Canadian Mortgage Rates,
Calculators, News & Insurance
Calculators, News & Insurance
| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2011: | 9.38% | 0.01% |
| 2010: | 3.13% | 0.00% |
| 2009: | 15.63% | 0.01% |
| 2008: | 21.88% | 0.01% |
| 2007: | 18.75% | 0.01% |
| 2006: | 9.38% | 0.01% |
| 2005: | 9.38% | 0.01% |
| 2004: | 9.38% | 0.01% |
| 2002: | 3.13% | 0.00% |
The information listed below plots the busy days for Internet applications that were received by CanEquity. Each day is a representation of the combined 6-year total of all instances of that day. In Williams Lake the busiest day, with 21.88% of all submissions, is Wednesday. In comparison, Monday's are the slowest day with only 3.13% of all inquiries.
| Rank | Day of the Week | Percentage of Inquiries | |
|---|---|---|---|
| 1: | Wednesday: | 21.9% | |
| 2: | Thursday: | 21.9% | |
| 3: | Tuesday: | 15.6% | |
| 4: | Saturday: | 15.6% | |
| 5: | Sunday: | 12.5% | |
| 6: | Friday: | 9.4% | |
| 7: | Monday: | 3.1% |
In Williams Lake, inquiries are received 24 hours a day on the CanEquity web site. The following represents the peak hours over a 24-hour period. The data is taken from all days of all years.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 00:00 to 00:59: | 6.3% |
| 01:00 to 01:59: | 3.1% |
| 04:00 to 04:59: | 3.1% |
| 08:00 to 08:59: | 6.3% |
| 10:00 to 10:59: | 6.3% |
| 11:00 to 11:59: | 9.4% |
| 12:00 to 12:59: | 12.5% |
| 13:00 to 13:59: | 12.5% |
| 14:00 to 14:59: | 3.1% |
| 17:00 to 17:59: | 6.3% |
| 18:00 to 18:59: | 3.1% |
| 19:00 to 19:59: | 3.1% |
| 20:00 to 20:59: | 6.3% |
| 21:00 to 21:59: | 3.1% |
| 22:00 to 22:59: | 9.4% |
| 23:00 to 23:59: | 6.3% |
| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 20.94% |
| British Columbia: | 10.57% |
| Manitoba: | 2.06% |
| New Brunswick: | 2.43% |
| Newfoundland and Labrador: | 1.25% |
| Nova Scotia: | 3.28% |
| Northwest Territories: | 0.40% |
| Nunavut: | 0.10% |
| Ontario: | 48.07% |
| Prince Edward Island: | 0.53% |
| Quebec: | 3.97% |
| Saskatchewan: | 4.94% |
| Yukon Territories: | 0.41% |
| Location | Contribution | |
|---|---|---|
| 030: | MISSION, BC | 0.079% |
| 031: | QUESNEL, BC | 0.076% |
| 032: | DUNCAN, BC | 0.074% |
| 033: | CRANBROOK, BC | 0.070% |
| 034: | VANDERHOOF, BC | 0.062% |
| 035: | WILLIAMS LAKE, BC | 0.060% |
| 036: | PORT MOODY, BC | 0.060% |
| 037: | REVELSTOKE, BC | 0.060% |
| 038: | PARKSVILLE, BC | 0.057% |
| 039: | GRAND FORKS, BC | 0.055% |
| 040: | SOOKE, BC | 0.053% |
| 1 | 150 Mile House, British Columbia |
| 2 | 108 Mile Ranch, British Columbia |
| 3 | Horsefly, British Columbia |
| 4 | 100 Mile House, British Columbia |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| Qualification: | 31.3% | |
| Refinance: | 21.9% | |
| No Money Down: | 15.6% | |
| First-time Buyer: | 6.3% | |
| Renewal: | 6.3% | |
| Purchase: | 6.3% | |
| Commercial: | 3.1% | |
| Second Mortgage: | 3.1% | |
| Investment: | 3.1% | |
| Variable Rate: | 3.1% | |
| Total Application Types Found: 10 | ||
Average age: 37
Oldest age: 63
Youngest age: 24
The following depicts the average income of people living in Williams Lake who have submitted a mortgage inquiry using CanEquity's online mortgage application.
| Average annual gross income for | |
|---|---|
| mortgage applicants in Williams Lake: | $57,383.61 |
| applicants within all of Canada: | $59,498.47 |
| Difference: | ($2,114.85) |
| mortgage co-applicants in Williams Lake: | $46,098.46 |
| co-applicants within all of Canada: | $42,403.13 |
| Difference: | $3,695.33 |
The pie chart below shows the residential status of people living in Williams Lake who have submitted an inquiry using the pre-approval application on the CanEquity Mortgage web site.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 50.0% | |
| Own: | 46.9% | |
| Other: | 3.1% |
The pie chart below represents the marital status of applicants from Williams Lake, British Columbia using the online mortgage application found on the CanEquity Mortgage web site. Approximately 75% of the mortgage applicants are living together with someone, while only 25% are not living with someone.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Married: | 65.6% | |
| Single: | 21.9% | |
| Common-law: | 9.4% | |
| Divorced: | 3.1% |
