Canadian Mortgage Rates,
Calculators, News & Insurance
Calculators, News & Insurance
| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2011: | 7.69% | 0.01% |
| 2010: | 5.13% | 0.00% |
| 2008: | 7.69% | 0.01% |
| 2007: | 25.64% | 0.02% |
| 2006: | 7.69% | 0.01% |
| 2005: | 10.26% | 0.01% |
| 2004: | 12.82% | 0.01% |
| 2003: | 10.26% | 0.01% |
| 2002: | 12.82% | 0.01% |
The data below displays the busy days for online applications that were received by our web site. A combined total of all occurrences of each day are represented for the past 5 years. In Duncan, the day with the most volume, generating 23.08% of all applications, is Monday. In comparison, Friday's are the slowest day with only 7.69% of all inquiries.
| Rank | Day of the Week | Percentage of Inquiries | |
|---|---|---|---|
| 1: | Monday: | 23.1% | |
| 2: | Wednesday: | 20.5% | |
| 3: | Tuesday: | 12.8% | |
| 4: | Saturday: | 12.8% | |
| 5: | Sunday: | 12.8% | |
| 6: | Thursday: | 10.3% | |
| 7: | Friday: | 7.7% |
Duncan mortgage applications are received 24 hours a day from the CanEquity web site. The following represents the peak hours in the day. The data is taken from all days of all years.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 00:00 to 00:59: | 7.7% |
| 09:00 to 09:59: | 2.6% |
| 10:00 to 10:59: | 10.3% |
| 11:00 to 11:59: | 12.8% |
| 13:00 to 13:59: | 2.6% |
| 14:00 to 14:59: | 12.8% |
| 15:00 to 15:59: | 10.3% |
| 16:00 to 16:59: | 5.1% |
| 17:00 to 17:59: | 10.3% |
| 18:00 to 18:59: | 5.1% |
| 21:00 to 21:59: | 7.7% |
| 22:00 to 22:59: | 5.1% |
| 23:00 to 23:59: | 7.7% |
| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 20.94% |
| British Columbia: | 10.57% |
| Manitoba: | 2.06% |
| New Brunswick: | 2.43% |
| Newfoundland and Labrador: | 1.25% |
| Nova Scotia: | 3.28% |
| Northwest Territories: | 0.40% |
| Nunavut: | 0.10% |
| Ontario: | 48.07% |
| Prince Edward Island: | 0.53% |
| Quebec: | 3.97% |
| Saskatchewan: | 4.94% |
| Yukon Territories: | 0.41% |
| Location | Contribution | |
|---|---|---|
| 027: | PORT COQUITLAM, BC | 0.085% |
| 028: | WESTBANK, BC | 0.081% |
| 029: | COURTENAY, BC | 0.079% |
| 030: | MISSION, BC | 0.079% |
| 031: | QUESNEL, BC | 0.076% |
| 032: | DUNCAN, BC | 0.074% |
| 033: | CRANBROOK, BC | 0.070% |
| 034: | VANDERHOOF, BC | 0.062% |
| 035: | WILLIAMS LAKE, BC | 0.060% |
| 036: | PORT MOODY, BC | 0.060% |
| 037: | REVELSTOKE, BC | 0.060% |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| Qualification: | 28.2% | |
| Refinance: | 17.9% | |
| No Money Down: | 12.8% | |
| Renewal: | 12.8% | |
| First-time Buyer: | 10.3% | |
| Purchase: | 10.3% | |
| Pre-approval: | 2.6% | |
| Equity Mortgage: | 2.6% | |
| Variable Rate: | 2.6% | |
| Total Application Types Found: 9 | ||
Average age: 37
Oldest age: 66
Youngest age: 20
The following figures show the average income of people living in Duncan who have submitted an inquiry using CanEquity's pre-approval application.
| Average annual gross income for | |
|---|---|
| mortgage applicants in Duncan: | $49,042.11 |
| applicants within all of Canada: | $59,498.47 |
| Difference: | ($10,456.35) |
| mortgage co-applicants in Duncan: | $33,345.10 |
| co-applicants within all of Canada: | $42,403.13 |
| Difference: | ($9,058.03) |
The table and pie chart below represents the residential status of people living in Duncan who have applied for a mortgage using CanEquity's preapproval application.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 41.0% | |
| Own: | 38.5% | |
| Other: | 5.1% | |
| No Comment: | 12.8% | |
| Live with parents: | 2.6% |
The pie chart below represents the marital status of applicants from Duncan, British Columbia using the online mortgage application located at the CanEquity web site. In Duncan, 46% of the mortgage applicants are living common-law or married, while only 53% are not living with someone.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Single: | 43.6% | |
| Married: | 33.3% | |
| Common-law: | 12.8% | |
| Divorced: | 7.7% | |
| Separated: | 2.6% |
