Last report update for Miramichi: Wednesday, March 17, 2010
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Miramichi Mortgages

New Brunswick Mortgage Statistics, Graphs and Charts

Map of Miramichi requires Adobe Flash Player 7 or higher.

Yearly Volume Comparison for Applications from Miramichi

Year Year to Year
Comparison
** National
Contribution
2010: * 3.03% * 0.00%
2009: 24.24% 0.02%
2008: 3.03% 0.00%
2007: 6.06% 0.01%
2006: 33.33% 0.03%
2005: 18.18% 0.01%
2003: 6.06% 0.01%
2002: 6.06% 0.01%

Note: * These values are the percentages up to Wednesday, March 17, 2010. Estimated volume targets for the entire 2010 year are 12.12% and 0.01% respectively. ** Total national contribution of Miramichi mortgages in the past is currently 0.08% with a projected target of 0.08%.

Busy Days for Mortgage Inquiries within Miramichi

The bar graph below shows the busy days for online mortgage applications that were received by CanEquity's web site. Each day is a total combined representation of the last 5 years of all occurrences of that day. In Miramichi, the day with the most volume, generating 30.30% of all applications, is Tuesday. In comparison, Saturday's are the slowest day with only 3.03% of all inquiries.

Rank Day of the
Week
Percentage
of Inquiries
1: Tuesday: 30.3%
2: Wednesday: 18.2%
3: Monday: 15.2%
4: Sunday: 15.2%
5: Thursday: 12.1%
6: Friday: 6.1%
7: Saturday: 3.0%
Busy Days Report for Miramichi Mortgages

Peak Hours for Originated Mortgages within Miramichi

Inquiries are received 24 hours a day via the CanEquity web site. The report shown below represents the peak hours over a 24-hour period. The data is taken from all days of all years.


Time Period
(24 Hour)
Percentage
of Inquiries
03:00 to 03:59: 3.0%
05:00 to 05:59: 3.0%
06:00 to 06:59: 6.1%
07:00 to 07:59: 6.1%
09:00 to 09:59: 6.1%
10:00 to 10:59: 6.1%
11:00 to 11:59: 3.0%
12:00 to 12:59: 18.2%
13:00 to 13:59: 9.1%
14:00 to 14:59: 6.1%
15:00 to 15:59: 3.0%
16:00 to 16:59: 9.1%
17:00 to 17:59: 3.0%
18:00 to 18:59: 6.1%
19:00 to 19:59: 6.1%
20:00 to 20:59: 6.1%
Peak Hours Graph for Mortgages in Miramichi

Note: Only hours that have had mortgages from Miramichi, New Brunswick are shown.

New Brunswick Mortgage Originations Compared to all other Provinces


Online Mortgage Origination
for the Province of
Percentage of
applications
Alberta: 21.10%
British Columbia: 10.87%
Manitoba: 2.09%
New Brunswick 2.10%
Newfoundland and Labrador: 1.15%
Nova Scotia: 2.91%
Northwest Territories: 0.32%
Nunavut: 0.08%
Ontario: 48.83%
Prince Edward Island: 0.44%
Quebec: 4.14%
Saskatchewan: 5.07%
Yukon Territories: 0.26%
Miramichi Mortgages

Current City Standing within New Brunswick


Location Contribution
001:  SAINT JOHN, NB 0.268%
002:  FREDERICTON, NB 0.249%
003:  MONCTON, NB 0.246%
004:  MIRAMICHI, NB 0.077%
005:  RIVERVIEW, NB 0.075%
006:  DIEPPE, NB 0.066%
007:  OROMOCTO, NB 0.061%
008:  BATHURST, NB 0.042%
009:  ST STEPHEN, NB 0.038%

Nearest Settlements


1White Rapids, New Brunswick
2Neguac, New Brunswick
3Richibucto, New Brunswick
4Tabusintac, New Brunswick
5Rexton, New Brunswick
6Grand-Barachois, New Brunswick
7Tracadie-Sheila, New Brunswick
8Cocagne, New Brunswick
9Irishtown, New Brunswick
10Beresford, New Brunswick
11Grande-Digue, New Brunswick
12Notre-Dame, New Brunswick
13Bathurst, New Brunswick
14Lakeville, New Brunswick
15Belledune, New Brunswick
16Mount Moriah, New Brunswick
17Blackville, New Brunswick
18Shediac, New Brunswick
19Dieppe, New Brunswick
20Tremblay, New Brunswick
21Moncton, New Brunswick


Product Popularity for Miramichi


Mortgage Application
Form Type
  Percentage
of Inquiries
Refinance: 33.3%
First-time Buyer: 21.2%
No Money Down: 18.2%
Qualification: 15.2%
Renewal: 3.0%
Equity Mortgage: 3.0%
Commercial: 3.0%
Second Mortgage: 3.0%
 
Total Application Types Found: 8
 Miramichi Mortgage Product Popularity Pie Chart

Age Demographics for Miramichi Originated Mortgages

Average age: 36
Oldest age: 59
Youngest age: 20


Incomes for Miramichi Originated Mortgages

The following depicts the average income of applicants living in Miramichi who have submitted an inquiry using the pre-approval application on the CanEquity Mortgage web site.

Average annual gross income for
mortgage applicants in Miramichi: $35,180.43
applicants within all of Canada: $58,582.39
Difference: ($23,401.96)
  
mortgage co-applicants in Miramichi: $28,117.00
co-applicants within all of Canada: $41,225.82
Difference: ($13,108.82)

Note: Commercial Mortgages were not included for this section, only residential loans from Miramichi, New Brunswick were used.

Residential Status for Miramichi Mortgage Applicants

The information shown below represents the residential status of people living in Miramichi who have submitted a mortgage inquiry using the pre-approval application on CanEquity's web site.

Residential Status of
Mortgage Applicant
  Percentage
of Inquiries
Rent: 30.3%
Own: 48.5%
Other: 3.0%
No Comment: 6.1%
Live with parents: 12.1%
Miramichi Residential Status Pie Chart

Marital Statistics for Miramichi Mortgage Applicants

The following information represents the marital status of applicants from Miramichi, New Brunswick using the mortgage preapproval application found on canequity.com. In Miramichi, approximately 51% of the mortgage applicants are living common-law or married, while only 48% are single or separated.

Marital Status of
Mortgage Applicant
  Percentage
of Inquiries
Married: 42.4%
Single: 36.4%
Common-law: 9.1%
Divorced: 6.1%
Separated: 6.1%
Miramichi Marital Status Pie Chart