Canadian Mortgage Rates,
Calculators, News & Insurance
Calculators, News & Insurance
| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2011: | 39.39% | 0.03% |
| 2010: | 30.30% | 0.02% |
| 2009: | 3.03% | 0.00% |
| 2008: | 3.03% | 0.00% |
| 2006: | 12.12% | 0.01% |
| 2004: | 3.03% | 0.00% |
| 2003: | 3.03% | 0.00% |
| 2002: | 6.06% | 0.00% |
The graph below plots the busy days for online inquiries that were received by our web site. Each day is a total combined representation of the last 5 years of all occurrences of that day. In Vanderhoof, the day with the most volume, generating 21.21% of all inquiries, is Tuesday. In comparison, Saturday's are the slowest day with only 6.06% of all inquiries.
| Rank | Day of the Week | Percentage of Inquiries | |
|---|---|---|---|
| 1: | Tuesday: | 21.2% | |
| 2: | Wednesday: | 21.2% | |
| 3: | Friday: | 18.2% | |
| 4: | Monday: | 15.2% | |
| 5: | Thursday: | 12.1% | |
| 6: | Sunday: | 6.1% | |
| 7: | Saturday: | 6.1% |
In Vanderhoof, applications are received 24 hours a day via our web site. The following represents the rush hours in the day. The data is taken from all days of all years.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 00:00 to 00:59: | 3.0% |
| 04:00 to 04:59: | 6.1% |
| 07:00 to 07:59: | 3.0% |
| 11:00 to 11:59: | 6.1% |
| 12:00 to 12:59: | 18.2% |
| 13:00 to 13:59: | 9.1% |
| 15:00 to 15:59: | 9.1% |
| 16:00 to 16:59: | 3.0% |
| 17:00 to 17:59: | 9.1% |
| 18:00 to 18:59: | 3.0% |
| 20:00 to 20:59: | 6.1% |
| 21:00 to 21:59: | 6.1% |
| 22:00 to 22:59: | 9.1% |
| 23:00 to 23:59: | 9.1% |
| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 20.94% |
| British Columbia: | 10.57% |
| Manitoba: | 2.06% |
| New Brunswick: | 2.43% |
| Newfoundland and Labrador: | 1.25% |
| Nova Scotia: | 3.28% |
| Northwest Territories: | 0.40% |
| Nunavut: | 0.10% |
| Ontario: | 48.07% |
| Prince Edward Island: | 0.53% |
| Quebec: | 3.97% |
| Saskatchewan: | 4.94% |
| Yukon Territories: | 0.41% |
| Location | Contribution | |
|---|---|---|
| 029: | COURTENAY, BC | 0.079% |
| 030: | MISSION, BC | 0.079% |
| 031: | QUESNEL, BC | 0.076% |
| 032: | DUNCAN, BC | 0.074% |
| 033: | CRANBROOK, BC | 0.070% |
| 034: | VANDERHOOF, BC | 0.062% |
| 035: | WILLIAMS LAKE, BC | 0.060% |
| 036: | PORT MOODY, BC | 0.060% |
| 037: | REVELSTOKE, BC | 0.060% |
| 038: | PARKSVILLE, BC | 0.057% |
| 039: | GRAND FORKS, BC | 0.055% |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| Qualification: | 24.2% | |
| First-time Buyer: | 21.2% | |
| Refinance: | 15.2% | |
| No Money Down: | 15.2% | |
| Purchase: | 12.1% | |
| Commercial: | 6.1% | |
| Renewal: | 3.0% | |
| Variable Rate: | 3.0% | |
| Total Application Types Found: 8 | ||
Average age: 38
Oldest age: 59
Youngest age: 19
The amounts shown below represent the average income of Canadians living in Vanderhoof who have applied for a home loan using CanEquity's pre-approval application.
| Average annual gross income for | |
|---|---|
| mortgage applicants in Vanderhoof: | $44,716.38 |
| applicants within all of Canada: | $59,498.47 |
| Difference: | ($14,782.09) |
| mortgage co-applicants in Vanderhoof: | $49,110.00 |
| co-applicants within all of Canada: | $42,403.13 |
| Difference: | $6,706.87 |
The table and pie chart below represents the residential status of people living in Vanderhoof who have submitted a mortgage inquiry using the pre-approval application on the CanEquity Mortgage web site.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 42.4% | |
| Own: | 42.4% | |
| Other: | 3.0% | |
| No Comment: | 6.1% | |
| Live with parents: | 6.1% |
The information below shows the marital status of applicants from Vanderhoof, British Columbia using the mortgage application found on the CanEquity Mortgage web site. In Vanderhoof, 69% of the mortgage applicants are living together with someone, while only 30% are single, separated or divorced.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Married: | 36.4% | |
| Common-law: | 33.3% | |
| Single: | 18.2% | |
| Divorced: | 9.1% | |
| Separated: | 3.0% |
