Canadian Mortgage Rates,
Calculators, News & Insurance
Calculators, News & Insurance
| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2011: | 15.27% | 0.04% |
| 2010: | 9.92% | 0.03% |
| 2009: | 13.74% | 0.03% |
| 2008: | 7.63% | 0.02% |
| 2007: | 14.50% | 0.04% |
| 2006: | 4.58% | 0.01% |
| 2005: | 7.63% | 0.02% |
| 2004: | 15.27% | 0.04% |
| 2003: | 6.87% | 0.02% |
| 2002: | 4.58% | 0.01% |
This bar graph illustrates the volumes of Web applications received by CanEquity in each month for all years combined. The busiest months for mortgages from Fort St John occur during our second quarter (represented by the green bars) with 33.59% while our slowest is the fourth quarter (represented by the red bars) with 16.79%.
| Rank | Month | Percentage of Inquiries | |
|---|---|---|---|
| 1: | April: | 15.3% | |
| 2: | March: | 13.0% | |
| 3: | February: | 10.7% | |
| 4: | June: | 9.9% | |
| 5: | January: | 8.4% | |
| 6: | May: | 8.4% | |
| 7: | September: | 7.6% | |
| 8: | November: | 6.9% | |
| 9: | July: | 5.3% | |
| 10: | October: | 5.3% | |
| 11: | December: | 4.6% | |
| 12: | August: | 4.6% |
The information listed below shows the busy days for mortgage applications that were received by CanEquity's web site. Each day represents a combined total of all occurrences of that day in the past 5 years. In Fort St John, the day with the most volume, generating 21.37% of all applications, is Thursday. In comparison, Sunday's are the slowest day with only 9.16% of all inquiries.
| Rank | Day of the Week | Percentage of Inquiries | |
|---|---|---|---|
| 1: | Thursday: | 21.4% | |
| 2: | Wednesday: | 17.6% | |
| 3: | Tuesday: | 15.3% | |
| 4: | Monday: | 13.7% | |
| 5: | Friday: | 13.7% | |
| 6: | Saturday: | 9.2% | |
| 7: | Sunday: | 9.2% |
Applications are received 24 hours a day from the CanEquity web site. The time periods below indicates the peak hours in the day. The data is taken from all days of all years.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 00:00 to 00:59: | 2.3% |
| 01:00 to 01:59: | 1.5% |
| 03:00 to 03:59: | 1.5% |
| 04:00 to 04:59: | 0.8% |
| 06:00 to 06:59: | 0.8% |
| 07:00 to 07:59: | 0.8% |
| 08:00 to 08:59: | 1.5% |
| 09:00 to 09:59: | 6.9% |
| 10:00 to 10:59: | 3.1% |
| 11:00 to 11:59: | 6.1% |
| 12:00 to 12:59: | 3.8% |
| 13:00 to 13:59: | 6.1% |
| 14:00 to 14:59: | 9.2% |
| 15:00 to 15:59: | 4.6% |
| 16:00 to 16:59: | 6.9% |
| 17:00 to 17:59: | 11.5% |
| 18:00 to 18:59: | 4.6% |
| 19:00 to 19:59: | 8.4% |
| 20:00 to 20:59: | 6.1% |
| 21:00 to 21:59: | 4.6% |
| 22:00 to 22:59: | 4.6% |
| 23:00 to 23:59: | 4.6% |
| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 20.94% |
| British Columbia: | 10.57% |
| Manitoba: | 2.06% |
| New Brunswick: | 2.43% |
| Newfoundland and Labrador: | 1.25% |
| Nova Scotia: | 3.28% |
| Northwest Territories: | 0.40% |
| Nunavut: | 0.10% |
| Ontario: | 48.07% |
| Prince Edward Island: | 0.53% |
| Quebec: | 3.97% |
| Saskatchewan: | 4.94% |
| Yukon Territories: | 0.41% |
| Location | Contribution | |
|---|---|---|
| 006: | ABBOTSFORD, BC | 0.294% |
| 007: | PRINCE GEORGE, BC | 0.291% |
| 008: | RICHMOND, BC | 0.277% |
| 009: | KAMLOOPS, BC | 0.264% |
| 010: | CHILLIWACK, BC | 0.262% |
| 011: | FORT ST JOHN, BC | 0.247% |
| 012: | COQUITLAM, BC | 0.234% |
| 013: | NORTH VANCOUVER, BC | 0.228% |
| 014: | LANGLEY, BC | 0.227% |
| 015: | NANAIMO, BC | 0.215% |
| 016: | MAPLE RIDGE, BC | 0.174% |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| First-time Buyer: | 25.2% | |
| Qualification: | 23.7% | |
| No Money Down: | 23.7% | |
| Purchase: | 13.7% | |
| Refinance: | 6.9% | |
| Renewal: | 2.3% | |
| Pre-approval: | 1.5% | |
| Other: | 3.2% | |
| Total Application Types Found: 11 | ||
Average age: 33
Oldest age: 84
Youngest age: 19
The numbers below represent the average income of people living in Fort St John who have submitted an inquiry using CanEquity's online mortgage application.
| Average annual gross income for | |
|---|---|
| mortgage applicants in Fort St John: | $67,232.24 |
| applicants within all of Canada: | $59,498.47 |
| Difference: | $7,733.77 |
| mortgage co-applicants in Fort St John: | $42,000.98 |
| co-applicants within all of Canada: | $42,403.13 |
| Difference: | ($402.15) |
The table and pie chart below represents the residential status of people living in Fort St John who have submitted an inquiry using CanEquity's online mortgage application.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 67.9% | |
| Own: | 23.7% | |
| Other: | 3.1% | |
| No Comment: | 3.8% | |
| Live with parents: | 1.5% |
The following table and pie chart represents the marital status of applicants from Fort St John, British Columbia using the online mortgage application found at the CanEquity web site. 65% of the mortgage applicants are living with someone, while only 33% are single, separated or divorced.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Married: | 36.6% | |
| Common-law: | 29.0% | |
| Single: | 26.7% | |
| Divorced: | 3.8% | |
| Separated: | 3.1% | |
| Widowed: | 0.8% |
