Canadian Mortgage Rates,
Calculators, News & Insurance
Calculators, News & Insurance
| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2011: | 19.23% | 0.01% |
| 2010: | 23.08% | 0.01% |
| 2009: | 19.23% | 0.01% |
| 2008: | 3.85% | 0.00% |
| 2007: | 3.85% | 0.00% |
| 2006: | 7.69% | 0.00% |
| 2005: | 11.54% | 0.01% |
| 2004: | 3.85% | 0.00% |
| 2003: | 3.85% | 0.00% |
| 2002: | 3.85% | 0.00% |
The graph listed below compares the busy days for mortgage inquiries that were received by CanEquity. A combined total of all occurrences of each day are represented for the past 5 years. In Trail the busiest day, with 26.92% of all inquiries, is Tuesday. In comparison, Sunday's are the slowest day with only 7.69% of all inquiries.
| Rank | Day of the Week | Percentage of Inquiries | |
|---|---|---|---|
| 1: | Tuesday: | 26.9% | |
| 2: | Friday: | 15.4% | |
| 3: | Wednesday: | 15.4% | |
| 4: | Monday: | 11.5% | |
| 5: | Thursday: | 11.5% | |
| 6: | Saturday: | 11.5% | |
| 7: | Sunday: | 7.7% |
In Trail, mortgage applications are received 24 hours a day from the CanEquity web site. The graph shown below indicates the busy hours over a 24-hour period. The data is taken from all days of all years.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 03:00 to 03:59: | 3.8% |
| 07:00 to 07:59: | 7.7% |
| 08:00 to 08:59: | 3.8% |
| 10:00 to 10:59: | 3.8% |
| 11:00 to 11:59: | 3.8% |
| 12:00 to 12:59: | 3.8% |
| 13:00 to 13:59: | 11.5% |
| 14:00 to 14:59: | 3.8% |
| 15:00 to 15:59: | 11.5% |
| 16:00 to 16:59: | 3.8% |
| 18:00 to 18:59: | 7.7% |
| 19:00 to 19:59: | 7.7% |
| 20:00 to 20:59: | 3.8% |
| 21:00 to 21:59: | 15.4% |
| 22:00 to 22:59: | 7.7% |
| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 20.94% |
| British Columbia: | 10.57% |
| Manitoba: | 2.06% |
| New Brunswick: | 2.43% |
| Newfoundland and Labrador: | 1.25% |
| Nova Scotia: | 3.28% |
| Northwest Territories: | 0.40% |
| Nunavut: | 0.10% |
| Ontario: | 48.07% |
| Prince Edward Island: | 0.53% |
| Quebec: | 3.97% |
| Saskatchewan: | 4.94% |
| Yukon Territories: | 0.41% |
| Location | Contribution | |
|---|---|---|
| 040: | SOOKE, BC | 0.053% |
| 041: | SECHELT, BC | 0.051% |
| 042: | KIMBERLEY, BC | 0.051% |
| 043: | LADYSMITH, BC | 0.051% |
| 044: | SQUAMISH, BC | 0.049% |
| 045: | TRAIL, BC | 0.049% |
| 046: | CASTLEGAR, BC | 0.047% |
| 047: | MERRITT, BC | 0.047% |
| 048: | COMOX, BC | 0.045% |
| 049: | SPARWOOD, BC | 0.045% |
| 050: | KITIMAT, BC | 0.043% |
| 1 | Rossland, British Columbia |
| 2 | Fruitvale, British Columbia |
| 3 | Castlegar, British Columbia |
| 4 | Salmo, British Columbia |
| 5 | South Slocan, British Columbia |
| 6 | Robson, British Columbia |
| 7 | Nelson, British Columbia |
| 8 | Grand Forks, British Columbia |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| Qualification: | 26.9% | |
| Refinance: | 15.4% | |
| Purchase: | 15.4% | |
| No Money Down: | 15.4% | |
| First-time Buyer: | 15.4% | |
| Equity Mortgage: | 3.8% | |
| HELOC: | 3.8% | |
| Second Mortgage: | 3.8% | |
| Total Application Types Found: 8 | ||
Average age: 35
Oldest age: 55
Youngest age: 21
The amounts below are the average income of applicants living in Trail who have submitted an inquiry using CanEquity's online mortgage application.
| Average annual gross income for | |
|---|---|
| mortgage applicants in Trail: | $45,212.95 |
| applicants within all of Canada: | $59,498.47 |
| Difference: | ($14,285.51) |
| mortgage co-applicants in Trail: | $32,901.33 |
| co-applicants within all of Canada: | $42,403.13 |
| Difference: | ($9,501.80) |
The information below represents the residential status of people living in Trail who have applied for a mortgage using the pre-approval application on CanEquity's web site.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 42.3% | |
| Own: | 46.2% | |
| Other: | 7.7% | |
| No Comment: | 3.8% |
The following pie chart represents the marital status of applicants from Trail, British Columbia using the mortgage application located at canequity.com. In Trail, over 42% of the mortgage applicants are living together with someone, while only 57% are single or separated.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Single: | 42.3% | |
| Married: | 23.1% | |
| Common-law: | 19.2% | |
| Divorced: | 7.7% | |
| Separated: | 7.7% |
