| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2011: | 12.86% | 0.02% |
| 2010: | 14.29% | 0.02% |
| 2009: | 14.29% | 0.02% |
| 2008: | 4.29% | 0.01% |
| 2007: | 7.14% | 0.01% |
| 2006: | 14.29% | 0.02% |
| 2005: | 10.00% | 0.01% |
| 2004: | 12.86% | 0.02% |
| 2003: | 5.71% | 0.01% |
| 2002: | 4.29% | 0.01% |
The 6-year bar graph below displays the volumes of Internet applications received by CanEquity in each month for all years combined. The busiest months for mortgages from Cobourg occur during our first quarter (represented by the brown bars) with 30.00% while our slowest is the fourth quarter (represented by the red bars) with 22.86%.
| Rank | Month | Percentage of Inquiries | |
|---|---|---|---|
| 1: | May: | 12.9% | |
| 2: | March: | 12.9% | |
| 3: | July: | 11.4% | |
| 4: | October: | 10.0% | |
| 5: | September: | 10.0% | |
| 6: | January: | 8.6% | |
| 7: | February: | 8.6% | |
| 8: | June: | 8.6% | |
| 9: | December: | 7.1% | |
| 10: | November: | 5.7% | |
| 11: | August: | 2.9% | |
| 12: | April: | 1.4% |

The bar graph below shows the busy days for online mortgage applications that were received by our web site. Each day is a total combined representation of the last 5 years of all occurrences of that day. In Cobourg the busiest day, with approximately 17.14% of all submissions, is Wednesday. In comparison, Saturday's are the slowest day with only 11.43% of all inquiries.
| Rank | Day of the Week | Percentage of Inquiries | |
|---|---|---|---|
| 1: | Wednesday: | 17.1% | |
| 2: | Monday: | 15.7% | |
| 3: | Tuesday: | 14.3% | |
| 4: | Friday: | 14.3% | |
| 5: | Sunday: | 14.3% | |
| 6: | Thursday: | 12.9% | |
| 7: | Saturday: | 11.4% |

In Cobourg, applications are received 24 hours a day via our web site. The report shown below represents the peak hours in the day. The data is taken from all days of all years.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 01:00 to 01:59: | 1.4% |
| 06:00 to 06:59: | 1.4% |
| 07:00 to 07:59: | 4.3% |
| 08:00 to 08:59: | 4.3% |
| 09:00 to 09:59: | 7.1% |
| 10:00 to 10:59: | 10.0% |
| 11:00 to 11:59: | 8.6% |
| 12:00 to 12:59: | 2.9% |
| 13:00 to 13:59: | 8.6% |
| 14:00 to 14:59: | 5.7% |
| 15:00 to 15:59: | 8.6% |
| 16:00 to 16:59: | 7.1% |
| 17:00 to 17:59: | 4.3% |
| 18:00 to 18:59: | 7.1% |
| 19:00 to 19:59: | 2.9% |
| 20:00 to 20:59: | 7.1% |
| 21:00 to 21:59: | 4.3% |
| 22:00 to 22:59: | 2.9% |
| 23:00 to 23:59: | 1.4% |

| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 20.94% |
| British Columbia: | 10.57% |
| Manitoba: | 2.06% |
| New Brunswick: | 2.43% |
| Newfoundland and Labrador: | 1.25% |
| Nova Scotia: | 3.28% |
| Northwest Territories: | 0.40% |
| Nunavut: | 0.10% |
| Ontario: | 48.07% |
| Prince Edward Island: | 0.53% |
| Quebec: | 3.97% |
| Saskatchewan: | 4.94% |
| Yukon Territories: | 0.41% |

| Location | Contribution | |
|---|---|---|
| 056: | STRATFORD, ON | 0.145% |
| 057: | DUNDAS, ON | 0.145% |
| 058: | TRENTON, ON | 0.145% |
| 059: | SIMCOE, ON | 0.136% |
| 060: | MAPLE, ON | 0.134% |
| 061: | COBOURG, ON | 0.132% |
| 062: | LINDSAY, ON | 0.132% |
| 063: | STRATHROY, ON | 0.126% |
| 064: | OWEN SOUND, ON | 0.125% |
| 065: | FORT ERIE, ON | 0.123% |
| 066: | BRADFORD, ON | 0.121% |
| 1 | Perth Road, Ontario |
| 2 | Baltimore, Ontario |
| 3 | Castleton, Ontario |
| 4 | Roseneath, Ontario |
| 5 | Gores Landing, Ontario |
| 6 | Grafton, Ontario |
| 7 | Keene, Ontario |
| 8 | Warkworth, Ontario |
| 9 | Millbrook, Ontario |
| 10 | Colborne, Ontario |
| 11 | Port Hope, Ontario |
| 12 | Peterborough, Ontario |
| 13 | Cavan, Ontario |
| 14 | Caesarea, Ontario |
| 15 | Norwood, Ontario |
| 16 | Bewdley, Ontario |
| 17 | Campbellford, Ontario |
| 18 | Hastings, Ontario |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| Refinance: | 24.3% | |
| Qualification: | 18.6% | |
| First-time Buyer: | 18.6% | |
| No Money Down: | 14.3% | |
| Purchase: | 7.1% | |
| Renewal: | 5.7% | |
| Commercial: | 2.9% | |
| Equity Mortgage: | 2.9% | |
| Fixed Rate: | 1.4% | |
| Low Doc: | 1.4% | |
| Pre-approval: | 1.4% | |
| Variable Rate: | 1.4% | |
| Total Application Types Found: 12 | ||

Average age: 38
Oldest age: 74
Youngest age: 23
The following figures show the average income of people living in Cobourg who have submitted an inquiry using CanEquity's online mortgage application.
| Average annual gross income for | |
|---|---|
| mortgage applicants in Cobourg: | $57,105.57 |
| applicants within all of Canada: | $59,498.47 |
| Difference: | ($2,392.90) |
| mortgage co-applicants in Cobourg: | $31,329.14 |
| co-applicants within all of Canada: | $42,403.13 |
| Difference: | ($11,073.99) |
The following depicts the residential status of people living in Cobourg who have submitted a mortgage inquiry using the pre-approval application on the CanEquity Mortgage web site.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 48.6% | |
| Own: | 41.4% | |
| Other: | 1.4% | |
| No Comment: | 4.3% | |
| Live with parents: | 4.3% |

The pie chart below represents the marital status of applicants from Cobourg, Ontario using the preapproval application found on canequity.com. In Cobourg, 70% of the mortgage applicants are either married or living common-law, while only 28% are not living with someone.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Married: | 50.0% | |
| Single: | 22.9% | |
| Common-law: | 20.0% | |
| Divorced: | 4.3% | |
| Widowed: | 1.4% | |
| Separated: | 1.4% |
