Ladysmith Mortgage
Information, Statisitics & Reports
Information, Statisitics & Reports
| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2010: | * 8.33% | * 0.01% |
| 2008: | 8.33% | 0.01% |
| 2007: | 4.17% | 0.00% |
| 2006: | 20.83% | 0.01% |
| 2005: | 41.67% | 0.02% |
| 2004: | 12.50% | 0.01% |
| 2003: | 4.17% | 0.00% |
Inquiries are received 24 hours a day on our web site. The report shown below indicates the rush hours within a 24-hour period. The data is taken from all days of all years.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 00:00 to 00:59: | 8.3% |
| 02:00 to 02:59: | 4.2% |
| 09:00 to 09:59: | 12.5% |
| 10:00 to 10:59: | 8.3% |
| 11:00 to 11:59: | 4.2% |
| 13:00 to 13:59: | 4.2% |
| 14:00 to 14:59: | 4.2% |
| 15:00 to 15:59: | 4.2% |
| 16:00 to 16:59: | 16.7% |
| 18:00 to 18:59: | 4.2% |
| 19:00 to 19:59: | 4.2% |
| 20:00 to 20:59: | 4.2% |
| 21:00 to 21:59: | 4.2% |
| 22:00 to 22:59: | 12.5% |
| 23:00 to 23:59: | 4.2% |
| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 21.10% |
| British Columbia: | 10.87% |
| Manitoba: | 2.09% |
| New Brunswick: | 2.10% |
| Newfoundland and Labrador: | 1.15% |
| Nova Scotia: | 2.91% |
| Northwest Territories: | 0.32% |
| Nunavut: | 0.08% |
| Ontario: | 48.83% |
| Prince Edward Island: | 0.44% |
| Quebec: | 4.14% |
| Saskatchewan: | 5.07% |
| Yukon Territories: | 0.26% |
| Location | Contribution | |
|---|---|---|
| 033: | WILLIAMS LAKE, BC | 0.066% |
| 034: | PORT MOODY, BC | 0.066% |
| 035: | PARKSVILLE, BC | 0.061% |
| 036: | REVELSTOKE, BC | 0.059% |
| 037: | SECHELT, BC | 0.056% |
| 038: | LADYSMITH, BC | 0.056% |
| 039: | SOOKE, BC | 0.056% |
| 040: | KITIMAT, BC | 0.054% |
| 041: | KIMBERLEY, BC | 0.052% |
| 042: | SQUAMISH, BC | 0.049% |
| 043: | PITT MEADOWS, BC | 0.049% |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| Qualification: | 33.3% | |
| Refinance: | 29.2% | |
| No Money Down: | 16.7% | |
| First-time Buyer: | 4.2% | |
| Renewal: | 4.2% | |
| Purchase: | 4.2% | |
| Investment: | 4.2% | |
| Transfer: | 4.2% | |
| Total Application Types Found: 8 | ||
Average age: 41
Oldest age: 65
Youngest age: 23
The information below represents the average income of Canadians living in Ladysmith who have submitted an inquiry using the pre-approval application on the CanEquity Mortgage web site.
| Average annual gross income for | |
|---|---|
| mortgage applicants in Ladysmith: | $53,979.75 |
| applicants within all of Canada: | $58,582.39 |
| Difference: | ($4,602.64) |
| mortgage co-applicants in Ladysmith: | $38,866.67 |
| co-applicants within all of Canada: | $41,225.82 |
| Difference: | ($2,359.15) |
The pie chart below shows the residential status of people living in Ladysmith who have applied for a mortgage loan using the online application located at the CanEquity web site.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 33.3% | |
| Own: | 66.7% |
The pie chart below represents the marital status of applicants from Ladysmith, British Columbia using the preapproval application located at canequity.com. Approximately 79% of the mortgage applicants are either married or living common-law, while only 20% are not living with someone.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Married: | 50.0% | |
| Common-law: | 29.2% | |
| Single: | 20.8% |
