Ladysmith Mortgage
Information, Statisitics & Reports
Information, Statisitics & Reports
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| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2008: | * 4.76% | * 0.00% |
| 2007: | 4.76% | 0.00% |
| 2006: | 23.81% | 0.02% |
| 2005: | 47.62% | 0.03% |
| 2004: | 14.29% | 0.01% |
| 2003: | 4.76% | 0.00% |
Applications are received 24 hours a day on the CanEquity web site. The report shown below indicates the rush hours within a 24-hour period. The data is taken from all days of all years.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 00:00 to 00:59: | 9.5% |
| 02:00 to 02:59: | 4.8% |
| 09:00 to 09:59: | 14.3% |
| 10:00 to 10:59: | 4.8% |
| 11:00 to 11:59: | 4.8% |
| 13:00 to 13:59: | 4.8% |
| 16:00 to 16:59: | 19.0% |
| 18:00 to 18:59: | 4.8% |
| 19:00 to 19:59: | 4.8% |
| 20:00 to 20:59: | 4.8% |
| 21:00 to 21:59: | 4.8% |
| 22:00 to 22:59: | 14.3% |
| 23:00 to 23:59: | 4.8% |
| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 21.01% |
| British Columbia: | 11.49% |
| Manitoba: | 2.11% |
| New Brunswick: | 2.02% |
| Newfoundland and Labrador: | 1.12% |
| Nova Scotia: | 2.77% |
| Northwest Territories: | 0.30% |
| Nunavut: | 0.08% |
| Ontario: | 48.62% |
| Prince Edward Island: | 0.36% |
| Quebec: | 3.80% |
| Saskatchewan: | 5.60% |
| Yukon Territories: | 0.21% |
| Location | Contribution | |
|---|---|---|
| 029: | WESTBANK, BC | 0.083% |
| 030: | NELSON, BC | 0.083% |
| 031: | CRANBROOK, BC | 0.080% |
| 032: | TERRACE, BC | 0.073% |
| 033: | SECHELT, BC | 0.070% |
| 034: | LADYSMITH, BC | 0.070% |
| 035: | SOOKE, BC | 0.066% |
| 036: | PARKSVILLE, BC | 0.066% |
| 037: | WILLIAMS LAKE, BC | 0.063% |
| 038: | REVELSTOKE, BC | 0.060% |
| 039: | WHITE ROCK, BC | 0.057% |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| Qualification: | 28.6% | |
| Refinance: | 28.6% | |
| No Money Down: | 19.0% | |
| First-time Buyer: | 4.8% | |
| Renewal: | 4.8% | |
| Purchase: | 4.8% | |
| Investment: | 4.8% | |
| Transfer: | 4.8% | |
| Total Application Types Found: 8 | ||
Average age: 41
Oldest age: 65
Youngest age: 23
The amounts below are the average income of people living in Ladysmith who have applied for a loan using the pre-approval application on the CanEquity Mortgage web site.
| Average annual gross income for | |
|---|---|
| mortgage applicants in Ladysmith: | $56,119.71 |
| applicants within all of Canada: | $56,347.50 |
| Difference: | ($227.78) |
| mortgage co-applicants in Ladysmith: | $35,633.33 |
| co-applicants within all of Canada: | $39,330.70 |
| Difference: | ($3,697.37) |
The table and pie chart below represents the residential status of people living in Ladysmith who have applied for a home loan using the CanEquity mortgage application.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 33.3% | |
| Own: | 66.7% |
The following information represents the marital status of applicants from Ladysmith, British Columbia using the preapproval application found on canequity.com. In Ladysmith, 76% of the mortgage applicants are living common-law or married, while only 23% are single, separated or divorced.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Married: | 52.4% | |
| Common-law: | 23.8% | |
| Single: | 23.8% |
