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| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2008: | * 7.69% | * 0.02% |
| 2007: | 16.48% | 0.05% |
| 2006: | 17.58% | 0.05% |
| 2005: | 8.79% | 0.03% |
| 2004: | 15.39% | 0.05% |
| 2003: | 23.08% | 0.07% |
| 2002: | 10.99% | 0.03% |
The following depicts the volumes of Internet applications received by CanEquity in each month for all years combined. The busiest months for mortgages from Richmond usually occur during our third quarter (represented by the blue bars) with 27.47% while our slowest is the fourth quarter (represented by the red bars) with 20.88%.
| Rank | Month | Percentage of Inquiries | |
|---|---|---|---|
| 1: | July: | 16.5% | |
| 2: | April: | 14.3% | |
| 3: | March: | 12.1% | |
| 4: | December: | 8.8% | |
| 5: | February: | 7.7% | |
| 6: | January: | 6.6% | |
| 7: | August: | 6.6% | |
| 8: | October: | 6.6% | |
| 9: | June: | 6.6% | |
| 10: | November: | 5.5% | |
| 11: | May: | 4.4% | |
| 12: | September: | 4.4% |

The information below shows the busy days for online applications that were received by our web site. Each day represents a combined total of all occurrences of that day in the past 5 years. In Richmond, the day with the most volume, generating 29.67% of all inquiries, is Wednesday. In comparison, Saturday's are the slowest day with only 5.49% of all inquiries.
| Rank | Day of the Week | Percentage of Inquiries | |
|---|---|---|---|
| 1: | Wednesday: | 29.7% | |
| 2: | Thursday: | 20.9% | |
| 3: | Friday: | 15.4% | |
| 4: | Sunday: | 12.1% | |
| 5: | Monday: | 8.8% | |
| 6: | Tuesday: | 7.7% | |
| 7: | Saturday: | 5.5% |

Mortgage applications are received 24 hours a day on the CanEquity web site. The report shown below indicates the busy hours within a 24-hour period. The data is taken from all days of all years.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 00:00 to 00:59: | 2.2% |
| 01:00 to 01:59: | 2.2% |
| 02:00 to 02:59: | 3.3% |
| 03:00 to 03:59: | 1.1% |
| 05:00 to 05:59: | 1.1% |
| 08:00 to 08:59: | 1.1% |
| 09:00 to 09:59: | 3.3% |
| 10:00 to 10:59: | 7.7% |
| 11:00 to 11:59: | 11.0% |
| 12:00 to 12:59: | 5.5% |
| 13:00 to 13:59: | 12.1% |
| 14:00 to 14:59: | 4.4% |
| 15:00 to 15:59: | 5.5% |
| 16:00 to 16:59: | 6.6% |
| 17:00 to 17:59: | 6.6% |
| 18:00 to 18:59: | 5.5% |
| 19:00 to 19:59: | 2.2% |
| 20:00 to 20:59: | 2.2% |
| 21:00 to 21:59: | 7.7% |
| 22:00 to 22:59: | 2.2% |
| 23:00 to 23:59: | 6.6% |

| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 21.01% |
| British Columbia: | 11.49% |
| Manitoba: | 2.11% |
| New Brunswick: | 2.02% |
| Newfoundland and Labrador: | 1.12% |
| Nova Scotia: | 2.77% |
| Northwest Territories: | 0.30% |
| Nunavut: | 0.08% |
| Ontario: | 48.62% |
| Prince Edward Island: | 0.36% |
| Quebec: | 3.80% |
| Saskatchewan: | 5.60% |
| Yukon Territories: | 0.21% |

| Location | Contribution | |
|---|---|---|
| 002: | SURREY, BC | 0.824% |
| 003: | VICTORIA, BC | 0.748% |
| 004: | KELOWNA, BC | 0.389% |
| 005: | ABBOTSFORD, BC | 0.356% |
| 006: | BURNABY, BC | 0.342% |
| 007: | RICHMOND, BC | 0.303% |
| 008: | KAMLOOPS, BC | 0.293% |
| 009: | CHILLIWACK, BC | 0.289% |
| 010: | COQUITLAM, BC | 0.283% |
| 011: | NORTH VANCOUVER, BC | 0.273% |
| 012: | PRINCE GEORGE, BC | 0.273% |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| Qualification: | 22.0% | |
| Refinance: | 16.5% | |
| No Money Down: | 15.4% | |
| First-time Buyer: | 15.4% | |
| Renewal: | 12.1% | |
| Purchase: | 11.0% | |
| Equity Mortgage: | 2.2% | |
| Low Doc: | 1.1% | |
| Pre-approval: | 1.1% | |
| Commercial: | 1.1% | |
| Investment: | 1.1% | |
| Variable Rate: | 1.1% | |
| Total Application Types Found: 12 | ||

Average age: 39
Oldest age: 78
Youngest age: 19
The amounts below are the average income of applicants living in Richmond who have submitted a mortgage inquiry using CanEquity's pre-approval application.
| Average annual gross income for | |
|---|---|
| mortgage applicants in Richmond: | $65,614.16 |
| applicants within all of Canada: | $56,347.50 |
| Difference: | $9,266.67 |
| mortgage co-applicants in Richmond: | $35,925.52 |
| co-applicants within all of Canada: | $39,330.70 |
| Difference: | ($3,405.19) |
The following table represents the residential status of people living in Richmond who have applied for a mortgage loan using the online application located at the CanEquity web site.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 37.4% | |
| Own: | 47.3% | |
| No Comment: | 9.9% | |
| Live with parents: | 5.5% |

The following pie chart represents the marital status of applicants from Richmond, British Columbia using the online mortgage application found on the CanEquity Mortgage web site. 69% of the mortgage applicants are living with someone, while only 30% are single, separated or divorced.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Married: | 63.7% | |
| Single: | 20.9% | |
| Divorced: | 5.5% | |
| Common-law: | 5.5% | |
| Separated: | 4.4% |
