Canadian Mortgage Rates,
Calculators, News & Insurance
Calculators, News & Insurance
| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2010: | 5.88% | 0.00% |
| 2009: | 11.77% | 0.00% |
| 2007: | 5.88% | 0.00% |
| 2006: | 11.77% | 0.00% |
| 2004: | 58.82% | 0.02% |
| 2002: | 5.88% | 0.00% |
| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 20.94% |
| British Columbia: | 10.57% |
| Manitoba: | 2.06% |
| New Brunswick: | 2.43% |
| Newfoundland and Labrador: | 1.25% |
| Nova Scotia: | 3.28% |
| Northwest Territories: | 0.40% |
| Nunavut: | 0.10% |
| Ontario: | 48.07% |
| Prince Edward Island: | 0.53% |
| Quebec: | 3.97% |
| Saskatchewan: | 4.94% |
| Yukon Territories: | 0.41% |
| Location | Contribution | |
|---|---|---|
| 006: | MIRAMICHI, NB | 0.081% |
| 007: | OROMOCTO, NB | 0.072% |
| 008: | BATHURST, NB | 0.057% |
| 009: | WOODSTOCK, NB | 0.036% |
| 010: | ROTHESAY, NB | 0.032% |
| 011: | ST STEPHEN, NB | 0.032% |
| 012: | GRAND FALLS, NB | 0.030% |
| 013: | QUISPAMSIS, NB | 0.028% |
| 014: | SHEDIAC, NB | 0.025% |
| 015: | EDMUNDSTON, NB | 0.025% |
| 016: | SUSSEX, NB | 0.021% |
| 1 | St Andrews, New Brunswick |
| 2 | Bayside, New Brunswick |
| 3 | Mcadam, New Brunswick |
| 4 | Deer Island, New Brunswick |
| 5 | Lord'S Cove, New Brunswick |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| First-time Buyer: | 41.2% | |
| No Money Down: | 17.6% | |
| Refinance: | 11.8% | |
| Qualification: | 11.8% | |
| Equity Mortgage: | 5.9% | |
| Low Doc: | 5.9% | |
| Variable Rate: | 5.9% | |
| Total Application Types Found: 7 | ||
Average age: 38
Oldest age: 86
Youngest age: 23
The following figures show the average income of Canadians living in St Stephen who have submitted a mortgage inquiry using the pre-approval application on the CanEquity Mortgage web site.
| Average annual gross income for | |
|---|---|
| mortgage applicants in St Stephen: | $37,194.06 |
| applicants within all of Canada: | $59,498.47 |
| Difference: | ($22,304.40) |
| mortgage co-applicants in St Stephen: | $23,475.00 |
| co-applicants within all of Canada: | $42,403.13 |
| Difference: | ($18,928.13) |
The chart and pie-graph below depicts the residential status of people living in St Stephen who have submitted a mortgage inquiry using the pre-approval application on CanEquity's web site.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 76.5% | |
| Own: | 17.6% | |
| Other: | 5.9% |
The following pie chart represents the marital status of applicants from St Stephen, New Brunswick using the mortgage application found at the CanEquity web site. Approximately 41% of the mortgage applicants are living common-law or married, while only 52% are single or separated.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Single: | 41.2% | |
| Common-law: | 23.5% | |
| Married: | 17.6% | |
| Separated: | 11.8% | |
| Widowed: | 5.9% |
