11: | June: | 5.7% | |
| 12: | May: | 3.8% |
The information listed below displays the busy days for online applications that were received by CanEquity. Each day represents a combined total of all occurrences of that day in the past 5 years. In Campbell River the busiest day, with approximately 22.64% of all submissions, is Tuesday. In comparison, Thursday's are the slowest day with only 5.66% of all inquiries.
| Rank | Day of the Week | Percentage of Inquiries | |
|---|---|---|---|
| 1: | Tuesday: | 22.6% | |
| 2: | Monday: | 20.8% | |
| 3: | Friday: | 15.1% | |
| 4: | Wednesday: | 13.2% | |
| 5: | Sunday: | 13.2% | |
| 6: | Saturday: | 9.4% | |
| 7: | Thursday: | 5.7% |
Mortgage applications are received 24 hours a day via the CanEquity web site. The graph shown below indicates the busy hours within a 24-hour period. The data is taken from all days of all years.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 00:00 to 00:59: | 3.8% |
| 02:00 to 02:59: | 1.9% |
| 03:00 to 03:59: | 1.9% |
| 08:00 to 08:59: | 1.9% |
| 09:00 to 09:59: | 5.7% |
| 10:00 to 10:59: | 1.9% |
| 11:00 to 11:59: | 7.5% |
| 12:00 to 12:59: | 5.7% |
| 13:00 to 13:59: | 5.7% |
| 14:00 to 14:59: | 7.5% |
| 15:00 to 15:59: | 3.8% |
| 16:00 to 16:59: | 3.8% |
| 17:00 to 17:59: | 3.8% |
| 18:00 to 18:59: | 11.3% |
| 19:00 to 19:59: | 9.4% |
| 20:00 to 20:59: | 7.5% |
| 21:00 to 21:59: | 7.5% |
| 22:00 to 22:59: | 5.7% |
| 23:00 to 23:59: | 3.8% |
| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 20.94% |
| British Columbia: | 10.57% |
| Manitoba: | 2.06% |
| New Brunswick: | 2.43% |
| Newfoundland and Labrador: | 1.25% |
| Nova Scotia: | 3.28% |
| Northwest Territories: | 0.40% |
| Nunavut: | 0.10% |
| Ontario: | 48.07% |
| Prince Edward Island: | 0.53% |
| Quebec: | 3.97% |
| Saskatchewan: | 4.94% |
| Yukon Territories: | 0.41% |
| Location | Contribution | |
|---|---|---|
| 017: | DELTA, BC | 0.174% |
| 018: | NEW WESTMINSTER, BC | 0.170% |
| 019: | VERNON, BC | 0.168% |
| 020: | DAWSON CREEK, BC | 0.119% |
| 021: | PENTICTON, BC | 0.100% |
| 022: | CAMPBELL RIVER, BC | 0.100% |
| 023: | PORT ALBERNI, BC | 0.094% |
| 024: | TERRACE, BC | 0.091% |
| 025: | SALMON ARM, BC | 0.089% |
| 026: | NELSON, BC | 0.087% |
| 027: | PORT COQUITLAM, BC | 0.085% |
| 1 | Black Creek, British Columbia |
| 2 | Port Mcneill, British Columbia |
| 3 | Alert Bay, British Columbia |
| 4 | Courtenay, British Columbia |
| 5 | Lazo, British Columbia |
| 6 | Comox, British Columbia |
| 7 | Cumberland, British Columbia |
| 8 | Heriot Bay, British Columbia |
| 9 | Denman Island, British Columbia |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| No Money Down: | 24.5% | |
| Qualification: | 17.0% | |
| Refinance: | 15.1% | |
| Purchase: | 15.1% | |
| First-time Buyer: | 15.1% | |
| Renewal: | 9.4% | |
| Equity Mortgage: | 1.9% | |
| Variable Rate: | 1.9% | |
| Total Application Types Found: 8 | ||
Average age: 40
Oldest age: 74
Youngest age: 21
The numbers below represent the average income of Canadians living in Campbell River who have submitted an inquiry using CanEquity's online mortgage application.
| Average annual gross income for | |
|---|---|
| mortgage applicants in Campbell River: | $58,305.08 |
| applicants within all of Canada: | $59,498.47 |
| Difference: | ($1,193.39) |
| mortgage co-applicants in Campbell River: | $33,139.93 |
| co-applicants within all of Canada: | $42,403.13 |
| Difference: | ($9,263.20) |
The following table represents the residential status of people living in Campbell River who have submitted an inquiry using the online application located at the CanEquity web site.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 49.1% | |
| Own: | 47.2% | |
| Live with parents: | 3.8% |
The following pie chart represents the marital status of applicants from Campbell River, British Columbia using the mortgage application found on the CanEquity Mortgage web site. In Campbell River, approximately 64% of the mortgage applicants are living common-law or married, while only 33% are not married or separated.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Married: | 50.9% | |
| Single: | 24.5% | |
| Common-law: | 13.2% | |
| Separated: | 5.7% | |
| Divorced: | 3.8% | |
| Widowed: | 1.9% |
