Canadian Mortgage Rates,
Calculators, News & Insurance
Calculators, News & Insurance
| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2011: | 8.00% | 0.00% |
| 2010: | 8.00% | 0.00% |
| 2009: | 16.00% | 0.01% |
| 2008: | 4.00% | 0.00% |
| 2007: | 4.00% | 0.00% |
| 2006: | 12.00% | 0.01% |
| 2005: | 4.00% | 0.00% |
| 2004: | 16.00% | 0.01% |
| 2003: | 8.00% | 0.00% |
| 2002: | 20.00% | 0.01% |
The information listed below displays the busy days for online inquiries that were received by the CanEquity web site. Each day represents a combined total of all occurrences of that day in the past 5 years. In Castlegar, the day with the most volume, having more than 24.00% of all submissions, is Friday. In comparison, Saturday's are the slowest day with only 4.00% of all inquiries.
| Rank | Day of the Week | Percentage of Inquiries | |
|---|---|---|---|
| 1: | Friday: | 24.0% | |
| 2: | Tuesday: | 20.0% | |
| 3: | Thursday: | 20.0% | |
| 4: | Monday: | 16.0% | |
| 5: | Wednesday: | 8.0% | |
| 6: | Sunday: | 8.0% | |
| 7: | Saturday: | 4.0% |
Inquiries are received 24 hours a day from our web site. The graph shown below represents the peak hours within a 24-hour period. The data is taken from all days of all years.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 00:00 to 00:59: | 4.0% |
| 01:00 to 01:59: | 4.0% |
| 04:00 to 04:59: | 4.0% |
| 09:00 to 09:59: | 8.0% |
| 10:00 to 10:59: | 4.0% |
| 11:00 to 11:59: | 8.0% |
| 12:00 to 12:59: | 8.0% |
| 13:00 to 13:59: | 16.0% |
| 15:00 to 15:59: | 8.0% |
| 17:00 to 17:59: | 8.0% |
| 18:00 to 18:59: | 12.0% |
| 20:00 to 20:59: | 4.0% |
| 21:00 to 21:59: | 4.0% |
| 22:00 to 22:59: | 8.0% |
| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 20.94% |
| British Columbia: | 10.57% |
| Manitoba: | 2.06% |
| New Brunswick: | 2.43% |
| Newfoundland and Labrador: | 1.25% |
| Nova Scotia: | 3.28% |
| Northwest Territories: | 0.40% |
| Nunavut: | 0.10% |
| Ontario: | 48.07% |
| Prince Edward Island: | 0.53% |
| Quebec: | 3.97% |
| Saskatchewan: | 4.94% |
| Yukon Territories: | 0.41% |
| Location | Contribution | |
|---|---|---|
| 041: | SECHELT, BC | 0.051% |
| 042: | KIMBERLEY, BC | 0.051% |
| 043: | LADYSMITH, BC | 0.051% |
| 044: | SQUAMISH, BC | 0.049% |
| 045: | TRAIL, BC | 0.049% |
| 046: | CASTLEGAR, BC | 0.047% |
| 047: | MERRITT, BC | 0.047% |
| 048: | COMOX, BC | 0.045% |
| 049: | SPARWOOD, BC | 0.045% |
| 050: | KITIMAT, BC | 0.043% |
| 051: | PRINCE RUPERT, BC | 0.043% |
| 1 | Rossland, British Columbia |
| 2 | Trail, British Columbia |
| 3 | South Slocan, British Columbia |
| 4 | Robson, British Columbia |
| 5 | Fruitvale, British Columbia |
| 6 | Salmo, British Columbia |
| 7 | Nelson, British Columbia |
| 8 | Winlaw, British Columbia |
| 9 | Grand Forks, British Columbia |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| Refinance: | 28.0% | |
| Qualification: | 24.0% | |
| No Money Down: | 16.0% | |
| First-time Buyer: | 12.0% | |
| Variable Rate: | 8.0% | |
| Renewal: | 4.0% | |
| Purchase: | 4.0% | |
| HELOC: | 4.0% | |
| Total Application Types Found: 8 | ||
Average age: 32
Oldest age: 43
Youngest age: 20
The information below represents the average income of applicants living in Castlegar who have submitted an inquiry using the pre-approval application on the CanEquity Mortgage web site.
| Average annual gross income for | |
|---|---|
| mortgage applicants in Castlegar: | $49,945.12 |
| applicants within all of Canada: | $59,498.47 |
| Difference: | ($9,553.35) |
| mortgage co-applicants in Castlegar: | $82,139.88 |
| co-applicants within all of Canada: | $42,403.13 |
| Difference: | $39,736.74 |
The following depicts the residential status of people living in Castlegar who have applied for a loan using the CanEquity mortgage application.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 24.0% | |
| Own: | 44.0% | |
| Other: | 4.0% | |
| No Comment: | 16.0% | |
| Live with parents: | 12.0% |
The following pie chart represents the marital status of applicants from Castlegar, British Columbia using the online mortgage application found at canequity.com. In Castlegar, over 64% of the mortgage applicants are living with someone, while only 36% are not living with someone.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Married: | 56.0% | |
| Single: | 24.0% | |
| Divorced: | 8.0% | |
| Common-law: | 8.0% | |
| Separated: | 4.0% |
