Canadian Mortgage Rates,
Calculators, News & Insurance
Calculators, News & Insurance
| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2011: | 8.06% | 0.04% |
| 2010: | 7.69% | 0.04% |
| 2009: | 15.75% | 0.08% |
| 2008: | 9.16% | 0.05% |
| 2007: | 12.45% | 0.06% |
| 2006: | 12.09% | 0.06% |
| 2005: | 12.09% | 0.06% |
| 2004: | 10.99% | 0.06% |
| 2003: | 6.59% | 0.03% |
| 2002: | 5.13% | 0.03% |
This graph depicts the individual monthly volume history for Internet mortgage pre-approval applications submitted from Brantford, ON.
This bar graph represents the volumes of Internet applications received by CanEquity in each month for all years combined. The busiest months for mortgages from Brantford happen to occur during our first quarter (represented by the brown bars) with 28.57% while our slowest is the fourth quarter (represented by the red bars) with 16.85%.
| Rank | Month | Percentage of Inquiries | |
|---|---|---|---|
| 1: | July: | 10.6% | |
| 2: | January: | 9.9% | |
| 3: | May: | 9.9% | |
| 4: | April: | 9.9% | |
| 5: | March: | 9.9% | |
| 6: | September: | 9.2% | |
| 7: | February: | 8.8% | |
| 8: | June: | 7.7% | |
| 9: | August: | 7.3% | |
| 10: | October: | 7.0% | |
| 11: | November: | 5.9% | |
| 12: | December: | 4.0% |
The information below displays the busy days for mortgage applications that were received by the CanEquity web site. Each day represents a combined total of all occurrences of that day in the past 5 years. In Brantford the most busy day of the week, with 20.88% of all submissions, is Wednesday. In comparison, Sunday's are the slowest day with only 8.42% of all inquiries.
| Rank | Day of the Week | Percentage of Inquiries | |
|---|---|---|---|
| 1: | Wednesday: | 20.9% | |
| 2: | Tuesday: | 16.9% | |
| 3: | Thursday: | 16.5% | |
| 4: | Monday: | 14.3% | |
| 5: | Friday: | 12.8% | |
| 6: | Saturday: | 10.3% | |
| 7: | Sunday: | 8.4% |
In Brantford, inquiries are received 24 hours a day on our web site. The statistics shown below represents the busy hours within a 24-hour period. The data is taken from all days of all years.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 00:00 to 00:59: | 1.8% |
| 01:00 to 01:59: | 1.1% |
| 03:00 to 03:59: | 0.7% |
| 04:00 to 04:59: | 1.5% |
| 05:00 to 05:59: | 1.5% |
| 06:00 to 06:59: | 1.1% |
| 07:00 to 07:59: | 4.4% |
| 08:00 to 08:59: | 5.9% |
| 09:00 to 09:59: | 7.7% |
| 10:00 to 10:59: | 7.0% |
| 11:00 to 11:59: | 5.5% |
| 12:00 to 12:59: | 5.9% |
| 13:00 to 13:59: | 7.3% |
| 14:00 to 14:59: | 6.6% |
| 15:00 to 15:59: | 6.6% |
| 16:00 to 16:59: | 3.7% |
| 17:00 to 17:59: | 8.1% |
| 18:00 to 18:59: | 5.5% |
| 19:00 to 19:59: | 3.7% |
| 20:00 to 20:59: | 6.2% |
| 21:00 to 21:59: | 2.9% |
| 22:00 to 22:59: | 3.3% |
| 23:00 to 23:59: | 2.2% |
| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 20.94% |
| British Columbia: | 10.57% |
| Manitoba: | 2.06% |
| New Brunswick: | 2.43% |
| Newfoundland and Labrador: | 1.25% |
| Nova Scotia: | 3.28% |
| Northwest Territories: | 0.40% |
| Nunavut: | 0.10% |
| Ontario: | 48.07% |
| Prince Edward Island: | 0.53% |
| Quebec: | 3.97% |
| Saskatchewan: | 4.94% |
| Yukon Territories: | 0.41% |
| Location | Contribution | |
|---|---|---|
| 013: | OAKVILLE, ON | 0.670% |
| 014: | CAMBRIDGE, ON | 0.642% |
| 015: | OSHAWA, ON | 0.627% |
| 016: | ST CATHARINES, ON | 0.540% |
| 017: | ETOBICOKE, ON | 0.529% |
| 018: | BRANTFORD, ON | 0.515% |
| 019: | RICHMOND HILL, ON | 0.512% |
| 020: | NORTH YORK, ON | 0.510% |
| 021: | KINGSTON, ON | 0.508% |
| 022: | MARKHAM, ON | 0.438% |
| 023: | SAULT STE MARIE, ON | 0.428% |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| Qualification: | 24.2% | |
| No Money Down: | 17.2% | |
| First-time Buyer: | 17.2% | |
| Refinance: | 16.1% | |
| Purchase: | 9.5% | |
| Renewal: | 8.1% | |
| Pre-approval: | 1.8% | |
| Commercial: | 1.5% | |
| Fixed Rate: | 1.1% | |
| Investment: | 1.1% | |
| Other: | 2.2% | |
| Total Application Types Found: 14 | ||
Average age: 36
Oldest age: 69
Youngest age: 20
The amounts below are the average income of applicants living in Brantford who have submitted an inquiry using the pre-approval application on CanEquity's web site.
| Average annual gross income for | |
|---|---|
| mortgage applicants in Brantford: | $49,873.77 |
| applicants within all of Canada: | $59,498.47 |
| Difference: | ($9,624.70) |
| mortgage co-applicants in Brantford: | $33,901.12 |
| co-applicants within all of Canada: | $42,403.13 |
| Difference: | ($8,502.01) |
The information below represents the residential status of people living in Brantford who have submitted a mortgage inquiry using the pre-approval application on CanEquity's web site.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 45.8% | |
| Own: | 43.6% | |
| Other: | 1.1% | |
| No Comment: | 4.0% | |
| Live with parents: | 5.5% |
The following information represents the marital status of applicants from Brantford, Ontario using the mortgage application found at the CanEquity web site. In Brantford, 63% of the mortgage applicants are living together with someone, while only 35% are not married or separated.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Married: | 45.4% | |
| Single: | 25.3% | |
| Common-law: | 18.3% | |
| Divorced: | 5.5% | |
| Separated: | 5.1% | |
| Widowed: | 0.4% |
