Canadian Mortgage Rates,
Calculators, News & Insurance
Calculators, News & Insurance
| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2012: | * 4.26% | * 0.05% |
| 2011: | 9.64% | 0.11% |
| 2010: | 10.90% | 0.13% |
| 2009: | 13.27% | 0.15% |
| 2008: | 8.53% | 0.10% |
| 2007: | 8.69% | 0.10% |
| 2006: | 12.64% | 0.14% |
| 2005: | 8.37% | 0.10% |
| 2004: | 5.69% | 0.07% |
| 2003: | 8.85% | 0.10% |
| 2002: | 9.16% | 0.11% |
This bar graph depicts the individual monthly volume history for Internet mortgage applications from Winnipeg, MB.
The 6-year bar graph below shows the volumes of applications received by CanEquity in each month for all years combined. The busiest months for mortgages from Winnipeg mostly occur during our second quarter (represented by the green bars) with 33.65% while our slowest is the fourth quarter (represented by the red bars) with 18.80%.
| Rank | Month | Percentage of Inquiries | |
|---|---|---|---|
| 1: | April: | 14.5% | |
| 2: | May: | 9.9% | |
| 3: | March: | 9.6% | |
| 4: | August: | 9.5% | |
| 5: | June: | 9.2% | |
| 6: | February: | 8.7% | |
| 7: | January: | 7.7% | |
| 8: | July: | 7.6% | |
| 9: | October: | 7.0% | |
| 10: | December: | 6.0% | |
| 11: | November: | 5.8% | |
| 12: | September: | 4.4% |
The bar graph listed below plots the busy days for Internet applications that were received by the CanEquity web site. Each day is a total combined representation of the last 5 years of all occurrences of that day. In Winnipeg the most busy day of the week, with 18.01% of all submissions, is Monday. In comparison, Saturday's are the slowest day with only 11.37% of all inquiries.
| Rank | Day of the Week | Percentage of Inquiries | |
|---|---|---|---|
| 1: | Monday: | 18.0% | |
| 2: | Tuesday: | 17.1% | |
| 3: | Thursday: | 14.7% | |
| 4: | Wednesday: | 13.4% | |
| 5: | Friday: | 12.9% | |
| 6: | Sunday: | 12.5% | |
| 7: | Saturday: | 11.4% |
Mortgage inquiries are received 24 hours a day from the CanEquity web site. The graph shown below indicates the busy hours in the day. The data is taken from all days of all years. Only 6.6% of all mortgages are received before noon, while 66.7% arrive in the afternoon.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 00:00 to 00:59: | 1.3% |
| 01:00 to 01:59: | 0.8% |
| 02:00 to 02:59: | 0.8% |
| 03:00 to 03:59: | 0.2% |
| 04:00 to 04:59: | 1.1% |
| 05:00 to 05:59: | 1.1% |
| 06:00 to 06:59: | 1.1% |
| 07:00 to 07:59: | 3.9% |
| 08:00 to 08:59: | 3.5% |
| 09:00 to 09:59: | 4.7% |
| 10:00 to 10:59: | 8.2% |
| 11:00 to 11:59: | 6.6% |
| 12:00 to 12:59: | 9.5% |
| 13:00 to 13:59: | 5.8% |
| 14:00 to 14:59: | 7.4% |
| 15:00 to 15:59: | 6.5% |
| 16:00 to 16:59: | 5.8% |
| 17:00 to 17:59: | 5.2% |
| 18:00 to 18:59: | 4.4% |
| 19:00 to 19:59: | 5.4% |
| 20:00 to 20:59: | 7.1% |
| 21:00 to 21:59: | 4.1% |
| 22:00 to 22:59: | 4.3% |
| 23:00 to 23:59: | 1.1% |
| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 20.94% |
| British Columbia: | 10.56% |
| Manitoba: | 2.05% |
| New Brunswick: | 2.44% |
| Newfoundland and Labrador: | 1.27% |
| Nova Scotia: | 3.30% |
| Northwest Territories: | 0.42% |
| Nunavut: | 0.10% |
| Ontario: | 47.81% |
| Prince Edward Island: | 0.52% |
| Quebec: | 3.94% |
| Saskatchewan: | 4.91% |
| Yukon Territories: | 0.43% |
| Location | Contribution | |
|---|---|---|
| 001: | WINNIPEG, MB | 1.148% |
| 002: | BRANDON, MB | 0.136% |
| 003: | THOMPSON, MB | 0.056% |
| 004: | PORTAGE LA PRAIRIE, MB | 0.042% |
| 005: | THE PAS, MB | 0.034% |
| 006: | SHILO, MB | 0.029% |
| 11 | Selkirk, Manitoba |
| 12 | Steinbach, Manitoba |
| 13 | St Pierre Jolys, Manitoba |
| 14 | Warren, Manitoba |
| 15 | East Selkirk, Manitoba |
| 16 | Ste Anne, Manitoba |
| 17 | Beausejour, Manitoba |
| 18 | La Broquerie, Manitoba |
| 19 | Gunton, Manitoba |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| Qualification: | 24.5% | |
| First-time Buyer: | 16.6% | |
| Refinance: | 16.3% | |
| No Money Down: | 16.1% | |
| Purchase: | 13.3% | |
| Renewal: | 6.6% | |
| Commercial: | 1.6% | |
| Pre-approval: | 0.9% | |
| Variable Rate: | 0.9% | |
| Other: | 3.3% | |
| Total Application Types Found: 19 | ||
Average age: 37
Oldest age: 83
Youngest age: 20
The figures below represent the average income of applicants living in Winnipeg who have submitted an inquiry using the CanEquity mortgage application.
| Average annual gross income for | |
|---|---|
| mortgage applicants in Winnipeg: | $51,027.66 |
| applicants within all of Canada: | $59,709.04 |
| Difference: | ($8,681.38) |
| mortgage co-applicants in Winnipeg: | $36,164.95 |
| co-applicants within all of Canada: | $42,699.57 |
| Difference: | ($6,534.62) |
The information below represents the residential status of people living in Winnipeg who have applied for a mortgage using the CanEquity mortgage application.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 45.2% | |
| Own: | 39.3% | |
| Other: | 2.2% | |
| No Comment: | 7.1% | |
| Live with parents: | 6.2% |
The information below shows the marital status of applicants from Winnipeg, Manitoba using the mortgage application found on the CanEquity Mortgage web site. In Winnipeg, 56% of the mortgage applicants are living common-law or married, while only 42% are not living with someone.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Married: | 46.1% | |
| Single: | 32.7% | |
| Common-law: | 10.7% | |
| Divorced: | 5.1% | |
| Separated: | 4.4% | |
| Widowed: | 0.9% |
