Disclaimer:
CanEquity Mortgage has compiled the following data for educational and informational purposes as outlined in our privacy policy. All names, street and e-mail addresses, telephone numbers, dates of birth, and other forms of identification have been removed before the following data was compiled. These statistics are anonymous and contain no personal information, and cannot be used to gather such information.
The statistics gathered are from CanEquity’s web site and do not include inquiries via fax, e-mail, contact forms, phone-ins or walk-ins. The statistics gathered represent the growing Internet usage and mortgage trends found within Canada.
All information, charts and graphs represented are deemed accurate and reliable but no warranty or guarantee is implied. Data may be noticeably affected from time to time by changes in CanEquity Mortgage marketing efforts. Data may also be affected by Internet connectivity, outages and service (or lack of) to areas within Canada. The range of data collected is from 30,000 to 60,000 mortgage applicants from across Canada. All data has a deviation of +/- 1.00% for added anonymity. No statistic contained herein represents a single person.
This information may be used freely for educational or non-commercial use. For more information about this service, please e-mail marketing@canequity.com. Copyright © 2001-2008 CEG Research, The Canadian Equity Group Inc.
| Year | Volume Comparison | ** National Contribution |
|---|---|---|
| 2009: | * 11.57% | * 0.24% |
| 2008: | 13.46% | 0.28% |
| 2007: | 12.96% | 0.27% |
| 2006: | 18.74% | 0.40% |
| 2005: | 12.07% | 0.26% |
| 2004: | 8.55% | 0.18% |
| 2003: | 12.20% | 0.26% |
| 2002: | 10.44% | 0.22% |
The graph below displays our website's individual monthly volume history for Internet mortgage pre-approval applications from Manitoba.

The 6-year bar graph below shows the volumes of online applications received by CanEquity in each month for all years combined. The busiest months for mortgages occur during our second quarter (represented by the green bars) with 36.48% while our slowest is the fourth quarter (represented by the red bars) with 14.97%.
| Rank | Month | Percentage of Inquiries | |
|---|---|---|---|
| 1: | April: | 14.5% | |
| 2: | May: | 13.0% | |
| 3: | March: | 11.1% | |
| 4: | June: | 9.1% | |
| 5: | January: | 8.9% | |
| 6: | February: | 8.6% | |
| 7: | July: | 7.4% | |
| 8: | August: | 7.3% | |
| 9: | October: | 6.0% | |
| 10: | September: | 5.3% | |
| 11: | November: | 4.9% | |
| 12: | December: | 4.0% |

The bar graph below plots the busy days for online inquiries that were received by CanEquity's web site. A combined total of all occurrences of each day are represented for the past 5 years. In Manitoba, the day with the most volume, having more than 19.12% of all inquiries, is Monday. In comparison, Saturday's are the slowest day with only 10.44% of all inquiries.
| Rank | Day of the Week | Percentage of Inquiries | |
|---|---|---|---|
| 1: | Monday: | 19.1% | |
| 2: | Tuesday: | 17.2% | |
| 3: | Thursday: | 15.1% | |
| 4: | Wednesday: | 14.0% | |
| 5: | Friday: | 12.6% | |
| 6: | Sunday: | 11.6% | |
| 7: | Saturday: | 10.4% |

In Manitoba, mortgages are received 24 hours a day on the CanEquity web site. The information shown below indicates the rush hours within a 24-hour period. The data is taken from all days of all years. Only 27.5% of all mortgages are received during the morning, while 69.6% arrive in the afternoon.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 00:00 to 00:59: | 1.3% |
| 01:00 to 01:59: | 0.9% |
| 02:00 to 02:59: | 0.4% |
| 03:00 to 03:59: | 0.4% |
| 04:00 to 04:59: | 0.8% |
| 05:00 to 05:59: | 0.4% |
| 06:00 to 06:59: | 1.4% |
| 07:00 to 07:59: | 3.0% |
| 08:00 to 08:59: | 3.5% |
| 09:00 to 09:59: | 5.0% |
| 10:00 to 10:59: | 7.5% |
| 11:00 to 11:59: | 5.9% |
| 12:00 to 12:59: | 8.3% |
| 13:00 to 13:59: | 6.0% |
| 14:00 to 14:59: | 8.7% |
| 15:00 to 15:59: | 6.9% |
| 16:00 to 16:59: | 5.2% |
| 17:00 to 17:59: | 5.2% |
| 18:00 to 18:59: | 4.8% |
| 19:00 to 19:59: | 5.5% |
| 20:00 to 20:59: | 7.5% |
| 21:00 to 21:59: | 6.0% |
| 22:00 to 22:59: | 3.5% |
| 23:00 to 23:59: | 1.9% |

