Saint John Mortgage
Information, Statisitics & Reports
Information, Statisitics & Reports
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| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2008: | * 7.32% | * 0.02% |
| 2007: | 26.83% | 0.07% |
| 2006: | 20.73% | 0.06% |
| 2005: | 7.32% | 0.02% |
| 2004: | 18.29% | 0.05% |
| 2003: | 12.20% | 0.03% |
| 2002: | 7.32% | 0.02% |
The bar graph below displays the volumes of Web applications received by CanEquity in each month for all years combined. The busiest months for mortgages from Saint John usually occur during our first quarter (represented by the brown bars) with 40.24% while our slowest is the fourth quarter (represented by the red bars) with 12.20%.
| Rank | Month | Percentage of Inquiries | |
|---|---|---|---|
| 1: | January: | 15.9% | |
| 2: | March: | 14.6% | |
| 3: | April: | 12.2% | |
| 4: | July: | 12.2% | |
| 5: | August: | 11.0% | |
| 6: | February: | 9.8% | |
| 7: | November: | 8.5% | |
| 8: | May: | 6.1% | |
| 9: | June: | 3.7% | |
| 10: | October: | 2.4% | |
| 11: | September: | 2.4% | |
| 12: | December: | 1.2% |
The information below compares the busy days for mortgage inquiries that were received by our web site. Each day is a total combined representation of the last 5 years of all occurrences of that day. In Saint John the most busy day of the week, with 21.95% of all applications, is Monday. In comparison, Sunday's are the slowest day with only 9.76% of all inquiries.
| Rank | Day of the Week | Percentage of Inquiries | |
|---|---|---|---|
| 1: | Monday: | 21.9% | |
| 2: | Friday: | 18.3% | |
| 3: | Tuesday: | 17.1% | |
| 4: | Wednesday: | 13.4% | |
| 5: | Saturday: | 9.8% | |
| 6: | Thursday: | 9.8% | |
| 7: | Sunday: | 9.8% |
In Saint John, inquiries are received 24 hours a day via the CanEquity web site. The graph shown below represents the busy hours over a 24-hour period. The data is taken from all days of all years.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 04:00 to 04:59: | 1.2% |
| 06:00 to 06:59: | 6.1% |
| 07:00 to 07:59: | 3.7% |
| 08:00 to 08:59: | 8.5% |
| 09:00 to 09:59: | 6.1% |
| 10:00 to 10:59: | 8.5% |
| 11:00 to 11:59: | 1.2% |
| 12:00 to 12:59: | 6.1% |
| 13:00 to 13:59: | 13.4% |
| 14:00 to 14:59: | 9.8% |
| 15:00 to 15:59: | 3.7% |
| 17:00 to 17:59: | 8.5% |
| 18:00 to 18:59: | 9.8% |
| 19:00 to 19:59: | 4.9% |
| 20:00 to 20:59: | 6.1% |
| 21:00 to 21:59: | 1.2% |
| 22:00 to 22:59: | 1.2% |
| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 21.01% |
| British Columbia: | 11.49% |
| Manitoba: | 2.11% |
| New Brunswick: | 2.02% |
| Newfoundland and Labrador: | 1.12% |
| Nova Scotia: | 2.77% |
| Northwest Territories: | 0.30% |
| Nunavut: | 0.08% |
| Ontario: | 48.62% |
| Prince Edward Island: | 0.36% |
| Quebec: | 3.80% |
| Saskatchewan: | 5.60% |
| Yukon Territories: | 0.21% |
| Location | Contribution | |
|---|---|---|
| 001: | SAINT JOHN, NB | 0.273% |
| 002: | MONCTON, NB | 0.236% |
| 003: | FREDERICTON, NB | 0.223% |
| 004: | MIRAMICHI, NB | 0.076% |
| 005: | RIVERVIEW, NB | 0.066% |
| 006: | OROMOCTO, NB | 0.060% |
| 1 | Grand Bay-Westfield, New Brunswick |
| 2 | Rothesay, New Brunswick |
| 3 | Quispamsis, New Brunswick |
| 4 | Lower Cambridge, New Brunswick |
| 5 | Kingston, New Brunswick |
| 6 | Lord'S Cove, New Brunswick |
| 7 | Hampton, New Brunswick |
| 8 | Oromocto, New Brunswick |
| 9 | Deer Island, New Brunswick |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| First-time Buyer: | 30.5% | |
| No Money Down: | 26.8% | |
| Qualification: | 24.4% | |
| Refinance: | 9.8% | |
| Renewal: | 2.4% | |
| Purchase: | 2.4% | |
| Equity Mortgage: | 1.2% | |
| Investment: | 1.2% | |
| Variable Rate: | 1.2% | |
| Total Application Types Found: 9 | ||
Average age: 34
Oldest age: 57
Youngest age: 20
The numbers below represent the average income of people living in Saint John who have submitted a mortgage inquiry using the online application located at the CanEquity web site.
| Average annual gross income for | |
|---|---|
| mortgage applicants in Saint John: | $41,787.43 |
| applicants within all of Canada: | $56,347.50 |
| Difference: | ($14,560.07) |
| mortgage co-applicants in Saint John: | $39,319.39 |
| co-applicants within all of Canada: | $39,330.70 |
| Difference: | ($11.31) |
The chart and pie-graph below depicts the residential status of people living in Saint John who have applied for a home loan using CanEquity's preapproval application.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 63.4% | |
| Own: | 23.2% | |
| Other: | 6.1% | |
| No Comment: | 4.9% | |
| Live with parents: | 2.4% |
The following table and pie chart represents the marital status of applicants from Saint John, New Brunswick using the preapproval application located at canequity.com. In Saint John, 67% of the mortgage applicants are living together with someone, while only 32% are not living with someone.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Married: | 45.1% | |
| Single: | 26.8% | |
| Common-law: | 22.0% | |
| Separated: | 3.7% | |
| Divorced: | 2.4% |
