Canadian Mortgage Rates,
Calculators, News & Insurance
Calculators, News & Insurance
| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2011: | 24.00% | 0.01% |
| 2010: | 4.00% | 0.00% |
| 2009: | 4.00% | 0.00% |
| 2008: | 12.00% | 0.01% |
| 2007: | 28.00% | 0.01% |
| 2006: | 4.00% | 0.00% |
| 2004: | 12.00% | 0.01% |
| 2003: | 12.00% | 0.01% |
The data below shows the busy days for Internet applications that were received by our web site. A combined total of all occurrences of each day are represented for the past 5 years. In Conception Bay South the busiest day, with 36.00% of all applications, is Tuesday. In comparison, Friday's are the slowest day with only 4.00% of all inquiries.
| Rank | Day of the Week | Percentage of Inquiries | |
|---|---|---|---|
| 1: | Tuesday: | 36.0% | |
| 2: | Thursday: | 20.0% | |
| 3: | Sunday: | 16.0% | |
| 4: | Monday: | 8.0% | |
| 5: | Wednesday: | 8.0% | |
| 6: | Saturday: | 8.0% | |
| 7: | Friday: | 4.0% |
Inquiries are received 24 hours a day from the CanEquity web site. The statistics shown below indicates the rush hours within a 24-hour period. The data is taken from all days of all years. Only 8.0% of all mortgages are received during the morning, while 68.0% arrive in the afternoon.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 04:00 to 04:59: | 4.0% |
| 05:00 to 05:59: | 4.0% |
| 07:00 to 07:59: | 4.0% |
| 09:00 to 09:59: | 4.0% |
| 10:00 to 10:59: | 8.0% |
| 11:00 to 11:59: | 8.0% |
| 12:00 to 12:59: | 8.0% |
| 13:00 to 13:59: | 4.0% |
| 15:00 to 15:59: | 12.0% |
| 16:00 to 16:59: | 12.0% |
| 17:00 to 17:59: | 4.0% |
| 18:00 to 18:59: | 12.0% |
| 19:00 to 19:59: | 8.0% |
| 20:00 to 20:59: | 8.0% |
| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 20.94% |
| British Columbia: | 10.57% |
| Manitoba: | 2.06% |
| New Brunswick: | 2.43% |
| Newfoundland and Labrador: | 1.25% |
| Nova Scotia: | 3.28% |
| Northwest Territories: | 0.40% |
| Nunavut: | 0.10% |
| Ontario: | 48.07% |
| Prince Edward Island: | 0.53% |
| Quebec: | 3.97% |
| Saskatchewan: | 4.94% |
| Yukon Territories: | 0.41% |
| Location | Contribution | |
|---|---|---|
| 001: | ST JOHN'S, NL | 0.315% |
| 002: | CORNER BROOK, NL | 0.094% |
| 003: | MOUNT PEARL, NL | 0.087% |
| 004: | CONCEPTION BAY SOUTH, NL | 0.047% |
| 005: | PARADISE, NL | 0.047% |
| 006: | GRAND FALLS-WINDSOR, NL | 0.043% |
| 007: | GANDER, NL | 0.038% |
| 008: | PORTUGAL COVE-ST PHILIPS, NL | 0.032% |
| 009: | HAPPY VALLEY-GOOSE BAY, NL | 0.019% |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| Refinance: | 32.0% | |
| Qualification: | 24.0% | |
| No Money Down: | 16.0% | |
| Purchase: | 12.0% | |
| First-time Buyer: | 8.0% | |
| Renewal: | 4.0% | |
| HELOC: | 4.0% | |
| Total Application Types Found: 7 | ||
Average age: 34
Oldest age: 51
Youngest age: 22
The amounts below are the average income of Canadians living in Conception Bay South who have applied for a mortgage loan using CanEquity's pre-approval application.
| Average annual gross income for | |
|---|---|
| mortgage applicants in Conception Bay South: | $44,157.82 |
| applicants within all of Canada: | $59,498.47 |
| Difference: | ($15,340.64) |
| mortgage co-applicants in Conception Bay South: | $25,914.00 |
| co-applicants within all of Canada: | $42,403.13 |
| Difference: | ($16,489.13) |
The information below represents the residential status of people living in Conception Bay South who have submitted an inquiry using the CanEquity mortgage application.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 36.0% | |
| Own: | 40.0% | |
| Other: | 4.0% | |
| Live with parents: | 20.0% |
The following information represents the marital status of applicants from Conception Bay South, Newfoundland and Labrador using the mortgage application found on the CanEquity Mortgage web site. In Conception Bay South, approximately 60% of the mortgage applicants are living together with someone, while only 36% are single or separated.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Married: | 36.0% | |
| Single: | 32.0% | |
| Common-law: | 24.0% | |
| Separated: | 4.0% | |
| Widowed: | 4.0% |
