Last report update for Saint John: Sunday, March 21, 2010
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Saint John Mortgages

New Brunswick Mortgage Statistics, Graphs and Charts

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Yearly Volume Comparison for Mortgage Inquiries from Saint John

Year Year to Year
Comparison
** National
Contribution
2010: * 2.63% * 0.01%
2009: 18.42% 0.05%
2008: 12.28% 0.03%
2007: 19.30% 0.05%
2006: 14.91% 0.04%
2005: 5.26% 0.01%
2004: 13.16% 0.04%
2003: 8.77% 0.02%
2002: 5.26% 0.01%

Note: * These values are the percentages up to Sunday, March 21, 2010. Estimated volume targets for the entire 2010 year are 10.53% and 0.03% respectively. ** Total national contribution of Saint John mortgages in the past is currently 0.27% with a projected target of 0.29%.

Busy Months for Online Applications within Saint John

This graph depicts the volumes of mortgage applications received by CanEquity in each month for all years combined. The busiest months for mortgages from Saint John usually occur during our first quarter (represented by the brown bars) with 35.09% while our slowest is the fourth quarter (represented by the red bars) with 14.91%.

RankMonth Percentage
of Inquiries
1: January: 13.2%
2: March: 13.2%
3: August: 11.4%
4: November: 8.8%
5: May: 8.8%
6: April: 8.8%
7: February: 8.8%
8: July: 8.8%
9: June: 7.0%
10: September: 5.3%
11: December: 3.5%
12: October: 2.6%
Busy Months Report for Saint John Mortgages

Busy Days for Mortgages Received within Saint John

The bar graph below compares the busy days for online applications that were received by the CanEquity web site. A combined total of all occurrences of each day are represented for the past 5 years. In Saint John the busiest day, with 23.68% of all inquiries, is Monday. In comparison, Sunday's are the slowest day with only 8.77% of all inquiries.

Rank Day of the
Week
Percentage
of Inquiries
1: Monday: 23.7%
2: Friday: 17.5%
3: Wednesday: 14.9%
4: Tuesday: 13.2%
5: Saturday: 11.4%
6: Thursday: 10.5%
7: Sunday: 8.8%
Busy Days Report for Saint John Mortgages

Peak Hours for Applicants within Saint John

In Saint John, mortgage applications are received 24 hours a day on the CanEquity web site. The time periods below represents the peak hours in the day. The data is taken from all days of all years.


Time Period
(24 Hour)
Percentage
of Inquiries
03:00 to 03:59: 0.9%
04:00 to 04:59: 1.8%
05:00 to 05:59: 0.9%
06:00 to 06:59: 5.3%
07:00 to 07:59: 6.1%
08:00 to 08:59: 7.9%
09:00 to 09:59: 6.1%
10:00 to 10:59: 7.0%
11:00 to 11:59: 4.4%
12:00 to 12:59: 8.8%
13:00 to 13:59: 9.6%
14:00 to 14:59: 8.8%
15:00 to 15:59: 5.3%
16:00 to 16:59: 0.9%
17:00 to 17:59: 7.9%
18:00 to 18:59: 7.9%
19:00 to 19:59: 4.4%
20:00 to 20:59: 4.4%
21:00 to 21:59: 0.9%
22:00 to 22:59: 0.9%
Peak Hours Graph for Mortgages in Saint John

Note: Only hours that have had mortgages from Saint John, New Brunswick are shown.

New Brunswick Mortgage Originations Compared to all other Provinces


Online Mortgage Origination
for the Province of
Percentage of
applications
Alberta: 21.11%
British Columbia: 10.86%
Manitoba: 2.09%
New Brunswick 2.11%
Newfoundland and Labrador: 1.15%
Nova Scotia: 2.91%
Northwest Territories: 0.32%
Nunavut: 0.08%
Ontario: 48.83%
Prince Edward Island: 0.44%
Quebec: 4.15%
Saskatchewan: 5.06%
Yukon Territories: 0.26%
Saint John Mortgages

Current City Standing within New Brunswick


Location Contribution
001:  SAINT JOHN, NB 0.267%
002:  FREDERICTON, NB 0.248%
003:  MONCTON, NB 0.246%
004:  MIRAMICHI, NB 0.077%
005:  RIVERVIEW, NB 0.075%
006:  DIEPPE, NB 0.066%

Nearest Settlements


1Grand Bay-Westfield, New Brunswick
2Maces Bay, New Brunswick
3Chance Harbour, New Brunswick
4Rothesay, New Brunswick
5Quispamsis, New Brunswick
6Lower Cambridge, New Brunswick
7Kingston, New Brunswick
8Upper Gagetown, New Brunswick
9Hampton, New Brunswick
10Lord'S Cove, New Brunswick
11Waasis, New Brunswick
12Oromocto, New Brunswick
13Deer Island, New Brunswick


Product Popularity for Saint John


Mortgage Application
Form Type
  Percentage
of Inquiries
First-time Buyer: 30.7%
No Money Down: 29.8%
Qualification: 22.8%
Refinance: 8.8%
Renewal: 3.5%
Purchase: 1.8%
Equity Mortgage: 0.9%
Investment: 0.9%
Variable Rate: 0.9%
 
Total Application Types Found: 9
 Saint John Mortgage Product Popularity Pie Chart

Age Demographics for Saint John Applicants

Average age: 35
Oldest age: 64
Youngest age: 20


Incomes for Saint John Applicants

The following figures show the average income of applicants living in Saint John who have applied for a loan using the pre-approval application on CanEquity's web site.

Average annual gross income for
mortgage applicants in Saint John: $43,103.52
applicants within all of Canada: $58,592.40
Difference: ($15,488.88)
  
mortgage co-applicants in Saint John: $37,640.97
co-applicants within all of Canada: $41,278.89
Difference: ($3,637.92)

Note: Commercial loan amounts were not included for this report, only residential mortgages were used.

Residential Status for Saint John Based Mortgages

The table and pie chart below represents the residential status of people living in Saint John who have applied for a home loan using the online application located at the CanEquity web site.

Residential Status of
Mortgage Applicant
  Percentage
of Inquiries
Rent: 66.7%
Own: 21.9%
Other: 5.3%
No Comment: 3.5%
Live with parents: 2.6%
Saint John Residential Status Pie Chart

Marital Status for Saint John Based Mortgages

The following table and pie chart represents the marital status of applicants from Saint John, New Brunswick using the mortgage application found at the CanEquity web site. Over 61% of the mortgage applicants are living common-law or married, while only 38% are single or separated.

Marital Status of
Mortgage Applicant
  Percentage
of Inquiries
Married: 40.4%
Single: 30.7%
Common-law: 21.1%
Separated: 4.4%
Divorced: 3.5%
Saint John Marital Status Pie Chart