Fort St John Mortgage
Information, Statisitics & Reports
Information, Statisitics & Reports
| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2010: | * 2.00% | * 0.01% |
| 2009: | 18.00% | 0.04% |
| 2008: | 10.00% | 0.02% |
| 2007: | 19.00% | 0.04% |
| 2006: | 6.00% | 0.01% |
| 2005: | 10.00% | 0.02% |
| 2004: | 20.00% | 0.05% |
| 2003: | 9.00% | 0.02% |
| 2002: | 6.00% | 0.01% |
The bar graph below displays the volumes of Internet applications received by CanEquity in each month for all years combined. The busiest months for mortgages from Fort St John occur during our first quarter (represented by the brown bars) with 37.00% while our slowest is the third quarter (represented by the blue bars) with 15.00%.
| Rank | Month | Percentage of Inquiries | |
|---|---|---|---|
| 1: | April: | 15.0% | |
| 2: | March: | 15.0% | |
| 3: | February: | 13.0% | |
| 4: | January: | 9.0% | |
| 5: | November: | 8.0% | |
| 6: | May: | 8.0% | |
| 7: | June: | 8.0% | |
| 8: | August: | 6.0% | |
| 9: | October: | 5.0% | |
| 10: | September: | 5.0% | |
| 11: | December: | 4.0% | |
| 12: | July: | 4.0% |
The information listed below illustrates the busy days for mortgage applications that were received by CanEquity's web site. Each day represents a combined total of all occurrences of that day in the past 5 years. In Fort St John, the day with the most volume, generating 26.00% of all submissions, is Thursday. In comparison, Sunday's are the slowest day with only 6.00% of all inquiries.
| Rank | Day of the Week | Percentage of Inquiries | |
|---|---|---|---|
| 1: | Thursday: | 26.0% | |
| 2: | Monday: | 15.0% | |
| 3: | Friday: | 15.0% | |
| 4: | Wednesday: | 15.0% | |
| 5: | Tuesday: | 12.0% | |
| 6: | Saturday: | 11.0% | |
| 7: | Sunday: | 6.0% |
Applications are received 24 hours a day via the CanEquity web site. The time periods below represents the rush hours in the day. The data is taken from all days of all years. Only 21.0% of all mortgages are received before noon, while 75.0% arrive in the afternoon.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 00:00 to 00:59: | 3.0% |
| 01:00 to 01:59: | 1.0% |
| 04:00 to 04:59: | 1.0% |
| 06:00 to 06:59: | 1.0% |
| 08:00 to 08:59: | 2.0% |
| 09:00 to 09:59: | 8.0% |
| 10:00 to 10:59: | 1.0% |
| 11:00 to 11:59: | 8.0% |
| 12:00 to 12:59: | 5.0% |
| 13:00 to 13:59: | 7.0% |
| 14:00 to 14:59: | 12.0% |
| 15:00 to 15:59: | 6.0% |
| 16:00 to 16:59: | 4.0% |
| 17:00 to 17:59: | 12.0% |
| 18:00 to 18:59: | 4.0% |
| 19:00 to 19:59: | 7.0% |
| 20:00 to 20:59: | 4.0% |
| 21:00 to 21:59: | 4.0% |
| 22:00 to 22:59: | 5.0% |
| 23:00 to 23:59: | 5.0% |
| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 21.11% |
| British Columbia: | 10.86% |
| Manitoba: | 2.09% |
| New Brunswick: | 2.11% |
| Newfoundland and Labrador: | 1.15% |
| Nova Scotia: | 2.91% |
| Northwest Territories: | 0.32% |
| Nunavut: | 0.08% |
| Ontario: | 48.83% |
| Prince Edward Island: | 0.44% |
| Quebec: | 4.15% |
| Saskatchewan: | 5.06% |
| Yukon Territories: | 0.26% |
| Location | Contribution | |
|---|---|---|
| 008: | PRINCE GEORGE, BC | 0.272% |
| 009: | RICHMOND, BC | 0.269% |
| 010: | KAMLOOPS, BC | 0.265% |
| 011: | NORTH VANCOUVER, BC | 0.258% |
| 012: | COQUITLAM, BC | 0.253% |
| 013: | FORT ST JOHN, BC | 0.234% |
| 014: | NANAIMO, BC | 0.232% |
| 015: | LANGLEY, BC | 0.232% |
| 016: | MAPLE RIDGE, BC | 0.194% |
| 017: | DELTA, BC | 0.185% |
| 018: | VERNON, BC | 0.180% |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| First-time Buyer: | 29.0% | |
| No Money Down: | 24.0% | |
| Qualification: | 23.0% | |
| Purchase: | 8.0% | |
| Refinance: | 8.0% | |
| Renewal: | 3.0% | |
| Pre-approval: | 2.0% | |
| Fixed Rate: | 1.0% | |
| Equity Mortgage: | 1.0% | |
| Variable Rate: | 1.0% | |
| Total Application Types Found: 10 | ||
Average age: 33
Oldest age: 84
Youngest age: 19
The following depicts the average income of applicants living in Fort St John who have submitted a mortgage inquiry using CanEquity's pre-approval application.
| Average annual gross income for | |
|---|---|
| mortgage applicants in Fort St John: | $59,657.46 |
| applicants within all of Canada: | $58,592.40 |
| Difference: | $1,065.06 |
| mortgage co-applicants in Fort St John: | $41,833.59 |
| co-applicants within all of Canada: | $41,278.89 |
| Difference: | $554.70 |
The information below represents the residential status of people living in Fort St John who have applied for a mortgage loan using CanEquity's online mortgage application.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 67.0% | |
| Own: | 25.0% | |
| Other: | 2.0% | |
| No Comment: | 5.0% | |
| Live with parents: | 1.0% |
The following information represents the marital status of applicants from Fort St John, British Columbia using the preapproval application found at canequity.com. In Fort St John, over 68% of the mortgage applicants are living with someone, while only 31% are single, separated or divorced.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Married: | 37.0% | |
| Common-law: | 31.0% | |
| Single: | 23.0% | |
| Divorced: | 4.0% | |
| Separated: | 4.0% | |
| Widowed: | 1.0% |
