Canadian Mortgage Rates,
Calculators, News & Insurance
Calculators, News & Insurance
| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2011: | 9.38% | 0.01% |
| 2010: | 3.13% | 0.00% |
| 2009: | 31.25% | 0.02% |
| 2008: | 12.50% | 0.01% |
| 2007: | 12.50% | 0.01% |
| 2006: | 3.13% | 0.00% |
| 2005: | 6.25% | 0.00% |
| 2003: | 9.38% | 0.01% |
| 2002: | 12.50% | 0.01% |
The information below plots the busy days for online applications that were received by CanEquity. Each day is a representation of the combined 6-year total of all instances of that day. In Port Moody, the day with the most volume, generating 28.13% of all inquiries, is Monday. In comparison, Saturday's are the slowest day with only 6.25% of all inquiries.
| Rank | Day of the Week | Percentage of Inquiries | |
|---|---|---|---|
| 1: | Monday: | 28.1% | |
| 2: | Wednesday: | 18.8% | |
| 3: | Friday: | 15.6% | |
| 4: | Sunday: | 12.5% | |
| 5: | Tuesday: | 9.4% | |
| 6: | Thursday: | 9.4% | |
| 7: | Saturday: | 6.3% |
In Port Moody, mortgage applications are received 24 hours a day from our web site. The graph shown below indicates the busy hours in the day. The data is taken from all days of all years. Only 25.0% of all mortgages are received during the morning, while 71.9% arrive in the afternoon.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 02:00 to 02:59: | 3.1% |
| 07:00 to 07:59: | 3.1% |
| 08:00 to 08:59: | 3.1% |
| 09:00 to 09:59: | 3.1% |
| 10:00 to 10:59: | 9.4% |
| 11:00 to 11:59: | 6.3% |
| 12:00 to 12:59: | 9.4% |
| 13:00 to 13:59: | 9.4% |
| 14:00 to 14:59: | 3.1% |
| 16:00 to 16:59: | 12.5% |
| 17:00 to 17:59: | 9.4% |
| 18:00 to 18:59: | 6.3% |
| 19:00 to 19:59: | 12.5% |
| 20:00 to 20:59: | 3.1% |
| 22:00 to 22:59: | 3.1% |
| 23:00 to 23:59: | 3.1% |
| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 20.94% |
| British Columbia: | 10.57% |
| Manitoba: | 2.06% |
| New Brunswick: | 2.43% |
| Newfoundland and Labrador: | 1.25% |
| Nova Scotia: | 3.28% |
| Northwest Territories: | 0.40% |
| Nunavut: | 0.10% |
| Ontario: | 48.07% |
| Prince Edward Island: | 0.53% |
| Quebec: | 3.97% |
| Saskatchewan: | 4.94% |
| Yukon Territories: | 0.41% |
| Location | Contribution | |
|---|---|---|
| 031: | QUESNEL, BC | 0.076% |
| 032: | DUNCAN, BC | 0.074% |
| 033: | CRANBROOK, BC | 0.070% |
| 034: | VANDERHOOF, BC | 0.062% |
| 035: | WILLIAMS LAKE, BC | 0.060% |
| 036: | PORT MOODY, BC | 0.060% |
| 037: | REVELSTOKE, BC | 0.060% |
| 038: | PARKSVILLE, BC | 0.057% |
| 039: | GRAND FORKS, BC | 0.055% |
| 040: | SOOKE, BC | 0.053% |
| 041: | SECHELT, BC | 0.051% |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| Qualification: | 28.1% | |
| Refinance: | 18.8% | |
| Purchase: | 15.6% | |
| First-time Buyer: | 12.5% | |
| Renewal: | 12.5% | |
| No Money Down: | 6.3% | |
| Short Term Open: | 3.1% | |
| Investment: | 3.1% | |
| Total Application Types Found: 8 | ||
Average age: 39
Oldest age: 83
Youngest age: 19
The amounts shown below represent the average income of people living in Port Moody who have submitted an inquiry using the pre-approval application on the CanEquity Mortgage web site.
| Average annual gross income for | |
|---|---|
| mortgage applicants in Port Moody: | $96,947.33 |
| applicants within all of Canada: | $59,498.47 |
| Difference: | $37,448.87 |
| mortgage co-applicants in Port Moody: | $45,500.00 |
| co-applicants within all of Canada: | $42,403.13 |
| Difference: | $3,096.87 |
The table and pie chart below represents the residential status of people living in Port Moody who have applied for a mortgage loan using CanEquity's preapproval application.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 31.3% | |
| Own: | 53.1% | |
| No Comment: | 12.5% | |
| Live with parents: | 3.1% |
The pie chart below represents the marital status of applicants from Port Moody, British Columbia using the mortgage preapproval application found at canequity.com. In Port Moody, over 65% of the mortgage applicants are living together with someone, while only 34% are not living with someone.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Married: | 59.4% | |
| Single: | 25.0% | |
| Separated: | 6.3% | |
| Common-law: | 6.3% | |
| Divorced: | 3.1% |
