Kamloops Mortgage
Information, Statisitics & Reports
Information, Statisitics & Reports
| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2010: | * 4.42% | * 0.01% |
| 2009: | 15.93% | 0.04% |
| 2008: | 8.85% | 0.02% |
| 2007: | 10.62% | 0.03% |
| 2006: | 14.16% | 0.04% |
| 2005: | 6.20% | 0.02% |
| 2004: | 11.50% | 0.03% |
| 2003: | 17.70% | 0.05% |
| 2002: | 10.62% | 0.03% |
This bar graph shows the volumes of online mortgage applications received by CanEquity in each month for all years combined. The busiest months for mortgages from Kamloops seem to occur during our first quarter (represented by the brown bars) with 36.28% while our slowest is the third quarter (represented by the blue bars) with 15.93%.
| Rank | Month | Percentage of Inquiries | |
|---|---|---|---|
| 1: | March: | 15.0% | |
| 2: | January: | 14.2% | |
| 3: | June: | 10.6% | |
| 4: | December: | 9.7% | |
| 5: | May: | 8.8% | |
| 6: | April: | 8.8% | |
| 7: | February: | 7.1% | |
| 8: | November: | 5.3% | |
| 9: | July: | 5.3% | |
| 10: | August: | 5.3% | |
| 11: | September: | 5.3% | |
| 12: | October: | 4.4% |
The bar graph below compares the busy days for mortgage inquiries that were received by the CanEquity web site. Each day is a total combined representation of the last 5 years of all occurrences of that day. In Kamloops, the day with the most volume, having more than 22.12% of all submissions, is Tuesday. In comparison, Saturday's are the slowest day with only 10.62% of all inquiries.
| Rank | Day of the Week | Percentage of Inquiries | |
|---|---|---|---|
| 1: | Tuesday: | 22.1% | |
| 2: | Monday: | 15.9% | |
| 3: | Friday: | 15.0% | |
| 4: | Wednesday: | 13.3% | |
| 5: | Thursday: | 11.5% | |
| 6: | Sunday: | 11.5% | |
| 7: | Saturday: | 10.6% |
In Kamloops, inquiries are received 24 hours a day on the CanEquity web site. The graph shown below indicates the peak hours within a 24-hour period. The data is taken from all days of all years. Only 16.8% of all mortgages are received before noon, while 77.9% arrive in the afternoon.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 00:00 to 00:59: | 3.5% |
| 02:00 to 02:59: | 1.8% |
| 04:00 to 04:59: | 0.9% |
| 09:00 to 09:59: | 4.4% |
| 10:00 to 10:59: | 7.1% |
| 11:00 to 11:59: | 4.4% |
| 12:00 to 12:59: | 7.1% |
| 13:00 to 13:59: | 3.5% |
| 14:00 to 14:59: | 5.3% |
| 15:00 to 15:59: | 12.4% |
| 16:00 to 16:59: | 8.8% |
| 17:00 to 17:59: | 6.2% |
| 18:00 to 18:59: | 4.4% |
| 19:00 to 19:59: | 2.7% |
| 20:00 to 20:59: | 6.2% |
| 21:00 to 21:59: | 10.6% |
| 22:00 to 22:59: | 5.3% |
| 23:00 to 23:59: | 5.3% |
| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 21.11% |
| British Columbia: | 10.88% |
| Manitoba: | 2.10% |
| New Brunswick: | 2.10% |
| Newfoundland and Labrador: | 1.14% |
| Nova Scotia: | 2.90% |
| Northwest Territories: | 0.32% |
| Nunavut: | 0.08% |
| Ontario: | 48.83% |
| Prince Edward Island: | 0.44% |
| Quebec: | 4.14% |
| Saskatchewan: | 5.07% |
| Yukon Territories: | 0.26% |
| Location | Contribution | |
|---|---|---|
| 005: | KELOWNA, BC | 0.334% |
| 006: | ABBOTSFORD, BC | 0.303% |
| 007: | CHILLIWACK, BC | 0.275% |
| 008: | RICHMOND, BC | 0.270% |
| 009: | PRINCE GEORGE, BC | 0.270% |
| 010: | KAMLOOPS, BC | 0.266% |
| 011: | NORTH VANCOUVER, BC | 0.259% |
| 012: | COQUITLAM, BC | 0.254% |
| 013: | FORT ST JOHN, BC | 0.235% |
| 014: | NANAIMO, BC | 0.233% |
| 015: | LANGLEY, BC | 0.233% |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| Qualification: | 25.7% | |
| No Money Down: | 19.5% | |
| First-time Buyer: | 19.5% | |
| Refinance: | 19.5% | |
| Renewal: | 8.8% | |
| Purchase: | 1.8% | |
| Variable Rate: | 1.8% | |
| Low Doc: | 0.9% | |
| Second Mortgage: | 0.9% | |
| Equity Mortgage: | 0.9% | |
| Investment: | 0.9% | |
| Total Application Types Found: 11 | ||
Average age: 37
Oldest age: 70
Youngest age: 20
The figures below represent the average income of Canadians living in Kamloops who have submitted an inquiry using the pre-approval application on CanEquity's web site.
| Average annual gross income for | |
|---|---|
| mortgage applicants in Kamloops: | $49,483.11 |
| applicants within all of Canada: | $58,581.24 |
| Difference: | ($9,098.13) |
| mortgage co-applicants in Kamloops: | $41,919.16 |
| co-applicants within all of Canada: | $41,209.57 |
| Difference: | $709.59 |
The pie chart below shows the residential status of people living in Kamloops who have applied for a mortgage loan using the CanEquity mortgage application.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 39.8% | |
| Own: | 46.0% | |
| Other: | 1.8% | |
| No Comment: | 5.3% | |
| Live with parents: | 7.1% |
The following table and pie chart represents the marital status of applicants from Kamloops, British Columbia using the mortgage application located at canequity.com. Approximately 60% of the mortgage applicants are living with someone, while only 39% are single or separated.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Married: | 48.7% | |
| Single: | 30.1% | |
| Common-law: | 11.5% | |
| Separated: | 7.1% | |
| Divorced: | 2.7% |
