Last report update for Duncan: Tuesday, May 6, 2008
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Chemainus
Cobble Hill
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Galiano Island
Ladysmith
Mill Bay
North Saanich
Salt Spring Island
Shawnigan Lake
Sidney

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Duncan Mortgages

British Columbia Mortgage Statistics, Graphs and Charts

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Yearly Volume Comparison for Mortgage Inquiries from Duncan

Year Year to Year
Comparison
** National
Contribution
2007: 32.26% 0.03%
2006: 9.68% 0.01%
2005: 12.90% 0.01%
2004: 16.13% 0.02%
2003: 12.90% 0.01%
2002: 16.13% 0.02%

Note: ** Total national contribution of Duncan mortgages in the past is currently 0.10% with a projected target of 0.10%.

Busy Days for Applications within Duncan

The bar graph listed below shows the busy days for online inquiries that were received by our web site. Each day represents a combined total of all occurrences of that day in the past 5 years. In Duncan the busiest day, with 22.58% of all inquiries, is Wednesday. In comparison, Thursday's are the slowest day with only 9.68% of all inquiries.

Rank Day of the
Week
Percentage
of Inquiries
1: Wednesday: 22.6%
2: Monday: 16.1%
3: Tuesday: 16.1%
4: Sunday: 12.9%
5: Saturday: 12.9%
6: Friday: 9.7%
7: Thursday: 9.7%
Busy Days Report for Duncan Mortgages

Peak Hours for Mortgages within Duncan

Inquiries are received 24 hours a day via the CanEquity web site. The report shown below represents the rush hours in the day. The data is taken from all days of all years.


Time Period
(24 Hour)
Percentage
of Inquiries
00:00 to 00:59: 3.2%
09:00 to 09:59: 3.2%
10:00 to 10:59: 12.9%
11:00 to 11:59: 16.1%
13:00 to 13:59: 3.2%
14:00 to 14:59: 12.9%
15:00 to 15:59: 9.7%
16:00 to 16:59: 6.5%
17:00 to 17:59: 9.7%
18:00 to 18:59: 6.5%
21:00 to 21:59: 6.5%
22:00 to 22:59: 3.2%
23:00 to 23:59: 6.5%
Peak Hours Graph for Mortgages in Duncan

Note: Only hours that have had mortgages from Duncan, British Columbia are shown.

British Columbia Mortgage Originations Compared to all other Provinces


Online Mortgage Origination
for the Province of
Percentage of
applications
Alberta: 21.01%
British Columbia 11.49%
Manitoba: 2.11%
New Brunswick: 2.02%
Newfoundland and Labrador: 1.12%
Nova Scotia: 2.77%
Northwest Territories: 0.30%
Nunavut: 0.08%
Ontario: 48.62%
Prince Edward Island: 0.36%
Quebec: 3.80%
Saskatchewan: 5.60%
Yukon Territories: 0.21%
Duncan Mortgages

Current City Standing within British Columbia


Location Contribution
017:  DELTA, BC 0.193%
018:  NEW WESTMINSTER, BC 0.180%
019:  VERNON, BC 0.176%
020:  PENTICTON, BC 0.136%
021:  DAWSON CREEK, BC 0.110%
022:  DUNCAN, BC 0.103%
023:  SALMON ARM, BC 0.100%
024:  MISSION, BC 0.100%
025:  CAMPBELL RIVER, BC 0.096%
026:  PORT ALBERNI, BC 0.093%
027:  PORT COQUITLAM, BC 0.093%

Nearest Settlements


1Galiano Island, British Columbia
2Cobble Hill, British Columbia
3Galiano, British Columbia
4Chemainus, British Columbia
5Shawnigan Lake, British Columbia
6Salt Spring Island, British Columbia
7Mill Bay, British Columbia
8North Saanich, British Columbia
9Ladysmith, British Columbia
10Sidney, British Columbia
11Port Alberni, British Columbia
12Brentwood Bay, British Columbia
13Saanichton, British Columbia
14Gabriola, British Columbia
15Lake Cowichan, British Columbia
16Nanaimo, British Columbia
17Errington, British Columbia
18Nanoose Bay, British Columbia


Product Popularity for Duncan


Mortgage Application
Form Type
  Percentage
of Inquiries
Qualification: 29.0%
Refinance: 19.4%
No Money Down: 16.1%
First-time Buyer: 12.9%
Renewal: 12.9%
Pre-approval: 3.2%
Equity Mortgage: 3.2%
Variable Rate: 3.2%
 
Total Application Types Found: 8
 Duncan Mortgage Product Popularity Pie Chart

Age Demographics for Duncan Mortgage Applicants

Average age: 37
Oldest age: 64
Youngest age: 21


Incomes for Duncan Mortgage Applicants

The amounts below are the average income of Canadians living in Duncan who have submitted an inquiry using CanEquity's online mortgage application.

Average annual gross income for
mortgage applicants in Duncan: $48,838.36
applicants within all of Canada: $56,347.50
Difference: ($7,509.14)
  
mortgage co-applicants in Duncan: $29,431.38
co-applicants within all of Canada: $39,330.70
Difference: ($9,899.33)

Note: Commercial Mortgage loans were not included for this report, only residential loans were used.

Residential Status for Duncan Mortgage Applicants

The pie chart below shows the residential status of people living in Duncan who have submitted an inquiry using CanEquity's online mortgage application.

Residential Status of
Mortgage Applicant
  Percentage
of Inquiries
Rent: 45.2%
Own: 32.3%
Other: 6.5%
No Comment: 16.1%
Duncan Residential Status Pie Chart

Marital Status for Duncan Mortgage Applicants

The following table and pie chart represents the marital status of applicants from Duncan, British Columbia using the mortgage application located at the CanEquity web site. In Duncan, 45% of the mortgage applicants are either married or living common-law, while only 54% are not living with someone.

Marital Status of
Mortgage Applicant
  Percentage
of Inquiries
Single: 45.2%
Married: 32.3%
Common-law: 12.9%
Divorced: 6.5%
Separated: 3.2%
Duncan Marital Status Pie Chart