Ontario Mortgage # 10896
Saskatchewan Mortgage # 311514
Real Estate Council of Alberta Authorized
BC Mortgage # X028126
- Last mortgage report update for Sidney: Wednesday, February 8, 2012   
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Brentwood Bay
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Salt Spring Island
Shawnigan Lake

Sidney Mortgages

British Columbia Mortgage Statistics, Graphs and Charts

Map of Sidney requires Adobe Flash Player 7 or higher.

Yearly Volume Comparison for Online Applications from Sidney

Year Year to Year
Comparison
** National
Contribution
2011: 5.00% 0.00%
2010: 5.00% 0.00%
2009: 5.00% 0.00%
2008: 10.00% 0.00%
2007: 10.00% 0.00%
2006: 5.00% 0.00%
2005: 5.00% 0.00%
2004: 15.00% 0.01%
2003: 20.00% 0.01%
2002: 20.00% 0.01%

Note: ** Total national contribution of Sidney mortgages in the past is currently 0.04% with a projected target of 0.04%.

Peak Hours for Mortgages within Sidney

Applications are received 24 hours a day via the CanEquity web site. The statistics shown below represents the rush hours over a 24-hour period. The data is taken from all days of all years. Only 25.0% of all mortgages are received during the morning, while 65.0% arrive in the afternoon.


Time Period
(24 Hour)
Percentage
of Inquiries
00:00 to 00:59: 5.0%
02:00 to 02:59: 5.0%
10:00 to 10:59: 10.0%
11:00 to 11:59: 15.0%
13:00 to 13:59: 10.0%
14:00 to 14:59: 5.0%
16:00 to 16:59: 5.0%
17:00 to 17:59: 20.0%
20:00 to 20:59: 5.0%
21:00 to 21:59: 15.0%
22:00 to 22:59: 5.0%
Peak Hours Graph for Mortgages in Sidney

Note: Only hours that have had mortgages from Sidney, British Columbia are shown.

British Columbia Mortgage Originations Compared to all other Provinces


Online Mortgage Origination
for the Province of
Percentage of
applications
Alberta: 20.94%
British Columbia 10.57%
Manitoba: 2.06%
New Brunswick: 2.43%
Newfoundland and Labrador: 1.25%
Nova Scotia: 3.28%
Northwest Territories: 0.40%
Nunavut: 0.10%
Ontario: 48.07%
Prince Edward Island: 0.53%
Quebec: 3.97%
Saskatchewan: 4.94%
Yukon Territories: 0.41%
Sidney Mortgages

Current City Standing within British Columbia


Location Contribution
054:  WHITE ROCK, BC 0.042%
055:  ALDERGROVE, BC 0.042%
056:  CRESTON, BC 0.042%
057:  FORT NELSON, BC 0.040%
058:  SMITHERS, BC 0.038%
059:  SIDNEY, BC 0.038%
060:  GOLDEN, BC 0.038%
061:  TUMBLER RIDGE, BC 0.038%
062:  WEST VANCOUVER, BC 0.038%
063:  AGASSIZ, BC 0.036%
064:  GIBSONS, BC 0.036%

Nearest Settlements


1Pender Island, British Columbia
2Shawnigan Lake, British Columbia
3North Saanich, British Columbia
4Saanichton, British Columbia
5Galiano Island, British Columbia
6Salt Spring Island, British Columbia
7Brentwood Bay, British Columbia
8Galiano, British Columbia
9Mill Bay, British Columbia
10Cowichan Bay, British Columbia
11Duncan, British Columbia
12Victoria, British Columbia
13Cobble Hill, British Columbia
14Lake Cowichan, British Columbia
15Chemainus, British Columbia
16Ladysmith, British Columbia


Product Popularity for Sidney


Mortgage Application
Form Type
  Percentage
of Inquiries
No Money Down: 30.0%
Renewal: 25.0%
First-time Buyer: 20.0%
Purchase: 10.0%
Qualification: 10.0%
Refinance: 5.0%
 
Total Application Types Found: 6
 Sidney Mortgage Product Popularity Pie Chart

Age Demographics for Sidney Mortgage Applicants

Average age: 39
Oldest age: 64
Youngest age: 23


Incomes for Sidney Mortgage Applicants

The following figures show the average income of Canadians living in Sidney who have submitted an inquiry using the online application located at the CanEquity web site.

Average annual gross income for
mortgage applicants in Sidney: $56,989.47
applicants within all of Canada: $59,498.47
Difference: ($2,508.99)
  
mortgage co-applicants in Sidney: $32,604.00
co-applicants within all of Canada: $42,403.13
Difference: ($9,799.13)

Note: Commercial loan amounts were not included for this survey, only residential mortgage loan amounts were used.

Residential Status for Sidney Mortgage Applicants

The table and pie chart below represents the residential status of people living in Sidney who have applied for a loan using the pre-approval application on the CanEquity Mortgage web site.

Residential Status of
Mortgage Applicant
  Percentage
of Inquiries
Rent: 60.0%
Own: 35.0%
Live with parents: 5.0%
Sidney Residential Status Pie Chart

Marital Statistics for Sidney Mortgage Applicants

The pie chart below represents the marital status of applicants from Sidney, British Columbia using the mortgage application found at the CanEquity web site. Over 65% of the mortgage applicants are either married or living common-law, while only 35% are not living with someone.

Marital Status of
Mortgage Applicant
  Percentage
of Inquiries
Married: 45.0%
Single: 35.0%
Common-law: 20.0%
Sidney Marital Status Pie Chart