| Online Mortgage Origination for the Province of | Percentage in Comparison |
|---|---|
| Alberta: | 1009.7% |
| British Columbia: | 520.3% |
| Manitoba: | 100.0% |
| New Brunswick: | 96.2% |
| Newfoundland and Labrador: | 53.5% |
| Nova Scotia: | 132.1% |
| Northwest Territories: | 15.1% |
| Nunavut: | 4.2% |
| Ontario: | 2321.6% |
| Prince Edward Island: | 18.7% |
| Quebec: | 183.5% |
| Saskatchewan: | 246.0% |
| Yukon Territories: | 10.4% |

| City or Town within the province of Manitoba | Percentage of Inquiries | Average Age | Average Income | Average Co-Income | Average Home Loan | |
|---|---|---|---|---|---|---|
| 001: | WINNIPEG, MB | 54.717% | 36 | $49,750.22 | $32,739.33 | $123,919.13 |
| 002: | BRANDON, MB | 7.421% | 35 | $49,510.58 | $20,636.69 | $129,916.20 |
| 003: | THOMPSON, MB | 3.019% | 37 | $79,921.58 | $32,445.14 | $165,977.58 |
| 004: | PORTAGE LA PRAIRIE, MB | 1.761% | 37 | $33,764.29 | $41,500.00 | $66,483.33 |
| 005: | SHILO, MB | 1.635% | 35 | $53,213.83 | $30,137.60 | $175,066.67 |
| 006: | THE PAS, MB | 1.635% | 38 | $46,577.38 | $49,656.25 | $84,727.27 |
| 007: | STEINBACH, MB | 1.635% | 33 | $70,284.62 | $22,750.00 | $107,581.82 |
| 008: | SELKIRK, MB | 1.258% | 43 | $39,993.50 | $29,122.60 | $113,612.50 |
| 009: | MORDEN, MB | 1.132% | 33 | $39,506.25 | $12,400.00 | $69,477.43 |
| 010: | ST ADOLPHE, MB | 1.006% | 37 | $53,187.50 | $37,550.00 | $91,800.00 |
| 011: | DAUPHIN, MB | 0.881% | 33 | $58,833.33 | $46,000.00 | $158,583.33 |
| 012: | STONEWALL, MB | 0.881% | 31 | $24,279.86 | $42,500.00 | $70,700.00 |
| 013: | STE ANNE, MB | 0.755% | 42 | $41,900.00 | $28,189.25 | $83,333.33 |
| 014: | NEEPAWA, MB | 0.629% | 33 | $27,704.00 | $27,573.00 | $69,250.00 |
| 015: | FLIN FLON, MB | 0.629% | 43 | $52,640.00 | $48,666.67 | $155,000.00 |
| 016: | GROSSE ISLE, MB | 0.503% | 33 | $56,300.75 | n/a | $153,250.00 |
| 017: | KILLARNEY, MB | 0.503% | 34 | $21,322.67 | $25,333.33 | $77,250.00 |
| 018: | MORRIS, MB | 0.503% | 33 | $40,250.00 | $65,000.00 | $66,633.33 |
| 019: | CARMAN, MB | 0.503% | 34 | $35,775.00 | $24,333.33 | $89,375.00 |
| 020: | TEULON, MB | 0.377% | 31 | $39,333.33 | n/a | $82,333.33 |
| 021: | STONY MOUNTAIN, MB | 0.377% | 32 | $41,333.33 | n/a | $120,000.00 |
| 022: | LAC DU BONNET, MB | 0.377% | 54 | $90,000.00 | n/a | $111,666.67 |
| 023: | ROBLIN, MB | 0.377% | 35 | $144,333.33 | $45,000.00 | $108,166.67 |
| 024: | MELITA, MB | 0.377% | 33 | $33,666.67 | n/a | $48,333.33 |
| 025: | SNOW LAKE, MB | 0.377% | 37 | $69,250.00 | n/a | $86,666.67 |
| 026: | GILLAM, MB | 0.377% | 33 | $70,666.67 | $65,000.00 | $187,500.00 |
| 027: | MINNEDOSA, MB | 0.377% | 33 | $36,000.00 | n/a | $30,000.00 |
| 028: | EAST ST PAUL, MB | 0.377% | 41 | $42,167.00 | n/a | $190,333.33 |
| 029: | ST PIERRE JOLYS, MB | 0.377% | 33 | $45,000.00 | $21,000.00 | $103,000.00 |
| 030: | ROSSBURN, MB | 0.377% | 50 | $76,666.67 | n/a | $153,333.33 |
| 031: | RIVERTON, MB | 0.377% | 43 | n/a | $30,000.00 | $43,666.67 |
