Last report update for Williams Lake: Wednesday, March 17, 2010
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Williams Lake Mortgage
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Williams Lake Mortgages

British Columbia Mortgage Statistics, Graphs and Charts

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Yearly Volume Comparison for Mortgages Received from Williams Lake

Year Year to Year
Comparison
** National
Contribution
2009: 17.86% 0.01%
2008: 25.00% 0.02%
2007: 21.43% 0.01%
2006: 10.71% 0.01%
2005: 10.71% 0.01%
2004: 10.71% 0.01%
2002: 3.57% 0.00%

Note: ** Total national contribution of Williams Lake mortgages in the past is currently 0.07% with a projected target of 0.07%.

Busy Days for Online Mortgages within Williams Lake

The information listed below displays the busy days for mortgage inquiries that were received by CanEquity's web site. Each day is a total combined representation of the last 5 years of all occurrences of that day. In Williams Lake, the day with the most volume, having more than 25.00% of all inquiries, is Thursday. In comparison, Monday's are the slowest day with only 3.57% of all inquiries.

Rank Day of the
Week
Percentage
of Inquiries
1: Thursday: 25.0%
2: Wednesday: 17.9%
3: Saturday: 17.9%
4: Sunday: 14.3%
5: Tuesday: 10.7%
6: Friday: 10.7%
7: Monday: 3.6%
Busy Days Report for Williams Lake Mortgages

Peak Hours for Applicants within Williams Lake

In Williams Lake, applications are received 24 hours a day on our web site. The graph shown below represents the busy hours over a 24-hour period. The data is taken from all days of all years.


Time Period
(24 Hour)
Percentage
of Inquiries
00:00 to 00:59: 7.1%
01:00 to 01:59: 3.6%
04:00 to 04:59: 3.6%
08:00 to 08:59: 7.1%
10:00 to 10:59: 3.6%
11:00 to 11:59: 7.1%
12:00 to 12:59: 10.7%
13:00 to 13:59: 14.3%
14:00 to 14:59: 3.6%
17:00 to 17:59: 3.6%
18:00 to 18:59: 3.6%
19:00 to 19:59: 3.6%
20:00 to 20:59: 7.1%
21:00 to 21:59: 3.6%
22:00 to 22:59: 10.7%
23:00 to 23:59: 7.1%
Peak Hours Graph for Mortgages in Williams Lake

Note: Only hours that have had mortgages from Williams Lake, British Columbia are shown.

British Columbia Mortgage Originations Compared to all other Provinces


Online Mortgage Origination
for the Province of
Percentage of
applications
Alberta: 21.10%
British Columbia 10.87%
Manitoba: 2.09%
New Brunswick: 2.10%
Newfoundland and Labrador: 1.15%
Nova Scotia: 2.91%
Northwest Territories: 0.32%
Nunavut: 0.08%
Ontario: 48.83%
Prince Edward Island: 0.44%
Quebec: 4.14%
Saskatchewan: 5.07%
Yukon Territories: 0.26%
Williams Lake Mortgages

Current City Standing within British Columbia


Location Contribution
028:  MISSION, BC 0.082%
029:  TERRACE, BC 0.080%
030:  WESTBANK, BC 0.080%
031:  CRANBROOK, BC 0.077%
032:  NELSON, BC 0.077%
033:  WILLIAMS LAKE, BC 0.066%
034:  PORT MOODY, BC 0.066%
035:  PARKSVILLE, BC 0.061%
036:  REVELSTOKE, BC 0.059%
037:  SECHELT, BC 0.056%
038:  LADYSMITH, BC 0.056%

Nearest Settlements


1150 Mile House, British Columbia
2108 Mile Ranch, British Columbia
3Horsefly, British Columbia
4100 Mile House, British Columbia


Product Popularity for Williams Lake


Mortgage Application
Form Type
  Percentage
of Inquiries
Qualification: 28.6%
Refinance: 25.0%
No Money Down: 17.9%
Renewal: 7.1%
First-time Buyer: 7.1%
Investment: 3.6%
Commercial: 3.6%
Variable Rate: 3.6%
Second Mortgage: 3.6%
 
Total Application Types Found: 9
 Williams Lake Mortgage Product Popularity Pie Chart

Age Demographics for Williams Lake Applicants

Average age: 37
Oldest age: 63
Youngest age: 24


Incomes for Williams Lake Applicants

The following figures show the average income of people living in Williams Lake who have submitted a mortgage inquiry using CanEquity's online mortgage application.

Average annual gross income for
mortgage applicants in Williams Lake: $60,329.33
applicants within all of Canada: $58,582.39
Difference: $1,746.95
  
mortgage co-applicants in Williams Lake: $46,440.00
co-applicants within all of Canada: $41,225.82
Difference: $5,214.18

Note: Commercial loans were not included for this section, only residential mortgage loan amounts from Williams Lake, British Columbia were used.

Residential Status for Williams Lake Mortgages

The following table represents the residential status of people living in Williams Lake who have submitted a mortgage inquiry using the pre-approval application on the CanEquity Mortgage web site.

Residential Status of
Mortgage Applicant
  Percentage
of Inquiries
Rent: 50.0%
Own: 46.4%
Other: 3.6%
Williams Lake Residential Status Pie Chart

Marital Statistics for Williams Lake Mortgages

The pie chart below represents the marital status of applicants from Williams Lake, British Columbia using the mortgage preapproval application found at the CanEquity web site. Approximately 75% of the mortgage applicants are living common-law or married, while only 25% are single or separated.

Marital Status of
Mortgage Applicant
  Percentage
of Inquiries
Married: 67.9%
Single: 21.4%
Common-law: 7.1%
Divorced: 3.6%
Williams Lake Marital Status Pie Chart