Last report update for St John's: Wednesday, March 17, 2010
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St John's Mortgage
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St John's Mortgages

Newfoundland and Labrador Mortgage Statistics, Graphs and Charts

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Yearly Volume Comparison for Applications from St John's

Year Year to Year
Comparison
** National
Contribution
2010: * 2.22% * 0.01%
2009: 15.56% 0.05%
2008: 15.56% 0.05%
2007: 11.85% 0.04%
2006: 12.59% 0.04%
2005: 8.89% 0.03%
2004: 11.11% 0.04%
2003: 11.11% 0.04%
2002: 11.11% 0.04%

Note: * These values are the percentages up to Wednesday, March 17, 2010. Estimated volume targets for the entire 2010 year are 9.63% and 0.03% respectively. ** Total national contribution of St John's mortgages in the past is currently 0.32% with a projected target of 0.34%.

Busy Months for Online Mortgages within St John's

The graph below shows the volumes of Web applications received by CanEquity in each month for all years combined. The busiest months for mortgages from St John's seem to occur during our second quarter (represented by the green bars) with 30.37% while our slowest is the fourth quarter (represented by the red bars) with 16.30%.

RankMonth Percentage
of Inquiries
1: May: 14.1%
2: July: 11.9%
3: March: 11.9%
4: August: 10.4%
5: June: 10.4%
6: September: 8.2%
7: December: 6.7%
8: February: 6.7%
9: April: 5.9%
10: October: 5.2%
11: November: 4.4%
12: January: 4.4%
Busy Months Report for St John's Mortgages

Busy Days for Applications within St John's

The information below shows the busy days for online mortgage applications that were received by CanEquity's web site. Each day represents a combined total of all occurrences of that day in the past 5 years. In St John's, the day with the most volume, having more than 20.00% of all inquiries, is Monday. In comparison, Wednesday's are the slowest day with only 9.63% of all inquiries.

Rank Day of the
Week
Percentage
of Inquiries
1: Monday: 20.0%
2: Tuesday: 19.3%
3: Saturday: 15.6%
4: Thursday: 14.1%
5: Sunday: 11.1%
6: Friday: 10.4%
7: Wednesday: 9.6%
Busy Days Report for St John's Mortgages

Peak Hours for Mortgage Applicants within St John's

Mortgage inquiries are received 24 hours a day via the CanEquity web site. The report shown below represents the peak hours over a 24-hour period. The data is taken from all days of all years. Only 0.0% of all mortgages are received during the morning, while 52.6% arrive in the afternoon.


Time Period
(24 Hour)
Percentage
of Inquiries
02:00 to 02:59: 1.5%
04:00 to 04:59: 2.2%
05:00 to 05:59: 4.4%
06:00 to 06:59: 5.2%
07:00 to 07:59: 8.1%
08:00 to 08:59: 7.4%
09:00 to 09:59: 4.4%
10:00 to 10:59: 8.1%
11:00 to 11:59: 5.9%
12:00 to 12:59: 5.2%
13:00 to 13:59: 6.7%
14:00 to 14:59: 8.9%
15:00 to 15:59: 4.4%
16:00 to 16:59: 4.4%
17:00 to 17:59: 8.9%
18:00 to 18:59: 3.0%
19:00 to 19:59: 2.2%
20:00 to 20:59: 2.2%
21:00 to 21:59: 4.4%
22:00 to 22:59: 1.5%
23:00 to 23:59: 0.7%
Peak Hours Graph for Mortgages in St John's

Note: Only hours that have had mortgages from St John's, Newfoundland and Labrador are shown.

Newfoundland and Labrador Mortgage Originations Compared to all other Provinces


Online Mortgage Origination
for the Province of
Percentage of
applications
Alberta: 21.10%
British Columbia: 10.87%
Manitoba: 2.09%
New Brunswick: 2.10%
Newfoundland and Labrador 1.15%
Nova Scotia: 2.91%
Northwest Territories: 0.32%
Nunavut: 0.08%
Ontario: 48.83%
Prince Edward Island: 0.44%
Quebec: 4.14%
Saskatchewan: 5.07%
Yukon Territories: 0.26%
St John's Mortgages

Current City Standing within Newfoundland and Labrador


Location Contribution
001:  ST JOHN'S, NL 0.317%
002:  MOUNT PEARL, NL 0.089%
003:  CORNER BROOK, NL 0.085%
004:  CONCEPTION BAY SOUTH, NL 0.045%
005:  PARADISE, NL 0.038%
006:  PORTUGAL COVE-ST PHILIPS, NL 0.035%

Nearest Settlements


1Logy Bay, Newfoundland and Labrador
2Mount Pearl, Newfoundland and Labrador
3Torbay, Newfoundland and Labrador
4Long Bay, Newfoundland and Labrador
5Paradise, Newfoundland and Labrador
6Portugal Cove-St Philips, Newfoundland and Labrador
7Goulds, Newfoundland and Labrador
8Bell Island, Newfoundland and Labrador
9Flatrock, Newfoundland and Labrador
10Conception Bay South, Newfoundland and Labrador
11Carbonear, Newfoundland and Labrador
12Brownsdale, Newfoundland and Labrador


Product Popularity for St John's


Mortgage Application
Form Type
  Percentage
of Inquiries
Qualification: 28.9%
First-time Buyer: 20.0%
No Money Down: 15.6%
Refinance: 14.8%
Renewal: 11.9%
Purchase: 5.9%
Variable Rate: 1.5%
Other: 1.4%
 
Total Application Types Found: 9
 St John's Mortgage Product Popularity Pie Chart

Age Demographics for St John's Mortgages

Average age: 37
Oldest age: 64
Youngest age: 21


Incomes for St John's Mortgages

The figures below represent the average income of Canadians living in St John's who have applied for a mortgage loan using the online application located at the CanEquity web site.

Average annual gross income for
mortgage applicants in St John's: $47,835.06
applicants within all of Canada: $58,582.39
Difference: ($10,747.32)
  
mortgage co-applicants in St John's: $31,797.29
co-applicants within all of Canada: $41,225.82
Difference: ($9,428.53)

Note: Commercial Mortgage loans were not included for this survey, only residential mortgages were used.

Residential Status for St John's Applicants

The information below represents the residential status of people living in St John's who have applied for a mortgage using the pre-approval application on the CanEquity Mortgage web site.

Residential Status of
Mortgage Applicant
  Percentage
of Inquiries
Rent: 45.9%
Own: 40.0%
Other: 1.5%
No Comment: 7.4%
Live with parents: 5.2%
St John's Residential Status Pie Chart

Marital Status for St John's Applicants

The following table and pie chart represents the marital status of applicants from St John's, Newfoundland and Labrador using the mortgage application found on canequity.com. In St John's, 59% of the mortgage applicants are living with someone, while only 40% are not married or separated.

Marital Status of
Mortgage Applicant
  Percentage
of Inquiries
Married: 46.7%
Single: 34.1%
Common-law: 12.6%
Divorced: 5.9%
Separated: 0.7%
St John's Marital Status Pie Chart