Last report update for Miramichi: Tuesday, May 6, 2008
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Miramichi Mortgage
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Related Links:
Beresford
Cocagne
Grande-Digue
Irishtown
Lakeville
Neguac
Notre-Dame
Rexton
Tracadie-Sheila
White Rapids

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Miramichi Mortgages

New Brunswick Mortgage Statistics, Graphs and Charts

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Yearly Volume Comparison for Mortgage Inquiries from Miramichi

Year Year to Year
Comparison
** National
Contribution
2007: 8.70% 0.01%
2006: 47.83% 0.04%
2005: 26.09% 0.02%
2003: 8.70% 0.01%
2002: 8.70% 0.01%

Note: ** Total national contribution of Miramichi mortgages in the past is currently 0.08% with a projected target of 0.08%.

Peak Hours for Mortgage Applicants within Miramichi

In Miramichi, mortgages are received 24 hours a day via the CanEquity web site. The statistics shown below indicates the peak hours within a 24-hour period. The data is taken from all days of all years. Only 4.3% of all mortgages are received before noon, while 65.2% arrive in the afternoon.


Time Period
(24 Hour)
Percentage
of Inquiries
03:00 to 03:59: 4.3%
05:00 to 05:59: 4.3%
06:00 to 06:59: 4.3%
07:00 to 07:59: 4.3%
09:00 to 09:59: 4.3%
10:00 to 10:59: 8.7%
11:00 to 11:59: 4.3%
12:00 to 12:59: 13.0%
13:00 to 13:59: 13.0%
14:00 to 14:59: 8.7%
15:00 to 15:59: 4.3%
16:00 to 16:59: 8.7%
17:00 to 17:59: 4.3%
18:00 to 18:59: 4.3%
20:00 to 20:59: 8.7%
Peak Hours Graph for Mortgages in Miramichi

Note: Only hours that have had mortgages from Miramichi, New Brunswick are shown.

New Brunswick Mortgage Originations Compared to all other Provinces


Online Mortgage Origination
for the Province of
Percentage of
applications
Alberta: 21.01%
British Columbia: 11.49%
Manitoba: 2.11%
New Brunswick 2.02%
Newfoundland and Labrador: 1.12%
Nova Scotia: 2.77%
Northwest Territories: 0.30%
Nunavut: 0.08%
Ontario: 48.62%
Prince Edward Island: 0.36%
Quebec: 3.80%
Saskatchewan: 5.60%
Yukon Territories: 0.21%
Miramichi Mortgages

Current City Standing within New Brunswick


Location Contribution
001:  SAINT JOHN, NB 0.273%
002:  MONCTON, NB 0.236%
003:  FREDERICTON, NB 0.223%
004:  MIRAMICHI, NB 0.076%
005:  RIVERVIEW, NB 0.066%
006:  OROMOCTO, NB 0.060%
007:  DIEPPE, NB 0.053%
008:  ST STEPHEN, NB 0.047%
009:  BATHURST, NB 0.033%

Nearest Settlements


1White Rapids, New Brunswick
2Neguac, New Brunswick
3Rexton, New Brunswick
4Tracadie-Sheila, New Brunswick
5Cocagne, New Brunswick
6Irishtown, New Brunswick
7Beresford, New Brunswick
8Grande-Digue, New Brunswick
9Notre-Dame, New Brunswick
10Lakeville, New Brunswick
11Bathurst, New Brunswick
12Belledune, New Brunswick
13Blackville, New Brunswick
14Shediac, New Brunswick
15Dieppe, New Brunswick
16Moncton, New Brunswick


Product Popularity for Miramichi


Mortgage Application
Form Type
  Percentage
of Inquiries
Refinance: 30.4%
First-time Buyer: 26.1%
No Money Down: 21.7%
Qualification: 17.4%
Renewal: 4.3%
 
Total Application Types Found: 5
 Miramichi Mortgage Product Popularity Pie Chart

Age Demographics for Miramichi Mortgage Applicants

Average age: 36
Oldest age: 59
Youngest age: 20


Incomes for Miramichi Mortgage Applicants

The following depicts the average income of applicants living in Miramichi who have applied for a home loan using the pre-approval application on the CanEquity Mortgage web site.

Average annual gross income for
mortgage applicants in Miramichi: $35,378.60
applicants within all of Canada: $56,347.50
Difference: ($20,968.90)
  

Note: Commercial loan amounts were not included for this survey, only residential mortgage loans were used.

Residential Status for Miramichi Based Mortgages

The information shown below represents the residential status of people living in Miramichi who have submitted a mortgage inquiry using the online application located at the CanEquity web site.

Residential Status of
Mortgage Applicant
  Percentage
of Inquiries
Rent: 39.1%
Own: 34.8%
Other: 4.3%
No Comment: 8.7%
Live with parents: 13.0%
Miramichi Residential Status Pie Chart

Marital Status for Miramichi Based Mortgages

The following table and pie chart represents the marital status of applicants from Miramichi, New Brunswick using the online mortgage application located at canequity.com. Approximately 52% of the mortgage applicants are living with someone, while only 47% are not living with someone.

Marital Status of
Mortgage Applicant
  Percentage
of Inquiries
Married: 47.8%
Single: 43.5%
Common-law: 4.3%
Separated: 4.3%
Miramichi Marital Status Pie Chart