Last report update for Delta: Tuesday, May 6, 2008
Canada Mortgages
Delta Mortgage
Information, Statisitics & Reports
CanEquity Mortgage - Best Mortgage Rates in CanadaMortgage Services and ProductsCompany Profile and TestimonialsMortgage News and Related ArticlesSecure Online Mortgage Pre-Approval ApplicationContact a Mortgage Broker
Canadian Mortgage Statistics


Mortgage Stats
Tell a Friend
Rate calculator

Related Links:
Burnaby
Coquitlam
Ladner
New Westminster
North Delta
Port Moody
Richmond
Surrey
Vancouver
White Rock

Have an idea or suggestion on improving the Delta mortgage stats page, please send us an e-mail.



Delta Mortgages

British Columbia Mortgage Statistics, Graphs and Charts

Map of Delta requires Adobe Flash Player 7 or higher.

Yearly Volume Comparison for Online Mortgages from Delta

Year Year to Year
Comparison
** National
Contribution
2008: * 15.52% * 0.03%
2007: 10.35% 0.02%
2006: 10.35% 0.02%
2005: 24.14% 0.05%
2004: 18.97% 0.04%
2003: 13.79% 0.03%
2002: 6.90% 0.01%

Note: * These values are the percentages up to Tuesday, May 6, 2008. Estimated volume targets for the entire 2008 year are 39.65% and 0.08% respectively. ** Total national contribution of Delta mortgages in the past is currently 0.19% with a projected target of 0.24%.

Busy Months for Mortgages Originating within Delta

This graph displays the volumes of online mortgage applications received by CanEquity in each month for all years combined. The busiest months for mortgages from Delta occur during our first quarter (represented by the brown bars) with 43.10% while our slowest is the fourth quarter (represented by the red bars) with 12.07%.

RankMonth Percentage
of Inquiries
1: February: 15.5%
2: January: 13.8%
3: March: 13.8%
4: May: 10.3%
5: April: 8.6%
6: July: 8.6%
7: August: 8.6%
8: December: 5.2%
9: June: 5.2%
10: October: 5.2%
11: September: 3.5%
12: November: 1.7%
Busy Months Report for Delta Mortgages

Busy Days for Applications within Delta

The data below plots the busy days for online mortgage applications that were received by CanEquity's web site. Each day is a total combined representation of the last 5 years of all occurrences of that day. In Delta the busiest day of the week, with 25.86% of all inquiries, is Tuesday. In comparison, Saturday's are the slowest day with only 10.34% of all inquiries.

Rank Day of the
Week
Percentage
of Inquiries
1: Tuesday: 25.9%
2: Wednesday: 13.8%
3: Sunday: 13.8%
4: Monday: 12.1%
5: Friday: 12.1%
6: Thursday: 12.1%
7: Saturday: 10.3%
Busy Days Report for Delta Mortgages

Peak Hours for Applicants within Delta

Delta mortgage applications are received 24 hours a day on the CanEquity web site. The statistics shown below represents the busy hours within a 24-hour period. The data is taken from all days of all years.


Time Period
(24 Hour)
Percentage
of Inquiries
00:00 to 00:59: 3.4%
01:00 to 01:59: 1.7%
08:00 to 08:59: 1.7%
09:00 to 09:59: 6.9%
10:00 to 10:59: 3.4%
11:00 to 11:59: 13.8%
12:00 to 12:59: 5.2%
13:00 to 13:59: 8.6%
14:00 to 14:59: 5.2%
15:00 to 15:59: 5.2%
16:00 to 16:59: 8.6%
17:00 to 17:59: 8.6%
18:00 to 18:59: 3.4%
19:00 to 19:59: 1.7%
20:00 to 20:59: 5.2%
21:00 to 21:59: 1.7%
22:00 to 22:59: 6.9%
23:00 to 23:59: 8.6%
Peak Hours Graph for Mortgages in Delta

Note: Only hours that have had mortgages from Delta, British Columbia are shown.

British Columbia Mortgage Originations Compared to all other Provinces


Online Mortgage Origination
for the Province of
Percentage of
applications
Alberta: 21.01%
British Columbia 11.49%
Manitoba: 2.11%
New Brunswick: 2.02%
Newfoundland and Labrador: 1.12%
Nova Scotia: 2.77%
Northwest Territories: 0.30%
Nunavut: 0.08%
Ontario: 48.62%
Prince Edward Island: 0.36%
Quebec: 3.80%
Saskatchewan: 5.60%
Yukon Territories: 0.21%
Delta Mortgages

Current City Standing within British Columbia


Location Contribution
012:  PRINCE GEORGE, BC 0.273%
013:  FORT ST JOHN, BC 0.253%
014:  NANAIMO, BC 0.243%
015:  LANGLEY, BC 0.233%
016:  MAPLE RIDGE, BC 0.203%
017:  DELTA, BC 0.193%
018:  NEW WESTMINSTER, BC 0.180%
019:  VERNON, BC 0.176%
020:  PENTICTON, BC 0.136%
021:  DAWSON CREEK, BC 0.110%
022:  DUNCAN, BC 0.103%

Nearest Settlements


1Ladner, British Columbia
2Richmond, British Columbia
3North Delta, British Columbia
4Surrey, British Columbia
5Vancouver, British Columbia
6Burnaby, British Columbia
7New Westminster, British Columbia
8White Rock, British Columbia
9Port Moody, British Columbia
10Coquitlam, British Columbia
11Aldergrove, British Columbia
12Pitt Meadows, British Columbia


Product Popularity for Delta


Mortgage Application
Form Type
  Percentage
of Inquiries
Refinance: 22.4%
Qualification: 17.2%
No Money Down: 17.2%
First-time Buyer: 17.2%
Renewal: 8.6%
Purchase: 6.9%
Equity Mortgage: 3.4%
Variable Rate: 3.4%
Recreational: 1.7%
Investment: 1.7%
 
Total Application Types Found: 10
 Delta Mortgage Product Popularity Pie Chart

Age Demographics for Delta Based Mortgages

Average age: 38
Oldest age: 62
Youngest age: 26


Incomes for Delta Based Mortgages

The information below represents the average income of people living in Delta who have applied for a loan using the pre-approval application on the CanEquity Mortgage web site.

Average annual gross income for
mortgage applicants in Delta: $59,789.00
applicants within all of Canada: $56,347.50
Difference: $3,441.50
  
mortgage co-applicants in Delta: $36,031.82
co-applicants within all of Canada: $39,330.70
Difference: ($3,298.88)

Note: Commercial Mortgage loans were not included for this section, only residential mortgage loan amounts were used.

Residential Status for Delta Mortgage Applicants

The chart and pie-graph below depicts the residential status of people living in Delta who have applied for a mortgage loan using the online application located at the CanEquity web site.

Residential Status of
Mortgage Applicant
  Percentage
of Inquiries
Rent: 32.8%
Own: 53.4%
Other: 5.2%
No Comment: 1.7%
Live with parents: 6.9%
Delta Residential Status Pie Chart

Marital Statistics for Delta Mortgage Applicants

The information below shows the marital status of applicants from Delta, British Columbia using the mortgage preapproval application located at canequity.com. In Delta, over 67% of the mortgage applicants are either married or living common-law, while only 31% are single or separated.

Marital Status of
Mortgage Applicant
  Percentage
of Inquiries
Married: 58.6%
Single: 25.9%
Common-law: 8.6%
Separated: 3.4%
Divorced: 1.7%
Widowed: 1.7%
Delta Marital Status Pie Chart