Ontario Mortgage # 10896
Saskatchewan Mortgage # 311514
Real Estate Council of Alberta Authorized
BC Mortgage # X028126
- Last mortgage report update for Saint John: Wednesday, February 8, 2012   
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Saint John Mortgages

New Brunswick Mortgage Statistics, Graphs and Charts

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Yearly Volume Comparison for Mortgages Originating from Saint John

Year Year to Year
Comparison
** National
Contribution
2011: 15.69% 0.04%
2010: 11.77% 0.03%
2009: 13.73% 0.04%
2008: 9.15% 0.03%
2007: 14.38% 0.04%
2006: 11.11% 0.03%
2005: 3.92% 0.01%
2004: 9.80% 0.03%
2003: 6.54% 0.02%
2002: 3.92% 0.01%

Note: ** Total national contribution of Saint John mortgages in the past is currently 0.29% with a projected target of 0.29%.

Monthly Volume History for Mortgage Inquiries from Saint John

This bar graph illustrates CanEquity's individual monthly volume history for Internet mortgage applications from Saint John, NB.


Monthly Volume Report for Saint John Mortgages

Busy Months for Mortgages Originating within Saint John

This graph displays the volumes of Web applications received by CanEquity in each month for all years combined. The busiest months for mortgages from Saint John mostly occur during our third quarter (represented by the blue bars) with 30.07% while our slowest is the fourth quarter (represented by the red bars) with 17.65%.

RankMonth Percentage
of Inquiries
1: August: 14.4%
2: January: 10.5%
3: May: 9.8%
4: March: 9.8%
5: November: 9.2%
6: July: 9.2%
7: April: 8.5%
8: June: 7.2%
9: February: 6.5%
10: September: 6.5%
11: October: 4.6%
12: December: 3.9%
Busy Months Report for Saint John Mortgages

Busy Days for Mortgages within Saint John

The graph listed below illustrates the busy days for online applications that were received by our web site. Each day represents a combined total of all occurrences of that day in the past 5 years. In Saint John, the day with the most volume, generating 23.53% of all submissions, is Monday. In comparison, Thursday's are the slowest day with only 7.84% of all inquiries.

Rank Day of the
Week
Percentage
of Inquiries
1: Monday: 23.5%
2: Wednesday: 18.9%
3: Friday: 17.0%
4: Tuesday: 12.4%
5: Saturday: 10.5%
6: Sunday: 9.8%
7: Thursday: 7.8%
Busy Days Report for Saint John Mortgages

Peak Hours for Mortgages within Saint John

In Saint John, mortgages are received 24 hours a day on the CanEquity web site. The statistics shown below indicates the peak hours in the day. The data is taken from all days of all years.


Time Period
(24 Hour)
Percentage
of Inquiries
01:00 to 01:59: 1.3%
03:00 to 03:59: 0.7%
04:00 to 04:59: 2.0%
05:00 to 05:59: 1.3%
06:00 to 06:59: 4.6%
07:00 to 07:59: 5.2%
08:00 to 08:59: 7.2%
09:00 to 09:59: 5.2%
10:00 to 10:59: 5.9%
11:00 to 11:59: 4.6%
12:00 to 12:59: 7.8%
13:00 to 13:59: 7.8%
14:00 to 14:59: 8.5%
15:00 to 15:59: 7.8%
16:00 to 16:59: 2.6%
17:00 to 17:59: 7.2%
18:00 to 18:59: 7.8%
19:00 to 19:59: 5.2%
20:00 to 20:59: 4.6%
21:00 to 21:59: 1.3%
22:00 to 22:59: 1.3%
Peak Hours Graph for Mortgages in Saint John

Note: Only hours that have had mortgages from Saint John, New Brunswick are shown.

New Brunswick Mortgage Originations Compared to all other Provinces


Online Mortgage Origination
for the Province of
Percentage of
applications
Alberta: 20.94%
British Columbia: 10.57%
Manitoba: 2.06%
New Brunswick 2.43%
Newfoundland and Labrador: 1.25%
Nova Scotia: 3.28%
Northwest Territories: 0.40%
Nunavut: 0.10%
Ontario: 48.07%
Prince Edward Island: 0.53%
Quebec: 3.97%
Saskatchewan: 4.94%
Yukon Territories: 0.41%
Saint John Mortgages

Current City Standing within New Brunswick


Location Contribution
001:  MONCTON, NB 0.323%
002:  SAINT JOHN, NB 0.289%
003:  FREDERICTON, NB 0.268%
004:  RIVERVIEW, NB 0.091%
005:  DIEPPE, NB 0.083%
006:  MIRAMICHI, NB 0.081%
007:  OROMOCTO, NB 0.072%

Nearest Settlements


1Grand Bay-Westfield, New Brunswick
2Maces Bay, New Brunswick
3Chance Harbour, New Brunswick
4Rothesay, New Brunswick
5Quispamsis, New Brunswick
6Lower Cambridge, New Brunswick
7Kingston, New Brunswick
8Upper Gagetown, New Brunswick
9Hampton, New Brunswick
10Lord'S Cove, New Brunswick
11Waasis, New Brunswick
12Oromocto, New Brunswick
13Deer Island, New Brunswick


Product Popularity for Saint John


Mortgage Application
Form Type
  Percentage
of Inquiries
No Money Down: 26.1%
First-time Buyer: 26.1%
Qualification: 19.6%
Purchase: 15.7%
Refinance: 7.2%
Renewal: 3.3%
Other: 2.1%
 
Total Application Types Found: 9
 Saint John Mortgage Product Popularity Pie Chart

Age Demographics for Saint John Mortgages

Average age: 35
Oldest age: 64
Youngest age: 20


Incomes for Saint John Mortgages

The amounts shown below represent the average income of applicants living in Saint John who have submitted an inquiry using CanEquity's online mortgage application.

Average annual gross income for
mortgage applicants in Saint John: $45,349.68
applicants within all of Canada: $59,498.47
Difference: ($14,148.79)
  
mortgage co-applicants in Saint John: $37,341.14
co-applicants within all of Canada: $42,403.13
Difference: ($5,061.99)

Note: Commercial Mortgage loans were not included for this report, only residential mortgages were used.

Residential Status for Saint John Applicants

The following depicts the residential status of people living in Saint John who have applied for a home loan using CanEquity's preapproval application.

Residential Status of
Mortgage Applicant
  Percentage
of Inquiries
Rent: 68.6%
Own: 20.9%
Other: 4.6%
No Comment: 2.6%
Live with parents: 3.3%
Saint John Residential Status Pie Chart

Marital Stats for Saint John Applicants

The pie chart below represents the marital status of applicants from Saint John, New Brunswick using the mortgage application found on the CanEquity Mortgage web site. In Saint John, over 56% of the mortgage applicants are either married or living common-law, while only 42% are not living with someone.

Marital Status of
Mortgage Applicant
  Percentage
of Inquiries
Married: 35.3%
Single: 32.7%
Common-law: 21.6%
Divorced: 5.2%
Separated: 4.6%
Widowed: 0.7%
Saint John Marital Status Pie Chart