Canadian Mortgage Rates,
Calculators, News & Insurance
Calculators, News & Insurance
| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2011: | 21.74% | 0.01% |
| 2010: | 8.70% | 0.00% |
| 2009: | 13.04% | 0.01% |
| 2008: | 4.35% | 0.00% |
| 2007: | 17.39% | 0.01% |
| 2006: | 8.70% | 0.00% |
| 2005: | 17.39% | 0.01% |
| 2004: | 8.70% | 0.00% |
In Prince Rupert, inquiries are received 24 hours a day from the CanEquity web site. The statistics shown below indicates the rush hours within a 24-hour period. The data is taken from all days of all years. Only 21.7% of all mortgages are received before noon, while 65.2% arrive in the afternoon.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 00:00 to 00:59: | 4.3% |
| 01:00 to 01:59: | 4.3% |
| 02:00 to 02:59: | 4.3% |
| 08:00 to 08:59: | 4.3% |
| 10:00 to 10:59: | 17.4% |
| 12:00 to 12:59: | 8.7% |
| 13:00 to 13:59: | 4.3% |
| 14:00 to 14:59: | 8.7% |
| 15:00 to 15:59: | 4.3% |
| 16:00 to 16:59: | 8.7% |
| 18:00 to 18:59: | 4.3% |
| 19:00 to 19:59: | 8.7% |
| 20:00 to 20:59: | 8.7% |
| 21:00 to 21:59: | 4.3% |
| 22:00 to 22:59: | 4.3% |
| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 20.94% |
| British Columbia: | 10.57% |
| Manitoba: | 2.06% |
| New Brunswick: | 2.43% |
| Newfoundland and Labrador: | 1.25% |
| Nova Scotia: | 3.28% |
| Northwest Territories: | 0.40% |
| Nunavut: | 0.10% |
| Ontario: | 48.07% |
| Prince Edward Island: | 0.53% |
| Quebec: | 3.97% |
| Saskatchewan: | 4.94% |
| Yukon Territories: | 0.41% |
| Location | Contribution | |
|---|---|---|
| 046: | CASTLEGAR, BC | 0.047% |
| 047: | MERRITT, BC | 0.047% |
| 048: | COMOX, BC | 0.045% |
| 049: | SPARWOOD, BC | 0.045% |
| 050: | KITIMAT, BC | 0.043% |
| 051: | PRINCE RUPERT, BC | 0.043% |
| 052: | PITT MEADOWS, BC | 0.043% |
| 053: | POWELL RIVER, BC | 0.043% |
| 054: | WHITE ROCK, BC | 0.042% |
| 055: | ALDERGROVE, BC | 0.042% |
| 056: | CRESTON, BC | 0.042% |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| Qualification: | 26.1% | |
| No Money Down: | 17.4% | |
| Refinance: | 13.0% | |
| Purchase: | 13.0% | |
| Commercial: | 8.7% | |
| First-time Buyer: | 8.7% | |
| Renewal: | 8.7% | |
| Investment: | 4.3% | |
| Total Application Types Found: 8 | ||
Average age: 41
Oldest age: 65
Youngest age: 23
The figures below represent the average income of Canadians living in Prince Rupert who have applied for a mortgage loan using the CanEquity mortgage application.
| Average annual gross income for | |
|---|---|
| mortgage applicants in Prince Rupert: | $54,211.37 |
| applicants within all of Canada: | $59,498.47 |
| Difference: | ($5,287.10) |
| mortgage co-applicants in Prince Rupert: | $45,277.78 |
| co-applicants within all of Canada: | $42,403.13 |
| Difference: | $2,874.65 |
The following table represents the residential status of people living in Prince Rupert who have applied for a home loan using CanEquity's preapproval application.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 43.5% | |
| Own: | 52.2% | |
| Live with parents: | 4.3% |
The following pie chart represents the marital status of applicants from Prince Rupert, British Columbia using the preapproval application found on canequity.com. In Prince Rupert, 69% of the mortgage applicants are either married or living common-law, while only 30% are not living with someone.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Married: | 47.8% | |
| Single: | 30.4% | |
| Common-law: | 21.7% |
