Maple Ridge Mortgage
Information, Statisitics & Reports
Information, Statisitics & Reports
| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2010: | * 6.02% | * 0.01% |
| 2009: | 12.05% | 0.02% |
| 2008: | 19.28% | 0.04% |
| 2007: | 9.64% | 0.02% |
| 2006: | 13.25% | 0.03% |
| 2005: | 12.05% | 0.02% |
| 2004: | 13.25% | 0.03% |
| 2003: | 10.84% | 0.02% |
| 2002: | 3.61% | 0.01% |
The following bar graph illustrates the volumes of mortgage applications received by CanEquity in each month for all years combined. The busiest months for mortgages from Maple Ridge seem to occur during our first quarter (represented by the brown bars) with 36.14% while our slowest is the fourth quarter (represented by the red bars) with 12.05%.
| Rank | Month | Percentage of Inquiries | |
|---|---|---|---|
| 1: | January: | 19.3% | |
| 2: | May: | 16.9% | |
| 3: | February: | 8.4% | |
| 4: | July: | 8.4% | |
| 5: | March: | 8.4% | |
| 6: | September: | 8.4% | |
| 7: | April: | 7.2% | |
| 8: | June: | 6.0% | |
| 9: | November: | 4.8% | |
| 10: | August: | 4.8% | |
| 11: | October: | 4.8% | |
| 12: | December: | 2.4% |
The graph below shows the busy days for mortgage applications that were received by CanEquity. Each day is a representation of the combined 6-year total of all instances of that day. In Maple Ridge the busiest day, with 16.87% of all submissions, is Monday. In comparison, Saturday's are the slowest day with only 8.43% of all inquiries.
| Rank | Day of the Week | Percentage of Inquiries | |
|---|---|---|---|
| 1: | Monday: | 16.9% | |
| 2: | Friday: | 16.9% | |
| 3: | Wednesday: | 16.9% | |
| 4: | Thursday: | 16.9% | |
| 5: | Sunday: | 14.5% | |
| 6: | Tuesday: | 9.6% | |
| 7: | Saturday: | 8.4% |
In Maple Ridge, mortgages are received 24 hours a day via the CanEquity web site. The graph shown below indicates the busy hours over a 24-hour period. The data is taken from all days of all years.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 00:00 to 00:59: | 2.4% |
| 01:00 to 01:59: | 2.4% |
| 03:00 to 03:59: | 1.2% |
| 08:00 to 08:59: | 2.4% |
| 09:00 to 09:59: | 2.4% |
| 10:00 to 10:59: | 2.4% |
| 11:00 to 11:59: | 4.8% |
| 12:00 to 12:59: | 2.4% |
| 13:00 to 13:59: | 4.8% |
| 14:00 to 14:59: | 12.0% |
| 15:00 to 15:59: | 13.3% |
| 16:00 to 16:59: | 4.8% |
| 17:00 to 17:59: | 8.4% |
| 18:00 to 18:59: | 4.8% |
| 19:00 to 19:59: | 3.6% |
| 20:00 to 20:59: | 7.2% |
| 21:00 to 21:59: | 6.0% |
| 22:00 to 22:59: | 10.8% |
| 23:00 to 23:59: | 3.6% |
| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 21.11% |
| British Columbia: | 10.88% |
| Manitoba: | 2.10% |
| New Brunswick: | 2.10% |
| Newfoundland and Labrador: | 1.14% |
| Nova Scotia: | 2.90% |
| Northwest Territories: | 0.32% |
| Nunavut: | 0.08% |
| Ontario: | 48.83% |
| Prince Edward Island: | 0.44% |
| Quebec: | 4.14% |
| Saskatchewan: | 5.07% |
| Yukon Territories: | 0.26% |
| Location | Contribution | |
|---|---|---|
| 011: | NORTH VANCOUVER, BC | 0.259% |
| 012: | COQUITLAM, BC | 0.254% |
| 013: | FORT ST JOHN, BC | 0.235% |
| 014: | NANAIMO, BC | 0.233% |
| 015: | LANGLEY, BC | 0.233% |
| 016: | MAPLE RIDGE, BC | 0.195% |
| 017: | DELTA, BC | 0.186% |
| 018: | VERNON, BC | 0.181% |
| 019: | NEW WESTMINSTER, BC | 0.172% |
| 020: | DAWSON CREEK, BC | 0.120% |
| 021: | PENTICTON, BC | 0.113% |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| Qualification: | 26.5% | |
| Renewal: | 18.1% | |
| No Money Down: | 14.5% | |
| Refinance: | 14.5% | |
| Purchase: | 10.8% | |
| First-time Buyer: | 7.2% | |
| Low Doc: | 1.2% | |
| Commercial: | 1.2% | |
| Second Mortgage: | 1.2% | |
| Equity Mortgage: | 1.2% | |
| Investment: | 1.2% | |
| Transfer: | 1.2% | |
| Variable Rate: | 1.2% | |
| Total Application Types Found: 13 | ||
Average age: 40
Oldest age: 62
Youngest age: 19
The amounts shown below represent the average income of people living in Maple Ridge who have submitted an inquiry using CanEquity's pre-approval application.
| Average annual gross income for | |
|---|---|
| mortgage applicants in Maple Ridge: | $53,830.32 |
| applicants within all of Canada: | $58,581.24 |
| Difference: | ($4,750.92) |
| mortgage co-applicants in Maple Ridge: | $44,387.63 |
| co-applicants within all of Canada: | $41,209.57 |
| Difference: | $3,178.06 |
The pie chart below shows the residential status of people living in Maple Ridge who have applied for a home loan using the online application located at the CanEquity web site.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 36.1% | |
| Own: | 59.0% | |
| No Comment: | 1.2% | |
| Live with parents: | 3.6% |
The following information represents the marital status of applicants from Maple Ridge, British Columbia using the mortgage application found on the CanEquity Mortgage web site. Approximately 59% of the mortgage applicants are living common-law or married, while only 39% are not married or separated.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Married: | 49.4% | |
| Single: | 26.5% | |
| Common-law: | 9.6% | |
| Separated: | 7.2% | |
| Divorced: | 6.0% | |
| Widowed: | 1.2% |
