Canadian Mortgage Rates,
Calculators, News & Insurance
Calculators, News & Insurance
| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2011: | 12.12% | 0.01% |
| 2010: | 15.15% | 0.01% |
| 2009: | 24.24% | 0.01% |
| 2008: | 18.18% | 0.01% |
| 2007: | 3.03% | 0.00% |
| 2006: | 3.03% | 0.00% |
| 2005: | 15.15% | 0.01% |
| 2004: | 9.09% | 0.01% |
The information below illustrates the busy days for online mortgage applications that were received by CanEquity. Each day represents a combined total of all occurrences of that day in the past 5 years. In Delhi the busiest day of the week, with 24.24% of all submissions, is Tuesday. In comparison, Thursday's are the slowest day with only 6.06% of all inquiries.
| Rank | Day of the Week | Percentage of Inquiries | |
|---|---|---|---|
| 1: | Tuesday: | 24.2% | |
| 2: | Wednesday: | 21.2% | |
| 3: | Sunday: | 15.2% | |
| 4: | Monday: | 12.1% | |
| 5: | Saturday: | 12.1% | |
| 6: | Friday: | 9.1% | |
| 7: | Thursday: | 6.1% |
In Delhi, inquiries are received 24 hours a day via the CanEquity web site. The report shown below represents the rush hours over a 24-hour period. The data is taken from all days of all years. Only 36.4% of all mortgages are received before noon, while 60.6% arrive in the afternoon.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 02:00 to 02:59: | 3.0% |
| 05:00 to 05:59: | 3.0% |
| 06:00 to 06:59: | 3.0% |
| 07:00 to 07:59: | 6.1% |
| 08:00 to 08:59: | 3.0% |
| 09:00 to 09:59: | 9.1% |
| 10:00 to 10:59: | 6.1% |
| 11:00 to 11:59: | 6.1% |
| 12:00 to 12:59: | 3.0% |
| 13:00 to 13:59: | 9.1% |
| 14:00 to 14:59: | 12.1% |
| 15:00 to 15:59: | 6.1% |
| 17:00 to 17:59: | 9.1% |
| 18:00 to 18:59: | 6.1% |
| 19:00 to 19:59: | 12.1% |
| 20:00 to 20:59: | 3.0% |
| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 20.94% |
| British Columbia: | 10.57% |
| Manitoba: | 2.06% |
| New Brunswick: | 2.43% |
| Newfoundland and Labrador: | 1.25% |
| Nova Scotia: | 3.28% |
| Northwest Territories: | 0.40% |
| Nunavut: | 0.10% |
| Ontario: | 48.07% |
| Prince Edward Island: | 0.53% |
| Quebec: | 3.97% |
| Saskatchewan: | 4.94% |
| Yukon Territories: | 0.41% |
| Location | Contribution | |
|---|---|---|
| 100: | HANMER, ON | 0.064% |
| 101: | WASAGA BEACH, ON | 0.064% |
| 102: | STITTSVILLE, ON | 0.064% |
| 103: | PARRY SOUND, ON | 0.064% |
| 104: | THOROLD, ON | 0.064% |
| 105: | DELHI, ON | 0.062% |
| 106: | DUNNVILLE, ON | 0.062% |
| 107: | PORT PERRY, ON | 0.062% |
| 108: | WALLACEBURG, ON | 0.062% |
| 109: | CARLETON PLACE, ON | 0.062% |
| 110: | KEMPTVILLE, ON | 0.060% |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| Qualification: | 27.3% | |
| First-time Buyer: | 27.3% | |
| No Money Down: | 18.2% | |
| Purchase: | 12.1% | |
| Refinance: | 9.1% | |
| Renewal: | 3.0% | |
| Pre-approval: | 3.0% | |
| Total Application Types Found: 7 | ||
Average age: 36
Oldest age: 58
Youngest age: 22
The numbers below represent the average income of Canadians living in Delhi who have applied for a mortgage loan using CanEquity's online mortgage application.
| Average annual gross income for | |
|---|---|
| mortgage applicants in Delhi: | $46,436.10 |
| applicants within all of Canada: | $59,498.47 |
| Difference: | ($13,062.37) |
| mortgage co-applicants in Delhi: | $32,952.42 |
| co-applicants within all of Canada: | $42,403.13 |
| Difference: | ($9,450.71) |
The pie chart below shows the residential status of people living in Delhi who have applied for a loan using the pre-approval application on CanEquity's web site.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 66.7% | |
| Own: | 27.3% | |
| Live with parents: | 6.1% |
The information below shows the marital status of applicants from Delhi, Ontario using the mortgage application found at the CanEquity web site. In Delhi, approximately 54% of the mortgage applicants are either married or living common-law, while only 42% are not married or separated.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Married: | 33.3% | |
| Single: | 30.3% | |
| Common-law: | 21.2% | |
| Divorced: | 9.1% | |
| Separated: | 3.0% | |
| Widowed: | 3.0% |
