Last report update for Delta: Wednesday, March 17, 2010
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Delta Mortgages

British Columbia Mortgage Statistics, Graphs and Charts

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Yearly Volume Comparison for Mortgage Inquiries from Delta

Year Year to Year
Comparison
** National
Contribution
2010: * 3.80% * 0.01%
2009: 17.72% 0.03%
2008: 16.46% 0.03%
2007: 7.59% 0.01%
2006: 7.59% 0.01%
2005: 17.72% 0.03%
2004: 13.92% 0.03%
2003: 10.13% 0.02%
2002: 5.06% 0.01%

Note: * These values are the percentages up to Wednesday, March 17, 2010. Estimated volume targets for the entire 2010 year are 16.45% and 0.03% respectively. ** Total national contribution of Delta mortgages in the past is currently 0.19% with a projected target of 0.21%.

Busy Months for Online Mortgages within Delta

The following bar graph depicts the volumes of Internet applications received by CanEquity in each month for all years combined. The busiest months for mortgages from Delta usually occur during our first quarter (represented by the brown bars) with 36.71% while our slowest is the fourth quarter (represented by the red bars) with 10.13%.

RankMonth Percentage
of Inquiries
1: February: 15.2%
2: May: 11.4%
3: March: 11.4%
4: January: 10.1%
5: April: 10.1%
6: August: 10.1%
7: July: 8.9%
8: June: 6.3%
9: September: 6.3%
10: December: 3.8%
11: October: 3.8%
12: November: 2.5%
Busy Months Report for Delta Mortgages

Busy Days for Online Mortgages within Delta

The information listed below illustrates the busy days for mortgage applications that were received by CanEquity's web site. Each day is a representation of the combined 6-year total of all instances of that day. In Delta the busiest day, with 24.05% of all submissions, is Tuesday. In comparison, Saturday's are the slowest day with only 8.86% of all inquiries.

Rank Day of the
Week
Percentage
of Inquiries
1: Tuesday: 24.1%
2: Wednesday: 15.2%
3: Thursday: 15.2%
4: Sunday: 13.9%
5: Monday: 12.7%
6: Friday: 10.1%
7: Saturday: 8.9%
Busy Days Report for Delta Mortgages

Peak Hours for Based Mortgages within Delta

In Delta, mortgage applications are received 24 hours a day on the CanEquity web site. The graph shown below indicates the rush hours within a 24-hour period. The data is taken from all days of all years.


Time Period
(24 Hour)
Percentage
of Inquiries
00:00 to 00:59: 2.5%
01:00 to 01:59: 1.3%
03:00 to 03:59: 2.5%
08:00 to 08:59: 2.5%
09:00 to 09:59: 5.1%
10:00 to 10:59: 3.8%
11:00 to 11:59: 16.5%
12:00 to 12:59: 5.1%
13:00 to 13:59: 6.3%
14:00 to 14:59: 5.1%
15:00 to 15:59: 5.1%
16:00 to 16:59: 10.1%
17:00 to 17:59: 6.3%
18:00 to 18:59: 2.5%
19:00 to 19:59: 2.5%
20:00 to 20:59: 5.1%
21:00 to 21:59: 3.8%
22:00 to 22:59: 6.3%
23:00 to 23:59: 7.6%
Peak Hours Graph for Mortgages in Delta

Note: Only hours that have had mortgages from Delta, British Columbia are shown.

British Columbia Mortgage Originations Compared to all other Provinces


Online Mortgage Origination
for the Province of
Percentage of
applications
Alberta: 21.10%
British Columbia 10.87%
Manitoba: 2.09%
New Brunswick: 2.10%
Newfoundland and Labrador: 1.15%
Nova Scotia: 2.91%
Northwest Territories: 0.32%
Nunavut: 0.08%
Ontario: 48.83%
Prince Edward Island: 0.44%
Quebec: 4.14%
Saskatchewan: 5.07%
Yukon Territories: 0.26%
Delta Mortgages

Current City Standing within British Columbia


Location Contribution
012:  COQUITLAM, BC 0.254%
013:  FORT ST JOHN, BC 0.235%
014:  NANAIMO, BC 0.232%
015:  LANGLEY, BC 0.232%
016:  MAPLE RIDGE, BC 0.195%
017:  DELTA, BC 0.185%
018:  VERNON, BC 0.181%
019:  NEW WESTMINSTER, BC 0.171%
020:  DAWSON CREEK, BC 0.120%
021:  PENTICTON, BC 0.113%
022:  PORT ALBERNI, BC 0.103%

Nearest Settlements


1Ladner, British Columbia
2Richmond, British Columbia
3North Delta, British Columbia
4Surrey, British Columbia
5Vancouver, British Columbia
6Burnaby, British Columbia
7New Westminster, British Columbia
8White Rock, British Columbia
9Port Moody, British Columbia
10Coquitlam, British Columbia
11Aldergrove, British Columbia
12Pitt Meadows, British Columbia


Product Popularity for Delta


Mortgage Application
Form Type
  Percentage
of Inquiries
Refinance: 21.5%
Qualification: 17.7%
No Money Down: 16.5%
First-time Buyer: 15.2%
Renewal: 10.1%
Purchase: 10.1%
Equity Mortgage: 2.5%
Investment: 2.5%
Variable Rate: 2.5%
Recreational: 1.3%
 
Total Application Types Found: 10
 Delta Mortgage Product Popularity Pie Chart

Age Demographics for Delta Applicants

Average age: 40
Oldest age: 63
Youngest age: 26


Incomes for Delta Applicants

The following depicts the average income of Canadians living in Delta who have submitted an inquiry using the online application located at the CanEquity web site.

Average annual gross income for
mortgage applicants in Delta: $63,957.46
applicants within all of Canada: $58,582.39
Difference: $5,375.08
  
mortgage co-applicants in Delta: $39,536.36
co-applicants within all of Canada: $41,225.82
Difference: ($1,689.46)

Note: Commercial loans were not included for this report, only residential mortgages were used.

Residential Status for Delta Based Mortgages

The table and pie chart below represents the residential status of people living in Delta who have applied for a mortgage using the online application located at the CanEquity web site.

Residential Status of
Mortgage Applicant
  Percentage
of Inquiries
Rent: 31.6%
Own: 58.2%
Other: 3.8%
No Comment: 1.3%
Live with parents: 5.1%
Delta Residential Status Pie Chart

Marital Status for Delta Based Mortgages

The information below shows the marital status of applicants from Delta, British Columbia using the mortgage application found at the CanEquity web site. Approximately 68% of the mortgage applicants are living with someone, while only 30% are not married or separated.

Marital Status of
Mortgage Applicant
  Percentage
of Inquiries
Married: 59.5%
Single: 22.8%
Common-law: 8.9%
Divorced: 3.8%
Separated: 3.8%
Widowed: 1.3%
Delta Marital Status Pie Chart