Canadian Mortgage Rates,
Calculators, News & Insurance
Calculators, News & Insurance
| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2011: | 11.63% | 0.01% |
| 2010: | 13.95% | 0.01% |
| 2009: | 18.61% | 0.01% |
| 2008: | 2.33% | 0.00% |
| 2007: | 4.65% | 0.00% |
| 2006: | 25.58% | 0.02% |
| 2005: | 13.95% | 0.01% |
| 2003: | 4.65% | 0.00% |
| 2002: | 4.65% | 0.00% |
The information listed below shows the busy days for online inquiries that were received by the CanEquity web site. Each day represents a combined total of all occurrences of that day in the past 5 years. In Miramichi, the day with the most volume, having more than 25.58% of all inquiries, is Tuesday. In comparison, Saturday's are the slowest day with only 4.65% of all inquiries.
| Rank | Day of the Week | Percentage of Inquiries | |
|---|---|---|---|
| 1: | Tuesday: | 25.6% | |
| 2: | Wednesday: | 20.9% | |
| 3: | Sunday: | 13.9% | |
| 4: | Monday: | 11.6% | |
| 5: | Friday: | 11.6% | |
| 6: | Thursday: | 11.6% | |
| 7: | Saturday: | 4.7% |
In Miramichi, applications are received 24 hours a day via the CanEquity web site. The information shown below represents the peak hours over a 24-hour period. The data is taken from all days of all years.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 00:00 to 00:59: | 2.3% |
| 03:00 to 03:59: | 2.3% |
| 04:00 to 04:59: | 2.3% |
| 05:00 to 05:59: | 2.3% |
| 06:00 to 06:59: | 4.7% |
| 07:00 to 07:59: | 4.7% |
| 08:00 to 08:59: | 2.3% |
| 09:00 to 09:59: | 9.3% |
| 10:00 to 10:59: | 7.0% |
| 11:00 to 11:59: | 4.7% |
| 12:00 to 12:59: | 14.0% |
| 13:00 to 13:59: | 7.0% |
| 14:00 to 14:59: | 4.7% |
| 15:00 to 15:59: | 4.7% |
| 16:00 to 16:59: | 9.3% |
| 17:00 to 17:59: | 2.3% |
| 18:00 to 18:59: | 4.7% |
| 19:00 to 19:59: | 7.0% |
| 20:00 to 20:59: | 4.7% |
| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 20.94% |
| British Columbia: | 10.57% |
| Manitoba: | 2.06% |
| New Brunswick: | 2.43% |
| Newfoundland and Labrador: | 1.25% |
| Nova Scotia: | 3.28% |
| Northwest Territories: | 0.40% |
| Nunavut: | 0.10% |
| Ontario: | 48.07% |
| Prince Edward Island: | 0.53% |
| Quebec: | 3.97% |
| Saskatchewan: | 4.94% |
| Yukon Territories: | 0.41% |
| Location | Contribution | |
|---|---|---|
| 001: | MONCTON, NB | 0.323% |
| 002: | SAINT JOHN, NB | 0.289% |
| 003: | FREDERICTON, NB | 0.268% |
| 004: | RIVERVIEW, NB | 0.091% |
| 005: | DIEPPE, NB | 0.083% |
| 006: | MIRAMICHI, NB | 0.081% |
| 007: | OROMOCTO, NB | 0.072% |
| 008: | BATHURST, NB | 0.057% |
| 009: | WOODSTOCK, NB | 0.036% |
| 010: | ROTHESAY, NB | 0.032% |
| 011: | ST STEPHEN, NB | 0.032% |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| Refinance: | 27.9% | |
| Qualification: | 20.9% | |
| No Money Down: | 16.3% | |
| First-time Buyer: | 16.3% | |
| Purchase: | 7.0% | |
| Renewal: | 4.7% | |
| Commercial: | 2.3% | |
| Second Mortgage: | 2.3% | |
| Equity Mortgage: | 2.3% | |
| Total Application Types Found: 9 | ||
Average age: 37
Oldest age: 59
Youngest age: 20
The numbers below represent the average income of applicants living in Miramichi who have submitted an inquiry using CanEquity's pre-approval application.
| Average annual gross income for | |
|---|---|
| mortgage applicants in Miramichi: | $37,785.19 |
| applicants within all of Canada: | $59,498.47 |
| Difference: | ($21,713.28) |
| mortgage co-applicants in Miramichi: | $29,190.63 |
| co-applicants within all of Canada: | $42,403.13 |
| Difference: | ($13,212.51) |
The information below represents the residential status of people living in Miramichi who have submitted an inquiry using the pre-approval application on the CanEquity Mortgage web site.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 30.2% | |
| Own: | 48.8% | |
| Other: | 4.7% | |
| No Comment: | 4.7% | |
| Live with parents: | 11.6% |
The following information represents the marital status of applicants from Miramichi, New Brunswick using the mortgage preapproval application found at canequity.com. In Miramichi, over 53% of the mortgage applicants are living common-law or married, while only 46% are single, separated or divorced.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Married: | 41.9% | |
| Single: | 37.2% | |
| Common-law: | 11.6% | |
| Divorced: | 4.7% | |
| Separated: | 4.7% |