| 032: | SWAN RIVER, MB | 0.377% | 36 | $30,373.33 | $51,500.00 | $27,950.00 |
| 033: | GRUNTHAL, MB | 0.252% | 29 | $42,500.00 | n/a | $175,000.00 |
| 034: | ST ANDREWS, MB | 0.252% | 34 | $114,500.00 | n/a | $63,500.00 |
| 035: | PINE FALLS, MB | 0.252% | 42 | $45,714.50 | n/a | $72,317.00 |
| 036: | DELORAINE, MB | 0.252% | 23 | $51,500.00 | n/a | $300,000.00 |
| 037: | BEAUSEJOUR, MB | 0.252% | 43 | $37,000.00 | n/a | $49,500.00 |
| 038: | HARTNEY, MB | 0.252% | 21 | $28,200.00 | n/a | $61,000.00 |
| 039: | CARTWRIGHT, MB | 0.252% | 32 | $42,500.00 | n/a | $130,000.00 |
| 040: | ARBORG, MB | 0.252% | 32 | $18,000.00 | n/a | $90,000.00 |
| 041: | LA BROQUERIE, MB | 0.252% | 21 | $22,000.00 | $12,500.00 | $65,000.00 |
| 042: | GUNTON, MB | 0.252% | 23 | $22,480.00 | n/a | $77,500.00 |
| 043: | BINSCARTH, MB | 0.252% | 33 | $39,391.50 | n/a | $100,000.00 |
| 044: | ST FRANCOIS XAVIER, MB | 0.252% | 37 | $48,000.00 | n/a | $195,000.00 |
| 045: | LORETTE, MB | 0.252% | 30 | $61,590.00 | $15,250.00 | $63,178.00 |
| 046: | HEADINGLEY, MB | 0.252% | 45 | $99,000.00 | n/a | $150,000.00 |
| 047: | STRATHCLAIR, MB | 0.252% | 28 | $90,000.00 | n/a | $42,000.00 |
| 048: | EAST SELKIRK, MB | 0.252% | 35 | $34,020.00 | n/a | $90,000.00 |
| 049: | VICTORIA BEACH, MB | 0.252% | 40 | $25,000.00 | n/a | $85,000.00 |
| 050: | FISHER BRANCH, MB | 0.252% | 35 | $40,000.00 | n/a | $108,250.00 |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| Qualification: | 27.3% | |
| Refinance: | 21.0% | |
| First-time Buyer: | 19.6% | |
| No Money Down: | 14.3% | |
| Purchase: | 6.7% | |
| Renewal: | 6.3% | |
| Variable Rate: | 1.3% | |
| Other: | 3.6% | |
| Total Application Types Found: 18 | ||

Average age: 36
Oldest age: 83
Youngest age: 20
The information below represents the average income of applicants living in Manitoba who have submitted an inquiry using the online application located at the CanEquity web site.
| Average annual gross income for | |
|---|---|
| mortgage applicants in Manitoba: | $51,009.62 |
| applicants within all of Canada: | $57,862.36 |
| Difference: | ($6,852.74) |
| mortgage co-applicants in Manitoba: | $32,177.85 |
| co-applicants within all of Canada: | $40,715.88 |
| Difference: | ($8,538.02) |
The information shown below represents the residential status of people living in Manitoba who have applied for a loan using CanEquity's preapproval application.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 42.0% | |
| Own: | 42.3% | |
| Other: | 2.8% | |
| No Comment: | 7.9% | |
| Live with parents: | 5.0% |

The information below shows the marital status of applicants from Manitoba using the mortgage preapproval application found at canequity.com. 63% of the mortgage applicants are living with someone, while only 35% are single, separated or divorced.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Married: | 51.4% | |
| Single: | 26.0% | |
| Common-law: | 11.8% | |
| Divorced: | 5.7% | |
| Separated: | 4.0% | |
| Widowed: | 1.0% |
