Ontario Mortgage # 10896
Saskatchewan Mortgage # 311514
Real Estate Council of Alberta Authorized
BC Mortgage # X028126
- Last mortgage report update for Guelph: Wednesday, February 8, 2012   
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Guelph Mortgages

Ontario Mortgage Statistics, Graphs and Charts

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Yearly Volume Comparison for Online Mortgages from Guelph

Year Year to Year
Comparison
** National
Contribution
2011: 18.56% 0.13%
2010: 16.07% 0.11%
2009: 12.47% 0.09%
2008: 11.63% 0.08%
2007: 8.86% 0.06%
2006: 6.37% 0.04%
2005: 8.03% 0.06%
2004: 9.97% 0.07%
2003: 6.65% 0.04%
2002: 1.39% 0.01%

Note: ** Total national contribution of Guelph mortgages in the past is currently 0.68% with a projected target of 0.68%.

Monthly Volume History for Online Applications from Guelph

The following depicts the individual monthly volume history for Internet mortgage pre-approval applications sent from Guelph, ON.


Monthly Volume Report for Guelph Mortgages

Busy Months for Mortgage Inquiries within Guelph

The 6-year bar graph below shows the volumes of Internet applications received by CanEquity in each month for all years combined. The busiest months for mortgages from Guelph occur during our first quarter (represented by the brown bars) with 32.13% while our slowest is the third quarter (represented by the blue bars) with 19.39%.

RankMonth Percentage
of Inquiries
1: January: 12.2%
2: May: 11.4%
3: February: 10.0%
4: March: 10.0%
5: April: 9.1%
6: October: 8.3%
7: June: 8.0%
8: August: 6.9%
9: November: 6.7%
10: July: 6.4%
11: September: 6.1%
12: December: 5.0%
Busy Months Report for Guelph Mortgages

Busy Days for Online Applications within Guelph

The information below illustrates the busy days for online applications that were received by CanEquity. Each day is a total combined representation of the last 5 years of all occurrences of that day. In Guelph the busiest day, with 17.45% of all applications, is Monday. In comparison, Saturday's are the slowest day with only 11.91% of all inquiries.

Rank Day of the
Week
Percentage
of Inquiries
1: Monday: 17.4%
2: Tuesday: 15.0%
3: Friday: 14.7%
4: Wednesday: 14.7%
5: Thursday: 14.1%
6: Sunday: 12.2%
7: Saturday: 11.9%
Busy Days Report for Guelph Mortgages

Peak Hours for Based Mortgages within Guelph

In Guelph, applications are received 24 hours a day from the CanEquity web site. The following represents the busy hours over a 24-hour period. The data is taken from all days of all years. Only 33.5% of all mortgages are received before noon, while 64.3% arrive in the afternoon.


Time Period
(24 Hour)
Percentage
of Inquiries
00:00 to 00:59: 1.1%
01:00 to 01:59: 0.8%
02:00 to 02:59: 0.3%
03:00 to 03:59: 0.3%
04:00 to 04:59: 0.6%
05:00 to 05:59: 2.2%
06:00 to 06:59: 2.5%
07:00 to 07:59: 2.5%
08:00 to 08:59: 6.4%
09:00 to 09:59: 5.8%
10:00 to 10:59: 5.5%
11:00 to 11:59: 7.8%
12:00 to 12:59: 7.5%
13:00 to 13:59: 6.4%
14:00 to 14:59: 7.2%
15:00 to 15:59: 7.2%
16:00 to 16:59: 6.4%
17:00 to 17:59: 3.9%
18:00 to 18:59: 6.6%
19:00 to 19:59: 6.4%
20:00 to 20:59: 4.7%
21:00 to 21:59: 4.7%
22:00 to 22:59: 2.2%
23:00 to 23:59: 1.1%
Peak Hours Graph for Mortgages in Guelph

Ontario Mortgage Originations Compared to all other Provinces


Online Mortgage Origination
for the Province of
Percentage of
applications
Alberta: 20.94%
British Columbia: 10.57%
Manitoba: 2.06%
New Brunswick: 2.43%
Newfoundland and Labrador: 1.25%
Nova Scotia: 3.28%
Northwest Territories: 0.40%
Nunavut: 0.10%
Ontario 48.07%
Prince Edward Island: 0.53%
Quebec: 3.97%
Saskatchewan: 4.94%
Yukon Territories: 0.41%
Guelph Mortgages

Current City Standing within Ontario


Location Contribution
007:  KITCHENER, ON 1.048%
008:  SCARBOROUGH, ON 0.885%
009:  BARRIE, ON 0.823%
010:  WINDSOR, ON 0.804%
011:  BURLINGTON, ON 0.791%
012:  GUELPH, ON 0.681%
013:  OAKVILLE, ON 0.670%
014:  CAMBRIDGE, ON 0.642%
015:  OSHAWA, ON 0.627%
016:  ST CATHARINES, ON 0.540%
017:  ETOBICOKE, ON 0.529%

