Penticton Mortgage
Information, Statisitics & Reports
Information, Statisitics & Reports
| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2010: | * 2.08% | * 0.00% |
| 2009: | 10.42% | 0.01% |
| 2008: | 2.08% | 0.00% |
| 2007: | 12.50% | 0.01% |
| 2006: | 16.67% | 0.02% |
| 2005: | 12.50% | 0.01% |
| 2004: | 10.42% | 0.01% |
| 2003: | 18.75% | 0.02% |
| 2002: | 14.58% | 0.02% |
The bar graph listed below plots the busy days for Internet mortgage applications that were received by our web site. Each day represents a combined total of all occurrences of that day in the past 5 years. In Penticton, the day with the most volume, having more than 22.92% of all inquiries, is Sunday. In comparison, Saturday's are the slowest day with only 6.25% of all inquiries.
| Rank | Day of the Week | Percentage of Inquiries | |
|---|---|---|---|
| 1: | Sunday: | 22.9% | |
| 2: | Monday: | 18.8% | |
| 3: | Wednesday: | 14.6% | |
| 4: | Thursday: | 14.6% | |
| 5: | Tuesday: | 12.5% | |
| 6: | Friday: | 10.4% | |
| 7: | Saturday: | 6.3% |
Mortgage inquiries are received 24 hours a day on the CanEquity web site. The statistics shown below represents the rush hours within a 24-hour period. The data is taken from all days of all years.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 05:00 to 05:59: | 2.1% |
| 08:00 to 08:59: | 2.1% |
| 09:00 to 09:59: | 4.2% |
| 10:00 to 10:59: | 6.3% |
| 11:00 to 11:59: | 6.3% |
| 12:00 to 12:59: | 18.8% |
| 13:00 to 13:59: | 2.1% |
| 14:00 to 14:59: | 4.2% |
| 15:00 to 15:59: | 4.2% |
| 16:00 to 16:59: | 8.3% |
| 17:00 to 17:59: | 8.3% |
| 18:00 to 18:59: | 6.3% |
| 19:00 to 19:59: | 4.2% |
| 20:00 to 20:59: | 6.3% |
| 21:00 to 21:59: | 10.4% |
| 22:00 to 22:59: | 4.2% |
| 23:00 to 23:59: | 2.1% |
| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 21.11% |
| British Columbia: | 10.88% |
| Manitoba: | 2.10% |
| New Brunswick: | 2.10% |
| Newfoundland and Labrador: | 1.14% |
| Nova Scotia: | 2.90% |
| Northwest Territories: | 0.32% |
| Nunavut: | 0.08% |
| Ontario: | 48.83% |
| Prince Edward Island: | 0.44% |
| Quebec: | 4.14% |
| Saskatchewan: | 5.07% |
| Yukon Territories: | 0.26% |
| Location | Contribution | |
|---|---|---|
| 016: | MAPLE RIDGE, BC | 0.195% |
| 017: | DELTA, BC | 0.186% |
| 018: | VERNON, BC | 0.181% |
| 019: | NEW WESTMINSTER, BC | 0.172% |
| 020: | DAWSON CREEK, BC | 0.120% |
| 021: | PENTICTON, BC | 0.113% |
| 022: | PORT ALBERNI, BC | 0.103% |
| 023: | CAMPBELL RIVER, BC | 0.099% |
| 024: | COURTENAY, BC | 0.092% |
| 025: | PORT COQUITLAM, BC | 0.092% |
| 026: | SALMON ARM, BC | 0.085% |
| 1 | Beaverdell, British Columbia |
| 2 | Naramata, British Columbia |
| 3 | Summerland, British Columbia |
| 4 | Savona, British Columbia |
| 5 | Kaleden, British Columbia |
| 6 | Peachland, British Columbia |
| 7 | Chase, British Columbia |
| 8 | Princeton, British Columbia |
| 9 | Westbank, British Columbia |
| 10 | Kelowna, British Columbia |
| 11 | Okanagan Falls, British Columbia |
| 12 | Osoyoos, British Columbia |
| 13 | Winfield, British Columbia |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| Qualification: | 22.9% | |
| Refinance: | 22.9% | |
| No Money Down: | 16.7% | |
| Renewal: | 12.5% | |
| First-time Buyer: | 10.4% | |
| Purchase: | 4.2% | |
| Variable Rate: | 4.2% | |
| Low Doc: | 2.1% | |
| Commercial: | 2.1% | |
| Equity Mortgage: | 2.1% | |
| Total Application Types Found: 10 | ||
Average age: 43
Oldest age: 76
Youngest age: 26
The amounts shown below represent the average income of people living in Penticton who have submitted an inquiry using the CanEquity mortgage application.
| Average annual gross income for | |
|---|---|
| mortgage applicants in Penticton: | $50,497.32 |
| applicants within all of Canada: | $58,581.24 |
| Difference: | ($8,083.93) |
| mortgage co-applicants in Penticton: | $30,988.89 |
| co-applicants within all of Canada: | $41,209.57 |
| Difference: | ($10,220.68) |
The table and pie chart below represents the residential status of people living in Penticton who have applied for a home loan using the pre-approval application on the CanEquity Mortgage web site.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 41.7% | |
| Own: | 50.0% | |
| No Comment: | 8.3% |
The pie chart below represents the marital status of applicants from Penticton, British Columbia using the preapproval application found on the CanEquity Mortgage web site. In Penticton, over 72% of the mortgage applicants are living together with someone, while only 25% are not married or separated.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Married: | 50.0% | |
| Common-law: | 22.9% | |
| Single: | 18.8% | |
| Divorced: | 6.3% | |
| Widowed: | 2.1% |
