Canadian Mortgage Rates,
Calculators, News & Insurance
Calculators, News & Insurance
| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2011: | 12.20% | 0.02% |
| 2010: | 6.10% | 0.01% |
| 2009: | 15.85% | 0.03% |
| 2008: | 10.98% | 0.02% |
| 2007: | 13.41% | 0.02% |
| 2006: | 10.98% | 0.02% |
| 2005: | 15.85% | 0.03% |
| 2004: | 9.76% | 0.01% |
| 2003: | 4.88% | 0.01% |
The bar graph below depicts the volumes of online mortgage applications received by CanEquity in each month for all years combined. The busiest months for mortgages from Brockville happen to occur during our first quarter (represented by the brown bars) with 31.71% while our slowest is the fourth quarter (represented by the red bars) with 19.51%.
| Rank | Month | Percentage of Inquiries | |
|---|---|---|---|
| 1: | March: | 14.6% | |
| 2: | July: | 11.0% | |
| 3: | February: | 9.8% | |
| 4: | August: | 9.8% | |
| 5: | May: | 8.5% | |
| 6: | April: | 8.5% | |
| 7: | November: | 7.3% | |
| 8: | January: | 7.3% | |
| 9: | June: | 7.3% | |
| 10: | October: | 7.3% | |
| 11: | December: | 4.9% | |
| 12: | September: | 3.7% |
The graph listed below plots the busy days for online inquiries that were received by the CanEquity web site. Each day is a representation of the combined 6-year total of all instances of that day. In Brockville, the day with the most volume, generating 20.73% of all applications, is Monday. In comparison, Saturday's are the slowest day with only 6.10% of all inquiries.
| Rank | Day of the Week | Percentage of Inquiries | |
|---|---|---|---|
| 1: | Monday: | 20.7% | |
| 2: | Tuesday: | 20.7% | |
| 3: | Wednesday: | 17.1% | |
| 4: | Thursday: | 13.4% | |
| 5: | Sunday: | 13.4% | |
| 6: | Friday: | 8.5% | |
| 7: | Saturday: | 6.1% |
In Brockville, mortgages are received 24 hours a day via the CanEquity web site. The information shown below indicates the rush hours over a 24-hour period. The data is taken from all days of all years.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 06:00 to 06:59: | 3.7% |
| 07:00 to 07:59: | 12.2% |
| 08:00 to 08:59: | 11.0% |
| 09:00 to 09:59: | 8.5% |
| 10:00 to 10:59: | 8.5% |
| 11:00 to 11:59: | 11.0% |
| 12:00 to 12:59: | 1.2% |
| 13:00 to 13:59: | 2.4% |
| 14:00 to 14:59: | 4.9% |
| 15:00 to 15:59: | 8.5% |
| 16:00 to 16:59: | 4.9% |
| 17:00 to 17:59: | 8.5% |
| 18:00 to 18:59: | 7.3% |
| 19:00 to 19:59: | 3.7% |
| 20:00 to 20:59: | 1.2% |
| 21:00 to 21:59: | 1.2% |
| 23:00 to 23:59: | 1.2% |
| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 20.94% |
| British Columbia: | 10.57% |
| Manitoba: | 2.06% |
| New Brunswick: | 2.43% |
| Newfoundland and Labrador: | 1.25% |
| Nova Scotia: | 3.28% |
| Northwest Territories: | 0.40% |
| Nunavut: | 0.10% |
| Ontario: | 48.07% |
| Prince Edward Island: | 0.53% |
| Quebec: | 3.97% |
| Saskatchewan: | 4.94% |
| Yukon Territories: | 0.41% |
| Location | Contribution | |
|---|---|---|
| 047: | CHATHAM, ON | 0.211% |
| 048: | ORILLIA, ON | 0.208% |
| 049: | ST THOMAS, ON | 0.185% |
| 050: | AURORA, ON | 0.181% |
| 051: | ORANGEVILLE, ON | 0.164% |
| 052: | BROCKVILLE, ON | 0.155% |
| 053: | KESWICK, ON | 0.153% |
| 054: | GEORGETOWN, ON | 0.153% |
| 055: | BOWMANVILLE, ON | 0.151% |
| 056: | STRATFORD, ON | 0.145% |
| 057: | DUNDAS, ON | 0.145% |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| No Money Down: | 28.0% | |
| First-time Buyer: | 24.4% | |
| Qualification: | 14.6% | |
| Refinance: | 13.4% | |
| Purchase: | 9.8% | |
| Renewal: | 6.1% | |
| Pre-approval: | 1.2% | |
| HELOC: | 1.2% | |
| Variable Rate: | 1.2% | |
| Total Application Types Found: 9 | ||
Average age: 37
Oldest age: 60
Youngest age: 20
The amounts shown below represent the average income of Canadians living in Brockville who have submitted an inquiry using the CanEquity mortgage application.
| Average annual gross income for | |
|---|---|
| mortgage applicants in Brockville: | $52,433.28 |
| applicants within all of Canada: | $59,498.47 |
| Difference: | ($7,065.19) |
| mortgage co-applicants in Brockville: | $32,762.00 |
| co-applicants within all of Canada: | $42,403.13 |
| Difference: | ($9,641.13) |
The information below represents the residential status of people living in Brockville who have applied for a home loan using the pre-approval application on the CanEquity Mortgage web site.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 62.2% | |
| Own: | 32.9% | |
| Other: | 1.2% | |
| Live with parents: | 3.7% |
The following pie chart represents the marital status of applicants from Brockville, Ontario using the preapproval application found on the CanEquity Mortgage web site. In Brockville, approximately 56% of the mortgage applicants are living common-law or married, while only 43% are single or separated.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Married: | 35.4% | |
| Single: | 30.5% | |
| Common-law: | 20.7% | |
| Separated: | 8.5% | |
| Divorced: | 4.9% |
