| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2010: | * 1.69% | * 0.00% |
| 2009: | 20.34% | 0.03% |
| 2008: | 6.78% | 0.01% |
| 2007: | 16.95% | 0.02% |
| 2006: | 8.47% | 0.01% |
| 2005: | 15.25% | 0.02% |
| 2004: | 8.47% | 0.01% |
| 2003: | 8.47% | 0.01% |
| 2002: | 13.56% | 0.02% |
This graph shows the volumes of online applications received by CanEquity in each month for all years combined. The busiest months for mortgages from Sydney seem to occur during our third quarter (represented by the blue bars) with 33.90% while our slowest is the fourth quarter (represented by the red bars) with 11.86%.
| Rank | Month | Percentage of Inquiries | |
|---|---|---|---|
| 1: | September: | 16.9% | |
| 2: | July: | 11.9% | |
| 3: | January: | 10.2% | |
| 4: | May: | 10.2% | |
| 5: | February: | 10.2% | |
| 6: | March: | 10.2% | |
| 7: | June: | 10.2% | |
| 8: | October: | 6.8% | |
| 9: | November: | 5.1% | |
| 10: | August: | 5.1% | |
| 11: | April: | 3.4% | |
| 12: | December: | 0.0% |

The bar graph below illustrates the busy days for Internet mortgage applications that were received by the CanEquity web site. Each day is a representation of the combined 6-year total of all instances of that day. In Sydney, the day with the most volume, generating 18.64% of all submissions, is Wednesday. In comparison, Thursday's are the slowest day with only 10.17% of all inquiries.
| Rank | Day of the Week | Percentage of Inquiries | |
|---|---|---|---|
| 1: | Wednesday: | 18.6% | |
| 2: | Sunday: | 16.9% | |
| 3: | Saturday: | 16.9% | |
| 4: | Friday: | 15.3% | |
| 5: | Monday: | 11.9% | |
| 6: | Tuesday: | 10.2% | |
| 7: | Thursday: | 10.2% |

In Sydney, applications are received 24 hours a day from our web site. The statistics shown below represents the busy hours in the day. The data is taken from all days of all years. Only 33.9% of all mortgages are received before noon, while 54.2% arrive in the afternoon.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 03:00 to 03:59: | 1.7% |
| 04:00 to 04:59: | 3.4% |
| 05:00 to 05:59: | 1.7% |
| 06:00 to 06:59: | 5.1% |
| 07:00 to 07:59: | 3.4% |
| 08:00 to 08:59: | 3.4% |
| 09:00 to 09:59: | 1.7% |
| 10:00 to 10:59: | 16.9% |
| 11:00 to 11:59: | 8.5% |
| 12:00 to 12:59: | 6.8% |
| 13:00 to 13:59: | 6.8% |
| 14:00 to 14:59: | 5.1% |
| 15:00 to 15:59: | 8.5% |
| 16:00 to 16:59: | 5.1% |
| 17:00 to 17:59: | 8.5% |
| 18:00 to 18:59: | 5.1% |
| 19:00 to 19:59: | 3.4% |
| 20:00 to 20:59: | 1.7% |
| 22:00 to 22:59: | 1.7% |
| 23:00 to 23:59: | 1.7% |

| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 21.11% |
| British Columbia: | 10.88% |
| Manitoba: | 2.10% |
| New Brunswick: | 2.10% |
| Newfoundland and Labrador: | 1.14% |
| Nova Scotia: | 2.90% |
| Northwest Territories: | 0.32% |
| Nunavut: | 0.08% |
| Ontario: | 48.83% |
| Prince Edward Island: | 0.44% |
| Quebec: | 4.14% |
| Saskatchewan: | 5.07% |
| Yukon Territories: | 0.26% |

| Location | Contribution | |
|---|---|---|
| 001: | HALIFAX, NS | 0.407% |
| 002: | DARTMOUTH, NS | 0.289% |
| 003: | SYDNEY, NS | 0.139% |
| 004: | TRURO, NS | 0.118% |
| 005: | LOWER SACKVILLE, NS | 0.113% |
| 006: | YARMOUTH, NS | 0.087% |
| 007: | GLACE BAY, NS | 0.064% |
| 008: | BEDFORD, NS | 0.054% |
| 1 | North Sydney, Nova Scotia |
| 2 | Reserve Mines, Nova Scotia |
| 3 | New Waterford, Nova Scotia |
| 4 | Baddeck, Nova Scotia |
| 5 | Sydney Mines, Nova Scotia |
| 6 | Dominion, Nova Scotia |
| 7 | Georges River, Nova Scotia |
| 8 | Glace Bay, Nova Scotia |
| 9 | Northside East Bay, Nova Scotia |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| Qualification: | 33.9% | |
| First-time Buyer: | 18.6% | |
| No Money Down: | 16.9% | |
| Refinance: | 11.9% | |
| Purchase: | 6.8% | |
| Fixed Rate: | 1.7% | |
| Pre-approval: | 1.7% | |
| Second Mortgage: | 1.7% | |
| Renewal: | 1.7% | |
| Equity Mortgage: | 1.7% | |
| Home Renovation: | 1.7% | |
| Variable Rate: | 1.7% | |
| Total Application Types Found: 12 | ||

Average age: 41
Oldest age: 85
Youngest age: 21
The following depicts the average income of Canadians living in Sydney who have applied for a home loan using CanEquity's online mortgage application.
| Average annual gross income for | |
|---|---|
| mortgage applicants in Sydney: | $42,200.93 |
| applicants within all of Canada: | $58,581.24 |
| Difference: | ($16,380.31) |
| mortgage co-applicants in Sydney: | $28,328.52 |
| co-applicants within all of Canada: | $41,209.57 |
| Difference: | ($12,881.05) |
The following table represents the residential status of people living in Sydney who have submitted an inquiry using CanEquity's online mortgage application.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 49.2% | |
| Own: | 35.6% | |
| Other: | 1.7% | |
| No Comment: | 6.8% | |
| Live with parents: | 6.8% |

The following table and pie chart represents the marital status of applicants from Sydney, Nova Scotia using the online mortgage application found on the CanEquity Mortgage web site. In Sydney, approximately 55% of the mortgage applicants are living together with someone, while only 30% are single or separated.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Married: | 39.0% | |
| Single: | 23.7% | |
| Common-law: | 16.9% | |
| Widowed: | 13.6% | |
| Separated: | 5.1% | |
| Divorced: | 1.7% |
