| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2010: | * 7.45% | * 0.04% |
| 2009: | 17.65% | 0.11% |
| 2008: | 16.47% | 0.10% |
| 2007: | 12.55% | 0.07% |
| 2006: | 9.02% | 0.05% |
| 2005: | 11.37% | 0.07% |
| 2004: | 14.12% | 0.09% |
| 2003: | 9.41% | 0.06% |
| 2002: | 1.96% | 0.01% |
The graph below illustrates the individual monthly volume history for Internet pre-approval applications submitted from Guelph, ON.

The following displays the volumes of Internet applications received by CanEquity in each month for all years combined. The busiest months for mortgages from Guelph mostly occur during our first quarter (represented by the brown bars) with 38.43% while our slowest is the third quarter (represented by the blue bars) with 16.47%.
| Rank | Month | Percentage of Inquiries | |
|---|---|---|---|
| 1: | January: | 16.1% | |
| 2: | February: | 12.2% | |
| 3: | March: | 10.2% | |
| 4: | May: | 9.8% | |
| 5: | April: | 9.8% | |
| 6: | November: | 7.8% | |
| 7: | July: | 6.3% | |
| 8: | June: | 6.3% | |
| 9: | October: | 6.3% | |
| 10: | August: | 5.5% | |
| 11: | December: | 5.1% | |
| 12: | September: | 4.7% |

The bar graph below displays the busy days for online inquiries that were received by CanEquity's web site. Each day is a representation of the combined 6-year total of all instances of that day. In Guelph, the day with the most volume, generating 18.82% of all submissions, is Monday. In comparison, Saturday's are the slowest day with only 10.59% of all inquiries.
| Rank | Day of the Week | Percentage of Inquiries | |
|---|---|---|---|
| 1: | Monday: | 18.8% | |
| 2: | Tuesday: | 17.6% | |
| 3: | Wednesday: | 14.1% | |
| 4: | Thursday: | 14.1% | |
| 5: | Friday: | 12.6% | |
| 6: | Sunday: | 12.2% | |
| 7: | Saturday: | 10.6% |

Applications are received 24 hours a day from the CanEquity web site. The report shown below indicates the peak hours over a 24-hour period. The data is taken from all days of all years.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 00:00 to 00:59: | 1.2% |
| 01:00 to 01:59: | 1.2% |
| 03:00 to 03:59: | 0.4% |
| 04:00 to 04:59: | 0.8% |
| 05:00 to 05:59: | 1.6% |
| 06:00 to 06:59: | 2.4% |
| 07:00 to 07:59: | 2.7% |
| 08:00 to 08:59: | 6.3% |
| 09:00 to 09:59: | 6.3% |
| 10:00 to 10:59: | 6.7% |
| 11:00 to 11:59: | 9.0% |
| 12:00 to 12:59: | 9.0% |
| 13:00 to 13:59: | 5.5% |
| 14:00 to 14:59: | 7.1% |
| 15:00 to 15:59: | 5.9% |
| 16:00 to 16:59: | 5.9% |
| 17:00 to 17:59: | 5.1% |
| 18:00 to 18:59: | 6.3% |
| 19:00 to 19:59: | 6.7% |
| 20:00 to 20:59: | 2.4% |
| 21:00 to 21:59: | 3.9% |
| 22:00 to 22:59: | 2.7% |
| 23:00 to 23:59: | 1.2% |

| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 21.10% |
| British Columbia: | 10.87% |
| Manitoba: | 2.09% |
| New Brunswick: | 2.10% |
| Newfoundland and Labrador: | 1.15% |
| Nova Scotia: | 2.91% |
| Northwest Territories: | 0.32% |
| Nunavut: | 0.08% |
| Ontario: | 48.83% |
| Prince Edward Island: | 0.44% |
| Quebec: | 4.14% |
| Saskatchewan: | 5.07% |
| Yukon Territories: | 0.26% |

| Location | Contribution | |
|---|---|---|
| 010: | WINDSOR, ON | 0.845% |
| 011: | BURLINGTON, ON | 0.817% |
| 012: | OAKVILLE, ON | 0.716% |
| 013: | OSHAWA, ON | 0.657% |
| 014: | CAMBRIDGE, ON | 0.606% |
| 015: | GUELPH, ON | 0.599% |
| 016: | ST CATHARINES, ON | 0.554% |
| 017: | BRANTFORD, ON | 0.547% |
| 018: | RICHMOND HILL, ON | 0.545% |
| 019: | ETOBICOKE, ON | 0.542% |
| 020: | KINGSTON, ON | 0.533% |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| Qualification: | 24.7% | |
| First-time Buyer: | 22.0% | |
| Refinance: | 16.1% | |
| No Money Down: | 11.8% | |
| Renewal: | 9.4% | |
| Purchase: | 6.3% | |
| Pre-approval: | 2.4% | |
| Variable Rate: | 2.0% | |
| Low Doc: | 1.6% | |
| Commercial: | 1.6% | |
| Recreational: | 1.2% | |
| Other: | 1.2% | |
| Total Application Types Found: 13 | ||

Average age: 36
Oldest age: 67
Youngest age: 19
The amounts below are the average income of Canadians living in Guelph who have applied for a mortgage loan using the pre-approval application on the CanEquity Mortgage web site.
| Average annual gross income for | |
|---|---|
| mortgage applicants in Guelph: | $57,991.84 |
| applicants within all of Canada: | $58,582.39 |
| Difference: | ($590.55) |
| mortgage co-applicants in Guelph: | $39,175.91 |
| co-applicants within all of Canada: | $41,225.82 |
| Difference: | ($2,049.91) |
The pie chart below shows the residential status of people living in Guelph who have submitted a mortgage inquiry using CanEquity's online mortgage application.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 49.8% | |
| Own: | 44.3% | |
| Other: | 1.6% | |
| No Comment: | 0.8% | |
| Live with parents: | 3.5% |

The pie chart below represents the marital status of applicants from Guelph, Ontario using the mortgage application located at the CanEquity web site. In Guelph, over 63% of the mortgage applicants are living common-law or married, while only 36% are single, separated or divorced.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Married: | 48.2% | |
| Single: | 28.6% | |
| Common-law: | 15.7% | |
| Divorced: | 4.7% | |
| Separated: | 2.7% |
