Ontario Mortgage # 10896
Saskatchewan Mortgage # 311514
Real Estate Council of Alberta Authorized
BC Mortgage # X028126
- Last mortgage report update for Chelmsford: Wednesday, February 8, 2012   
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Related Links:
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Mckerrow
Sudbury
Val Caron
Worthington

Chelmsford Mortgages

Ontario Mortgage Statistics, Graphs and Charts

Map of Chelmsford requires Adobe Flash Player 7 or higher.

Yearly Volume Comparison for Mortgages Originating from Chelmsford

Year Year to Year
Comparison
** National
Contribution
2011: 24.00% 0.01%
2010: 16.00% 0.01%
2009: 16.00% 0.01%
2008: 12.00% 0.01%
2007: 8.00% 0.00%
2006: 16.00% 0.01%
2005: 8.00% 0.00%

Note: ** Total national contribution of Chelmsford mortgages in the past is currently 0.05% with a projected target of 0.05%.

Busy Days for Applications within Chelmsford

The bar graph listed below compares the busy days for online applications that were received by our web site. A combined total of all occurrences of each day are represented for the past 5 years. In Chelmsford the most busy day of the week, with 36.00% of all submissions, is Tuesday. In comparison, Wednesday's are the slowest day with only 4.00% of all inquiries.

Rank Day of the
Week
Percentage
of Inquiries
1: Tuesday: 36.0%
2: Monday: 24.0%
3: Friday: 12.0%
4: Sunday: 8.0%
5: Thursday: 8.0%
6: Saturday: 8.0%
7: Wednesday: 4.0%
Busy Days Report for Chelmsford Mortgages

Peak Hours for Mortgages within Chelmsford

In Chelmsford, applications are received 24 hours a day from the CanEquity web site. The following represents the rush hours in the day. The data is taken from all days of all years.


Time Period
(24 Hour)
Percentage
of Inquiries
07:00 to 07:59: 8.0%
08:00 to 08:59: 4.0%
09:00 to 09:59: 12.0%
10:00 to 10:59: 12.0%
11:00 to 11:59: 8.0%
14:00 to 14:59: 4.0%
16:00 to 16:59: 16.0%
17:00 to 17:59: 4.0%
19:00 to 19:59: 24.0%
20:00 to 20:59: 8.0%
Peak Hours Graph for Mortgages in Chelmsford

Note: Only hours that have had mortgages from Chelmsford, Ontario are shown.

Ontario Mortgage Originations Compared to all other Provinces


Online Mortgage Origination
for the Province of
Percentage of
applications
Alberta: 20.94%
British Columbia: 10.57%
Manitoba: 2.06%
New Brunswick: 2.43%
Newfoundland and Labrador: 1.25%
Nova Scotia: 3.28%
Northwest Territories: 0.40%
Nunavut: 0.10%
Ontario 48.07%
Prince Edward Island: 0.53%
Quebec: 3.97%
Saskatchewan: 4.94%
Yukon Territories: 0.41%
Chelmsford Mortgages

Current City Standing within Ontario


Location Contribution
130:  KENORA, ON 0.049%
131:  PORT ELGIN, ON 0.049%
132:  RENFREW, ON 0.049%
133:  TOTTENHAM, ON 0.049%
134:  BRIGHTON, ON 0.049%
135:  CHELMSFORD, ON 0.047%
136:  ARNPRIOR, ON 0.047%
137:  KINCARDINE, ON 0.047%
138:  PORT DOVER, ON 0.047%
139:  GRAVENHURST, ON 0.045%
140:  KIRKLAND LAKE, ON 0.045%

Nearest Settlements


1Mckerrow, Ontario
2Copper Cliff, Ontario
3Worthington, Ontario
4Val Caron, Ontario
5Azilda, Ontario
6Lively, Ontario
7Capreol, Ontario
8Sudbury, Ontario
9Garson, Ontario
10Coniston, Ontario
11Espanola, Ontario
12Massey, Ontario
13Hanmer, Ontario
14Little Current, Ontario
15Noelville, Ontario


Product Popularity for Chelmsford


Mortgage Application
Form Type
  Percentage
of Inquiries
First-time Buyer: 28.0%
No Money Down: 24.0%
Qualification: 20.0%
Refinance: 16.0%
Renewal: 8.0%
Low Doc: 4.0%
 
Total Application Types Found: 6
 Chelmsford Mortgage Product Popularity Pie Chart

Age Demographics for Chelmsford Applicants

Average age: 32
Oldest age: 54
Youngest age: 19


Incomes for Chelmsford Applicants

The numbers below represent the average income of people living in Chelmsford who have submitted an inquiry using CanEquity's pre-approval application.

Average annual gross income for
mortgage applicants in Chelmsford: $45,860.20
applicants within all of Canada: $59,498.47
Difference: ($13,638.27)
  
mortgage co-applicants in Chelmsford: $41,600.00
co-applicants within all of Canada: $42,403.13
Difference: ($803.13)

Note: Commercial Mortgages were not included for this report, only residential mortgages were used.

Residential Status for Chelmsford Based Mortgages

The table and pie chart below represents the residential status of people living in Chelmsford who have submitted a mortgage inquiry using CanEquity's preapproval application.

Residential Status of
Mortgage Applicant
  Percentage
of Inquiries
Rent: 56.0%
Own: 40.0%
Live with parents: 4.0%
Chelmsford Residential Status Pie Chart

Marital Status for Chelmsford Based Mortgages

The pie chart below represents the marital status of applicants from Chelmsford, Ontario using the mortgage application found at the CanEquity web site. In Chelmsford, approximately 80% of the mortgage applicants are either married or living common-law, while only 20% are not married or separated.

Marital Status of
Mortgage Applicant
  Percentage
of Inquiries
Married: 48.0%
Common-law: 32.0%
Single: 16.0%
Divorced: 4.0%
Chelmsford Marital Status Pie Chart