Canadian Mortgage Rates,
Calculators, News & Insurance
Calculators, News & Insurance
| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2011: | 5.88% | 0.00% |
| 2010: | 5.88% | 0.00% |
| 2009: | 17.65% | 0.01% |
| 2008: | 11.77% | 0.00% |
| 2007: | 11.77% | 0.00% |
| 2005: | 17.65% | 0.01% |
| 2004: | 17.65% | 0.01% |
| 2003: | 5.88% | 0.00% |
| 2002: | 5.88% | 0.00% |
| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 20.94% |
| British Columbia: | 10.57% |
| Manitoba: | 2.06% |
| New Brunswick: | 2.43% |
| Newfoundland and Labrador: | 1.25% |
| Nova Scotia: | 3.28% |
| Northwest Territories: | 0.40% |
| Nunavut: | 0.10% |
| Ontario: | 48.07% |
| Prince Edward Island: | 0.53% |
| Quebec: | 3.97% |
| Saskatchewan: | 4.94% |
| Yukon Territories: | 0.41% |
| Location | Contribution | |
|---|---|---|
| 167: | ATIKOKAN, ON | 0.034% |
| 168: | DORCHESTER, ON | 0.034% |
| 169: | LAKEFIELD, ON | 0.034% |
| 170: | MADOC, ON | 0.034% |
| 171: | OMEMEE, ON | 0.034% |
| 172: | COLDWATER, ON | 0.032% |
| 173: | MOUNT FOREST, ON | 0.032% |
| 174: | ELORA, ON | 0.032% |
| 175: | HAVELOCK, ON | 0.032% |
| 176: | MARMORA, ON | 0.032% |
| 177: | MINDEN, ON | 0.032% |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| Qualification: | 35.3% | |
| Refinance: | 17.6% | |
| Renewal: | 11.8% | |
| Purchase: | 11.8% | |
| Fixed Rate: | 5.9% | |
| No Money Down: | 5.9% | |
| HELOC: | 5.9% | |
| First-time Buyer: | 5.9% | |
| Total Application Types Found: 8 | ||
Average age: 41
Oldest age: 65
Youngest age: 23
The following depicts the average income of people living in Coldwater who have applied for a home loan using the online application located at the CanEquity web site.
| Average annual gross income for | |
|---|---|
| mortgage applicants in Coldwater: | $73,687.50 |
| applicants within all of Canada: | $59,498.47 |
| Difference: | $14,189.03 |
| mortgage co-applicants in Coldwater: | $26,357.14 |
| co-applicants within all of Canada: | $42,403.13 |
| Difference: | ($16,045.99) |
The information shown below represents the residential status of people living in Coldwater who have applied for a home loan using the CanEquity mortgage application.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 17.6% | |
| Own: | 76.5% | |
| Live with parents: | 5.9% |
The following pie chart represents the marital status of applicants from Coldwater, Ontario using the mortgage application found at canequity.com. In Coldwater, 70% of the mortgage applicants are living common-law or married, while only 23% are single, separated or divorced.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Married: | 47.1% | |
| Common-law: | 23.5% | |
| Separated: | 11.8% | |
| Single: | 11.8% | |
| Widowed: | 5.9% |
