Kamloops Mortgage
Information, Statisitics & Reports
Information, Statisitics & Reports
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| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2008: | * 9.09% | * 0.03% |
| 2007: | 13.64% | 0.04% |
| 2006: | 18.18% | 0.05% |
| 2005: | 7.96% | 0.02% |
| 2004: | 14.77% | 0.04% |
| 2003: | 22.73% | 0.07% |
| 2002: | 13.64% | 0.04% |
The bar graph below represents the volumes of online mortgage applications received by CanEquity in each month for all years combined. The busiest months for mortgages from Kamloops mostly occur during our first quarter (represented by the brown bars) with 37.50% while our slowest is the third quarter (represented by the blue bars) with 14.77%.
| Rank | Month | Percentage of Inquiries | |
|---|---|---|---|
| 1: | January: | 14.8% | |
| 2: | March: | 14.8% | |
| 3: | June: | 12.5% | |
| 4: | May: | 9.1% | |
| 5: | April: | 9.1% | |
| 6: | February: | 8.0% | |
| 7: | November: | 6.8% | |
| 8: | December: | 6.8% | |
| 9: | August: | 5.7% | |
| 10: | July: | 4.5% | |
| 11: | September: | 4.5% | |
| 12: | October: | 3.4% |
The information listed below displays the busy days for Internet applications that were received by CanEquity. Each day is a representation of the combined 6-year total of all instances of that day. In Kamloops, the day with the most volume, having more than 25.00% of all applications, is Tuesday. In comparison, Saturday's are the slowest day with only 7.95% of all inquiries.
| Rank | Day of the Week | Percentage of Inquiries | |
|---|---|---|---|
| 1: | Tuesday: | 25.0% | |
| 2: | Monday: | 17.1% | |
| 3: | Friday: | 14.8% | |
| 4: | Wednesday: | 13.6% | |
| 5: | Thursday: | 11.4% | |
| 6: | Sunday: | 10.2% | |
| 7: | Saturday: | 8.0% |
In Kamloops, applications are received 24 hours a day via the CanEquity web site. The statistics shown below represents the busy hours in the day. The data is taken from all days of all years. Only 17.0% of all mortgages are received before noon, while 79.5% arrive in the afternoon.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 00:00 to 00:59: | 2.3% |
| 02:00 to 02:59: | 1.1% |
| 04:00 to 04:59: | 1.1% |
| 09:00 to 09:59: | 4.5% |
| 10:00 to 10:59: | 5.7% |
| 11:00 to 11:59: | 5.7% |
| 12:00 to 12:59: | 8.0% |
| 13:00 to 13:59: | 2.3% |
| 14:00 to 14:59: | 3.4% |
| 15:00 to 15:59: | 12.5% |
| 16:00 to 16:59: | 9.1% |
| 17:00 to 17:59: | 6.8% |
| 18:00 to 18:59: | 4.5% |
| 19:00 to 19:59: | 2.3% |
| 20:00 to 20:59: | 5.7% |
| 21:00 to 21:59: | 13.6% |
| 22:00 to 22:59: | 5.7% |
| 23:00 to 23:59: | 5.7% |
| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 21.01% |
| British Columbia: | 11.49% |
| Manitoba: | 2.11% |
| New Brunswick: | 2.02% |
| Newfoundland and Labrador: | 1.12% |
| Nova Scotia: | 2.77% |
| Northwest Territories: | 0.30% |
| Nunavut: | 0.08% |
| Ontario: | 48.62% |
| Prince Edward Island: | 0.36% |
| Quebec: | 3.80% |
| Saskatchewan: | 5.60% |
| Yukon Territories: | 0.21% |
| Location | Contribution | |
|---|---|---|
| 003: | VICTORIA, BC | 0.748% |
| 004: | KELOWNA, BC | 0.389% |
| 005: | ABBOTSFORD, BC | 0.356% |
| 006: | BURNABY, BC | 0.342% |
| 007: | RICHMOND, BC | 0.303% |
| 008: | KAMLOOPS, BC | 0.293% |
| 009: | CHILLIWACK, BC | 0.289% |
| 010: | COQUITLAM, BC | 0.283% |
| 011: | NORTH VANCOUVER, BC | 0.273% |
| 012: | PRINCE GEORGE, BC | 0.273% |
| 013: | FORT ST JOHN, BC | 0.253% |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| Qualification: | 25.0% | |
| Refinance: | 22.7% | |
| First-time Buyer: | 20.5% | |
| No Money Down: | 15.9% | |
| Renewal: | 8.0% | |
| Purchase: | 2.3% | |
| Variable Rate: | 2.3% | |
| Low Doc: | 1.1% | |
| Second Mortgage: | 1.1% | |
| Investment: | 1.1% | |
| Total Application Types Found: 10 | ||
Average age: 38
Oldest age: 70
Youngest age: 20
The following depicts the average income of Canadians living in Kamloops who have submitted an inquiry using the pre-approval application on the CanEquity Mortgage web site.
| Average annual gross income for | |
|---|---|
| mortgage applicants in Kamloops: | $45,769.23 |
| applicants within all of Canada: | $56,347.50 |
| Difference: | ($10,578.27) |
| mortgage co-applicants in Kamloops: | $42,181.90 |
| co-applicants within all of Canada: | $39,330.70 |
| Difference: | $2,851.20 |
The information below represents the residential status of people living in Kamloops who have applied for a mortgage loan using the CanEquity mortgage application.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 36.4% | |
| Own: | 47.7% | |
| Other: | 1.1% | |
| No Comment: | 6.8% | |
| Live with parents: | 8.0% |
The following table and pie chart represents the marital status of applicants from Kamloops, British Columbia using the preapproval application found at the CanEquity web site. In Kamloops, 59% of the mortgage applicants are living common-law or married, while only 40% are single, separated or divorced.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Married: | 47.7% | |
| Single: | 30.7% | |
| Common-law: | 11.4% | |
| Separated: | 8.0% | |
| Divorced: | 2.3% |