Nearest Settlements


1Milton, Ontario
2Hornby, Ontario
3Puslinch, Ontario
4Troy, Ontario
5Campbellville, Ontario
6New Dundee, Ontario
7Kitchener, Ontario
8Carlisle, Ontario
9Acton, Ontario
10Elmira, Ontario
11Waterloo, Ontario
12Cambridge, Ontario
13Fergus, Ontario
14Georgetown, Ontario
15Millgrove, Ontario
16Erin, Ontario
17Freelton, Ontario
18Ayr, Ontario
19Moorefield, Ontario
20Etobicoke, Ontario
21Kilbride, Ontario
22Wellesley, Ontario
23Waterdown, Ontario
24Halton Hills, Ontario
25Rockwood, Ontario
26Millbank, Ontario
27Listowel, Ontario
28Salem, Ontario
29Burlington, Ontario
30Mississauga, Ontario
31Kleinburg, Ontario
32Centre Wellington, Ontario
33Shakespeare, Ontario
34Princeton, Ontario
35Cheltenham, Ontario
36Lynden, Ontario
37St George, Ontario
38Elora, Ontario
39New Hamburg, Ontario
40Thornhill, Ontario
41Dundas, Ontario
42Willowdale, Ontario
43Alton, Ontario
44Baden, Ontario
45Copetown, Ontario
46Hillsburgh, Ontario
47Ancaster, Ontario
48Don Mills, Ontario
49York, Ontario
50Tavistock, Ontario
51North York, Ontario
52Oakville, Ontario
53Vaughan, Ontario
54Brampton, Ontario
55Drayton, Ontario
56Downsview, Ontario
57Bright, Ontario
58Bolton, Ontario
59Stoney Creek, Ontario
60Burford, Ontario
61Scarborough, Ontario
62Unionville, Ontario
63Concord, Ontario
64Woodbridge, Ontario
65Harriston, Ontario
66Toronto, Ontario
67St Marys, Ontario
68Brantford, Ontario
69Schomberg, Ontario
70Palgrave, Ontario
71Innerkip, Ontario
72East York, Ontario
73Caledonia, Ontario
74St George Brant, Ontario
75Arthur, Ontario
76Paris, Ontario
77Hamilton, Ontario
78Orangeville, Ontario
79Ohsweken, Ontario
80Hannon, Ontario
81Stratford, Ontario
82Terra Cotta, Ontario


Product Popularity for Guelph


Mortgage Application
Form Type
  Percentage
of Inquiries
Qualification: 23.3%
First-time Buyer: 22.4%
Purchase: 14.4%
Refinance: 12.2%
No Money Down: 11.4%
Renewal: 7.5%
Pre-approval: 2.5%
Commercial: 1.7%
Low Doc: 1.4%
Variable Rate: 1.4%
Other: 2%
 
Total Application Types Found: 14
 Guelph Mortgage Product Popularity Pie Chart

Age Demographics for Guelph Based Mortgages

Average age: 36
Oldest age: 70
Youngest age: 19


Incomes for Guelph Based Mortgages

The information below represents the average income of applicants living in Guelph who have applied for a loan using the online application located at the CanEquity web site.

Average annual gross income for
mortgage applicants in Guelph: $57,029.07
applicants within all of Canada: $59,498.47
Difference: ($2,469.39)
  
mortgage co-applicants in Guelph: $40,595.06
co-applicants within all of Canada: $42,403.13
Difference: ($1,808.08)

Note: Commercial loans were not included for this section, only residential mortgages were used.

Residential Status for Guelph Mortgage Applicants

The following table represents the residential status of people living in Guelph who have applied for a mortgage loan using the pre-approval application on the CanEquity Mortgage web site.

Residential Status of
Mortgage Applicant
  Percentage
of Inquiries
Rent: 54.3%
Own: 38.0%
Other: 2.2%
No Comment: 0.6%
Live with parents: 5.0%
Guelph Residential Status Pie Chart

Marital Statistics for Guelph Mortgage Applicants

The information below shows the marital status of applicants from Guelph, Ontario using the online mortgage application found on the CanEquity Mortgage web site. In Guelph, over 63% of the mortgage applicants are living with someone, while only 36% are single, separated or divorced.

Marital Status of
Mortgage Applicant
  Percentage
of Inquiries
Married: 46.5%
Single: 27.7%
Common-law: 16.9%
Divorced: 4.4%
Separated: 4.2%
Widowed: 0.3%
Guelph Marital Status Pie Chart