Have an idea or suggestion on improving the St John's mortgage stats page, please send us an e-mail.
| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2008: | * 15.09% | * 0.05% |
| 2007: | 15.09% | 0.05% |
| 2006: | 16.04% | 0.05% |
| 2005: | 11.32% | 0.04% |
| 2004: | 14.15% | 0.05% |
| 2003: | 14.15% | 0.05% |
| 2002: | 14.15% | 0.05% |
This graph shows the volumes of Internet applications received by CanEquity in each month for all years combined. The busiest months for mortgages from St John's occur during our second quarter (represented by the green bars) with 33.96% while our slowest is the fourth quarter (represented by the red bars) with 15.09%.
| Rank | Month | Percentage of Inquiries | |
|---|---|---|---|
| 1: | May: | 15.1% | |
| 2: | March: | 13.2% | |
| 3: | July: | 12.3% | |
| 4: | June: | 12.3% | |
| 5: | August: | 9.4% | |
| 6: | April: | 6.6% | |
| 7: | February: | 6.6% | |
| 8: | October: | 6.6% | |
| 9: | September: | 5.7% | |
| 10: | December: | 4.7% | |
| 11: | November: | 3.8% | |
| 12: | January: | 3.8% |

The information listed below illustrates the busy days for mortgage applications that were received by CanEquity's web site. Each day is a total combined representation of the last 5 years of all occurrences of that day. In St John's the most busy day of the week, with 20.75% of all inquiries, is Monday. In comparison, Wednesday's are the slowest day with only 8.49% of all inquiries.
| Rank | Day of the Week | Percentage of Inquiries | |
|---|---|---|---|
| 1: | Monday: | 20.8% | |
| 2: | Tuesday: | 17.0% | |
| 3: | Saturday: | 15.1% | |
| 4: | Thursday: | 14.2% | |
| 5: | Friday: | 12.3% | |
| 6: | Sunday: | 12.3% | |
| 7: | Wednesday: | 8.5% |

In St John's, inquiries are received 24 hours a day from the CanEquity web site. The graph shown below indicates the peak hours over a 24-hour period. The data is taken from all days of all years. Only 0.0% of all mortgages are received during the morning, while 50.0% arrive in the afternoon.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 02:00 to 02:59: | 0.9% |
| 04:00 to 04:59: | 1.9% |
| 05:00 to 05:59: | 5.7% |
| 06:00 to 06:59: | 6.6% |
| 07:00 to 07:59: | 6.6% |
| 08:00 to 08:59: | 6.6% |
| 09:00 to 09:59: | 1.9% |
| 10:00 to 10:59: | 8.5% |
| 11:00 to 11:59: | 6.6% |
| 12:00 to 12:59: | 4.7% |
| 13:00 to 13:59: | 7.5% |
| 14:00 to 14:59: | 11.3% |
| 15:00 to 15:59: | 5.7% |
| 16:00 to 16:59: | 3.8% |
| 17:00 to 17:59: | 9.4% |
| 18:00 to 18:59: | 2.8% |
| 19:00 to 19:59: | 1.9% |
| 20:00 to 20:59: | 0.9% |
| 21:00 to 21:59: | 3.8% |
| 22:00 to 22:59: | 1.9% |
| 23:00 to 23:59: | 0.9% |

| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 21.06% |
| British Columbia: | 11.36% |
| Manitoba: | 2.09% |
| New Brunswick: | 2.04% |
| Newfoundland and Labrador: | 1.16% |
| Nova Scotia: | 2.82% |
| Northwest Territories: | 0.30% |
| Nunavut: | 0.09% |
| Ontario: | 48.66% |
| Prince Edward Island: | 0.37% |
| Quebec: | 3.78% |
| Saskatchewan: | 5.52% |
| Yukon Territories: | 0.22% |

| Location | Contribution | |
|---|---|---|
| 001: | ST JOHN'S, NL | 0.333% |
| 002: | MOUNT PEARL, NL | 0.091% |
| 003: | CORNER BROOK, NL | 0.072% |
| 004: | CONCEPTION BAY SOUTH, NL | 0.050% |
| 005: | PORTUGAL COVE-ST PHILIPS, NL | 0.044% |
| 006: | GRAND FALLS-WINDSOR, NL | 0.041% |
| 7 | Goulds, Newfoundland and Labrador |
| 8 | Bell Island, Newfoundland and Labrador |
| 9 | Flatrock, Newfoundland and Labrador |
| 10 | Conception Bay South, Newfoundland and Labrador |
| 11 | Carbonear, Newfoundland and Labrador |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| Qualification: | 31.1% | |
| First-time Buyer: | 18.9% | |
| Refinance: | 17.0% | |
| No Money Down: | 17.0% | |
| Renewal: | 11.3% | |
| Purchase: | 1.9% | |
| Variable Rate: | 1.9% | |
| Pre-approval: | 0.9% | |
| Total Application Types Found: 8 | ||

Average age: 37
Oldest age: 64
Youngest age: 21
The figures below represent the average income of Canadians living in St John's who have applied for a home loan using the CanEquity mortgage application.
| Average annual gross income for | |
|---|---|
| mortgage applicants in St John's: | $48,070.48 |
| applicants within all of Canada: | $56,649.93 |
| Difference: | ($8,579.45) |
| mortgage co-applicants in St John's: | $29,237.74 |
| co-applicants within all of Canada: | $39,630.33 |
| Difference: | ($10,392.59) |
The information below represents the residential status of people living in St John's who have applied for a loan using the pre-approval application on the CanEquity Mortgage web site.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 45.3% | |
| Own: | 37.7% | |
| Other: | 1.9% | |
| No Comment: | 9.4% | |
| Live with parents: | 5.7% |

The following information represents the marital status of applicants from St John's, Newfoundland and Labrador using the mortgage application found at canequity.com. 57% of the mortgage applicants are living common-law or married, while only 42% are not married or separated.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Married: | 47.2% | |
| Single: | 35.8% | |
| Common-law: | 10.4% | |
| Divorced: | 5.7% | |
| Separated: | 0.9% |
