Canadian Mortgage Rates,
Calculators, News & Insurance
Calculators, News & Insurance
| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2011: | 7.41% | 0.00% |
| 2010: | 18.52% | 0.01% |
| 2009: | 18.52% | 0.01% |
| 2008: | 11.11% | 0.01% |
| 2007: | 7.41% | 0.00% |
| 2006: | 22.22% | 0.01% |
| 2005: | 7.41% | 0.00% |
| 2003: | 7.41% | 0.00% |
The information listed below compares the busy days for Internet applications that were received by CanEquity's web site. Each day is a representation of the combined 6-year total of all instances of that day. In Kimberley the busiest day, with approximately 29.63% of all submissions, is Thursday. In comparison, Friday's are the slowest day with only 3.70% of all inquiries.
| Rank | Day of the Week | Percentage of Inquiries | |
|---|---|---|---|
| 1: | Thursday: | 29.6% | |
| 2: | Monday: | 22.2% | |
| 3: | Tuesday: | 18.5% | |
| 4: | Wednesday: | 11.1% | |
| 5: | Sunday: | 7.4% | |
| 6: | Saturday: | 7.4% | |
| 7: | Friday: | 3.7% |
Inquiries are received 24 hours a day via our web site. The information shown below indicates the peak hours in the day. The data is taken from all days of all years.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 01:00 to 01:59: | 3.7% |
| 02:00 to 02:59: | 3.7% |
| 08:00 to 08:59: | 3.7% |
| 10:00 to 10:59: | 7.4% |
| 11:00 to 11:59: | 7.4% |
| 12:00 to 12:59: | 14.8% |
| 13:00 to 13:59: | 11.1% |
| 15:00 to 15:59: | 7.4% |
| 16:00 to 16:59: | 7.4% |
| 18:00 to 18:59: | 7.4% |
| 19:00 to 19:59: | 3.7% |
| 20:00 to 20:59: | 3.7% |
| 21:00 to 21:59: | 7.4% |
| 22:00 to 22:59: | 11.1% |
| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 20.94% |
| British Columbia: | 10.57% |
| Manitoba: | 2.06% |
| New Brunswick: | 2.43% |
| Newfoundland and Labrador: | 1.25% |
| Nova Scotia: | 3.28% |
| Northwest Territories: | 0.40% |
| Nunavut: | 0.10% |
| Ontario: | 48.07% |
| Prince Edward Island: | 0.53% |
| Quebec: | 3.97% |
| Saskatchewan: | 4.94% |
| Yukon Territories: | 0.41% |
| Location | Contribution | |
|---|---|---|
| 037: | REVELSTOKE, BC | 0.060% |
| 038: | PARKSVILLE, BC | 0.057% |
| 039: | GRAND FORKS, BC | 0.055% |
| 040: | SOOKE, BC | 0.053% |
| 041: | SECHELT, BC | 0.051% |
| 042: | KIMBERLEY, BC | 0.051% |
| 043: | LADYSMITH, BC | 0.051% |
| 044: | SQUAMISH, BC | 0.049% |
| 045: | TRAIL, BC | 0.049% |
| 046: | CASTLEGAR, BC | 0.047% |
| 047: | MERRITT, BC | 0.047% |
| 1 | Marysville, British Columbia |
| 2 | Cranbrook, British Columbia |
| 3 | Jaffray, British Columbia |
| 4 | Fernie, British Columbia |
| 5 | Creston, British Columbia |
| 6 | Kaslo, British Columbia |
| 7 | Elkford, British Columbia |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| First-time Buyer: | 22.2% | |
| Qualification: | 18.5% | |
| Renewal: | 18.5% | |
| Pre-approval: | 11.1% | |
| Refinance: | 11.1% | |
| Purchase: | 7.4% | |
| Variable Rate: | 7.4% | |
| No Money Down: | 3.7% | |
| Total Application Types Found: 8 | ||
Average age: 39
Oldest age: 67
Youngest age: 25
The information below represents the average income of applicants living in Kimberley who have submitted an inquiry using the pre-approval application on CanEquity's web site.
| Average annual gross income for | |
|---|---|
| mortgage applicants in Kimberley: | $49,041.08 |
| applicants within all of Canada: | $59,498.47 |
| Difference: | ($10,457.39) |
| mortgage co-applicants in Kimberley: | $44,400.00 |
| co-applicants within all of Canada: | $42,403.13 |
| Difference: | $1,996.87 |
The chart and pie-graph below depicts the residential status of people living in Kimberley who have submitted a mortgage inquiry using the pre-approval application on the CanEquity Mortgage web site.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 29.6% | |
| Own: | 59.3% | |
| Other: | 11.1% |
The following information represents the marital status of applicants from Kimberley, British Columbia using the mortgage preapproval application found on the CanEquity Mortgage web site. Over 51% of the mortgage applicants are living common-law or married, while only 48% are not married or separated.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Single: | 40.7% | |
| Married: | 33.3% | |
| Common-law: | 18.5% | |
| Divorced: | 3.7% | |
| Separated: | 3.7% |
