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| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2008: | * 16.67% | * 0.01% |
| 2007: | 16.67% | 0.01% |
| 2005: | 25.00% | 0.01% |
| 2004: | 25.00% | 0.01% |
| 2003: | 8.33% | 0.00% |
| 2002: | 8.33% | 0.00% |
| Location | Contribution | |
|---|---|---|
| 141: | NIAGARA ON THE LAKE, ON | 0.043% |
| 142: | GANANOQUE, ON | 0.043% |
| 143: | KIRKLAND LAKE, ON | 0.043% |
| 144: | FRANKFORD, ON | 0.043% |
| 145: | MADOC, ON | 0.043% |
| 146: | COLDWATER, ON | 0.040% |
| 147: | CALEDON, ON | 0.040% |
| 148: | ST MARYS, ON | 0.040% |
| 149: | BOBCAYGEON, ON | 0.040% |
| 150: | MOUNT FOREST, ON | 0.040% |
| 151: | GRAVENHURST, ON | 0.040% |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| Qualification: | 50.0% | |
| Refinance: | 16.7% | |
| Renewal: | 8.3% | |
| Fixed Rate: | 8.3% | |
| Purchase: | 8.3% | |
| First-time Buyer: | 8.3% | |
| Total Application Types Found: 6 | ||

Average age: 44
Oldest age: 65
Youngest age: 23
The following depicts the average income of applicants living in Coldwater who have applied for a loan using the pre-approval application on the CanEquity Mortgage web site.
| Average annual gross income for | |
|---|---|
| mortgage applicants in Coldwater: | $80,416.67 |
| applicants within all of Canada: | $56,384.30 |
| Difference: | $24,032.37 |
| mortgage co-applicants in Coldwater: | $22,900.00 |
| co-applicants within all of Canada: | $39,375.53 |
| Difference: | ($16,475.53) |
Since the average income of Coldwater is notability higher than our Canadian national average, we have included the MEDIAN annual gross income for this area. A reason for such a high average is usually due to a high income that is just under our cut-off of acceptable incomes of <$500,000. In rare cases, some applicants may have entered an extra digit (ie. 400000 instead of 40000), which will also sway the averages in smaller areas. In such a case, we will correct the data accordingly.
| Median annual gross income for | |
|---|---|
| mortgage applicants in Coldwater: | $41,000.00 |
| applicants within all of Canada: | $56,384.30 |
| Difference: | ($15,384.30) |
The information shown below represents the residential status of people living in Coldwater who have submitted an inquiry using CanEquity's preapproval application.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 8.3% | |
| Own: | 83.3% | |
| Live with parents: | 8.3% |

The information below shows the marital status of applicants from Coldwater, Ontario using the mortgage application found on the CanEquity Mortgage web site. In Coldwater, 66% of the mortgage applicants are living with someone, while only 25% are single or separated.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Married: | 50.0% | |
| Separated: | 16.7% | |
| Common-law: | 16.7% | |
| Widowed: | 8.3% | |
| Single: | 8.3% |
