Canadian Mortgage Rates,
Calculators, News & Insurance
Calculators, News & Insurance
| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2011: | 20.00% | 0.01% |
| 2010: | 23.33% | 0.01% |
| 2009: | 20.00% | 0.01% |
| 2008: | 3.33% | 0.00% |
| 2007: | 6.67% | 0.00% |
| 2006: | 10.00% | 0.01% |
| 2004: | 10.00% | 0.01% |
| 2003: | 6.67% | 0.00% |
The information below compares the busy days for online inquiries that were received by CanEquity. Each day represents a combined total of all occurrences of that day in the past 5 years. In Bathurst, the day with the most volume, having more than 20.00% of all applications, is Saturday. In comparison, Wednesday's are the slowest day with only 6.67% of all inquiries.
| Rank | Day of the Week | Percentage of Inquiries | |
|---|---|---|---|
| 1: | Saturday: | 20.0% | |
| 2: | Friday: | 16.7% | |
| 3: | Sunday: | 16.7% | |
| 4: | Thursday: | 16.7% | |
| 5: | Monday: | 13.3% | |
| 6: | Tuesday: | 10.0% | |
| 7: | Wednesday: | 6.7% |
Mortgage applications are received 24 hours a day via the CanEquity web site. The time periods below indicates the rush hours within a 24-hour period. The data is taken from all days of all years.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 05:00 to 05:59: | 3.3% |
| 07:00 to 07:59: | 3.3% |
| 10:00 to 10:59: | 10.0% |
| 11:00 to 11:59: | 16.7% |
| 12:00 to 12:59: | 13.3% |
| 14:00 to 14:59: | 6.7% |
| 15:00 to 15:59: | 6.7% |
| 16:00 to 16:59: | 10.0% |
| 17:00 to 17:59: | 6.7% |
| 18:00 to 18:59: | 10.0% |
| 19:00 to 19:59: | 3.3% |
| 20:00 to 20:59: | 6.7% |
| 21:00 to 21:59: | 3.3% |
| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 20.94% |
| British Columbia: | 10.57% |
| Manitoba: | 2.06% |
| New Brunswick: | 2.43% |
| Newfoundland and Labrador: | 1.25% |
| Nova Scotia: | 3.28% |
| Northwest Territories: | 0.40% |
| Nunavut: | 0.10% |
| Ontario: | 48.07% |
| Prince Edward Island: | 0.53% |
| Quebec: | 3.97% |
| Saskatchewan: | 4.94% |
| Yukon Territories: | 0.41% |
| Location | Contribution | |
|---|---|---|
| 003: | FREDERICTON, NB | 0.268% |
| 004: | RIVERVIEW, NB | 0.091% |
| 005: | DIEPPE, NB | 0.083% |
| 006: | MIRAMICHI, NB | 0.081% |
| 007: | OROMOCTO, NB | 0.072% |
| 008: | BATHURST, NB | 0.057% |
| 009: | WOODSTOCK, NB | 0.036% |
| 010: | ROTHESAY, NB | 0.032% |
| 011: | ST STEPHEN, NB | 0.032% |
| 012: | GRAND FALLS, NB | 0.030% |
| 013: | QUISPAMSIS, NB | 0.028% |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| Qualification: | 40.0% | |
| No Money Down: | 23.3% | |
| First-time Buyer: | 16.7% | |
| Renewal: | 6.7% | |
| Refinance: | 6.7% | |
| Purchase: | 3.3% | |
| Commercial: | 3.3% | |
| Total Application Types Found: 7 | ||
Average age: 39
Oldest age: 54
Youngest age: 25
The numbers below represent the average income of applicants living in Bathurst who have submitted a mortgage inquiry using the online application located at the CanEquity web site.
| Average annual gross income for | |
|---|---|
| mortgage applicants in Bathurst: | $43,691.79 |
| applicants within all of Canada: | $59,498.47 |
| Difference: | ($15,806.68) |
| mortgage co-applicants in Bathurst: | $21,700.67 |
| co-applicants within all of Canada: | $42,403.13 |
| Difference: | ($20,702.46) |
The chart and pie-graph below depicts the residential status of people living in Bathurst who have submitted an inquiry using CanEquity's preapproval application.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 53.3% | |
| Own: | 30.0% | |
| Other: | 3.3% | |
| Live with parents: | 13.3% |
The pie chart below represents the marital status of applicants from Bathurst, New Brunswick using the mortgage preapproval application located at the CanEquity web site. 46% of the mortgage applicants are living together with someone, while only 53% are single, separated or divorced.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Single: | 30.0% | |
| Married: | 30.0% | |
| Common-law: | 16.7% | |
| Separated: | 13.3% | |
| Divorced: | 10.0% |
