Delta Mortgage
Information, Statisitics & Reports
Information, Statisitics & Reports
| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2010: | * 3.80% | * 0.01% |
| 2009: | 17.72% | 0.03% |
| 2008: | 16.46% | 0.03% |
| 2007: | 7.59% | 0.01% |
| 2006: | 7.59% | 0.01% |
| 2005: | 17.72% | 0.03% |
| 2004: | 13.92% | 0.03% |
| 2003: | 10.13% | 0.02% |
| 2002: | 5.06% | 0.01% |
The following bar graph depicts the volumes of Internet applications received by CanEquity in each month for all years combined. The busiest months for mortgages from Delta usually occur during our first quarter (represented by the brown bars) with 36.71% while our slowest is the fourth quarter (represented by the red bars) with 10.13%.
| Rank | Month | Percentage of Inquiries | |
|---|---|---|---|
| 1: | February: | 15.2% | |
| 2: | May: | 11.4% | |
| 3: | March: | 11.4% | |
| 4: | January: | 10.1% | |
| 5: | April: | 10.1% | |
| 6: | August: | 10.1% | |
| 7: | July: | 8.9% | |
| 8: | June: | 6.3% | |
| 9: | September: | 6.3% | |
| 10: | December: | 3.8% | |
| 11: | October: | 3.8% | |
| 12: | November: | 2.5% |
The information listed below illustrates the busy days for mortgage applications that were received by CanEquity's web site. Each day is a representation of the combined 6-year total of all instances of that day. In Delta the busiest day, with 24.05% of all submissions, is Tuesday. In comparison, Saturday's are the slowest day with only 8.86% of all inquiries.
| Rank | Day of the Week | Percentage of Inquiries | |
|---|---|---|---|
| 1: | Tuesday: | 24.1% | |
| 2: | Wednesday: | 15.2% | |
| 3: | Thursday: | 15.2% | |
| 4: | Sunday: | 13.9% | |
| 5: | Monday: | 12.7% | |
| 6: | Friday: | 10.1% | |
| 7: | Saturday: | 8.9% |
In Delta, mortgage applications are received 24 hours a day on the CanEquity web site. The graph shown below indicates the rush hours within a 24-hour period. The data is taken from all days of all years.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 00:00 to 00:59: | 2.5% |
| 01:00 to 01:59: | 1.3% |
| 03:00 to 03:59: | 2.5% |
| 08:00 to 08:59: | 2.5% |
| 09:00 to 09:59: | 5.1% |
| 10:00 to 10:59: | 3.8% |
| 11:00 to 11:59: | 16.5% |
| 12:00 to 12:59: | 5.1% |
| 13:00 to 13:59: | 6.3% |
| 14:00 to 14:59: | 5.1% |
| 15:00 to 15:59: | 5.1% |
| 16:00 to 16:59: | 10.1% |
| 17:00 to 17:59: | 6.3% |
| 18:00 to 18:59: | 2.5% |
| 19:00 to 19:59: | 2.5% |
| 20:00 to 20:59: | 5.1% |
| 21:00 to 21:59: | 3.8% |
| 22:00 to 22:59: | 6.3% |
| 23:00 to 23:59: | 7.6% |
| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 21.10% |
| British Columbia: | 10.87% |
| Manitoba: | 2.09% |
| New Brunswick: | 2.10% |
| Newfoundland and Labrador: | 1.15% |
| Nova Scotia: | 2.91% |
| Northwest Territories: | 0.32% |
| Nunavut: | 0.08% |
| Ontario: | 48.83% |
| Prince Edward Island: | 0.44% |
| Quebec: | 4.14% |
| Saskatchewan: | 5.07% |
| Yukon Territories: | 0.26% |
| Location | Contribution | |
|---|---|---|
| 012: | COQUITLAM, BC | 0.254% |
| 013: | FORT ST JOHN, BC | 0.235% |
| 014: | NANAIMO, BC | 0.232% |
| 015: | LANGLEY, BC | 0.232% |
| 016: | MAPLE RIDGE, BC | 0.195% |
| 017: | DELTA, BC | 0.185% |
| 018: | VERNON, BC | 0.181% |
| 019: | NEW WESTMINSTER, BC | 0.171% |
| 020: | DAWSON CREEK, BC | 0.120% |
| 021: | PENTICTON, BC | 0.113% |
| 022: | PORT ALBERNI, BC | 0.103% |
| 1 | Ladner, British Columbia |
| 2 | Richmond, British Columbia |
| 3 | North Delta, British Columbia |
| 4 | Surrey, British Columbia |
| 5 | Vancouver, British Columbia |
| 6 | Burnaby, British Columbia |
| 7 | New Westminster, British Columbia |
| 8 | White Rock, British Columbia |
| 9 | Port Moody, British Columbia |
| 10 | Coquitlam, British Columbia |
| 11 | Aldergrove, British Columbia |
| 12 | Pitt Meadows, British Columbia |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| Refinance: | 21.5% | |
| Qualification: | 17.7% | |
| No Money Down: | 16.5% | |
| First-time Buyer: | 15.2% | |
| Renewal: | 10.1% | |
| Purchase: | 10.1% | |
| Equity Mortgage: | 2.5% | |
| Investment: | 2.5% | |
| Variable Rate: | 2.5% | |
| Recreational: | 1.3% | |
| Total Application Types Found: 10 | ||
Average age: 40
Oldest age: 63
Youngest age: 26
The following depicts the average income of Canadians living in Delta who have submitted an inquiry using the online application located at the CanEquity web site.
| Average annual gross income for | |
|---|---|
| mortgage applicants in Delta: | $63,957.46 |
| applicants within all of Canada: | $58,582.39 |
| Difference: | $5,375.08 |
| mortgage co-applicants in Delta: | $39,536.36 |
| co-applicants within all of Canada: | $41,225.82 |
| Difference: | ($1,689.46) |
The table and pie chart below represents the residential status of people living in Delta who have applied for a mortgage using the online application located at the CanEquity web site.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 31.6% | |
| Own: | 58.2% | |
| Other: | 3.8% | |
| No Comment: | 1.3% | |
| Live with parents: | 5.1% |
The information below shows the marital status of applicants from Delta, British Columbia using the mortgage application found at the CanEquity web site. Approximately 68% of the mortgage applicants are living with someone, while only 30% are not married or separated.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Married: | 59.5% | |
| Single: | 22.8% | |
| Common-law: | 8.9% | |
| Divorced: | 3.8% | |
| Separated: | 3.8% | |
| Widowed: | 1.3% |
