Guelph Mortgage
Information, Statisitics & Reports
Information, Statisitics & Reports
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| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2008: | * 10.78% | * 0.06% |
| 2007: | 19.16% | 0.11% |
| 2006: | 13.77% | 0.08% |
| 2005: | 17.36% | 0.10% |
| 2004: | 21.56% | 0.12% |
| 2003: | 14.37% | 0.08% |
| 2002: | 2.99% | 0.02% |
The 6-year bar graph below illustrates CanEquity's individual monthly volume history for Internet applications sent from Guelph, ON.
The following shows the volumes of online mortgage applications received by CanEquity in each month for all years combined. The busiest months for mortgages from Guelph seem to occur during our first quarter (represented by the brown bars) with 39.52% while our slowest is the third quarter (represented by the blue bars) with 13.17%.
| Rank | Month | Percentage of Inquiries | |
|---|---|---|---|
| 1: | January: | 14.4% | |
| 2: | March: | 13.2% | |
| 3: | April: | 12.0% | |
| 4: | February: | 12.0% | |
| 5: | May: | 9.6% | |
| 6: | November: | 8.4% | |
| 7: | October: | 7.2% | |
| 8: | July: | 6.0% | |
| 9: | June: | 6.0% | |
| 10: | December: | 4.2% | |
| 11: | August: | 4.2% | |
| 12: | September: | 3.0% |
The graph listed below shows the busy days for Internet mortgage applications that were received by our web site. A combined total of all occurrences of each day are represented for the past 5 years. In Guelph, the day with the most volume, having more than 22.16% of all applications, is Monday. In comparison, Saturday's are the slowest day with only 9.58% of all inquiries.
| Rank | Day of the Week | Percentage of Inquiries | |
|---|---|---|---|
| 1: | Monday: | 22.2% | |
| 2: | Tuesday: | 18.0% | |
| 3: | Thursday: | 15.0% | |
| 4: | Friday: | 12.6% | |
| 5: | Wednesday: | 12.6% | |
| 6: | Sunday: | 10.2% | |
| 7: | Saturday: | 9.6% |
Guelph mortgage applications are received 24 hours a day via the CanEquity web site. The graph shown below represents the busy hours in the day. The data is taken from all days of all years. Only 38.3% of all mortgages are received before noon, while 59.3% arrive in the afternoon.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 00:00 to 00:59: | 1.8% |
| 01:00 to 01:59: | 0.6% |
| 04:00 to 04:59: | 1.2% |
| 05:00 to 05:59: | 2.4% |
| 06:00 to 06:59: | 3.0% |
| 07:00 to 07:59: | 1.8% |
| 08:00 to 08:59: | 7.8% |
| 09:00 to 09:59: | 8.4% |
| 10:00 to 10:59: | 6.0% |
| 11:00 to 11:59: | 7.8% |
| 12:00 to 12:59: | 7.8% |
| 13:00 to 13:59: | 5.4% |
| 14:00 to 14:59: | 6.6% |
| 15:00 to 15:59: | 6.0% |
| 16:00 to 16:59: | 6.6% |
| 17:00 to 17:59: | 5.4% |
| 18:00 to 18:59: | 5.4% |
| 19:00 to 19:59: | 7.8% |
| 20:00 to 20:59: | 2.4% |
| 21:00 to 21:59: | 1.8% |
| 22:00 to 22:59: | 3.0% |
| 23:00 to 23:59: | 1.2% |
| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 21.01% |
| British Columbia: | 11.48% |
| Manitoba: | 2.11% |
| New Brunswick: | 2.02% |
| Newfoundland and Labrador: | 1.14% |
| Nova Scotia: | 2.78% |
| Northwest Territories: | 0.30% |
| Nunavut: | 0.08% |
| Ontario: | 48.62% |
| Prince Edward Island: | 0.35% |
| Quebec: | 3.80% |
| Saskatchewan: | 5.59% |
| Yukon Territories: | 0.21% |
| Location | Contribution | |
|---|---|---|
| 012: | OAKVILLE, ON | 0.705% |
| 013: | OSHAWA, ON | 0.645% |
| 014: | ST CATHARINES, ON | 0.573% |
| 015: | BRANTFORD, ON | 0.569% |
| 016: | ETOBICOKE, ON | 0.556% |
| 017: | GUELPH, ON | 0.553% |
| 018: | CAMBRIDGE, ON | 0.540% |
| 019: | RICHMOND HILL, ON | 0.533% |
| 020: | NORTH YORK, ON | 0.503% |
| 021: | KINGSTON, ON | 0.490% |
| 022: | MARKHAM, ON | 0.437% |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| Qualification: | 25.1% | |
| First-time Buyer: | 20.4% | |
| Refinance: | 18.0% | |
| No Money Down: | 13.2% | |
| Renewal: | 7.2% | |
| Purchase: | 6.0% | |
| Commercial: | 2.4% | |
| Pre-approval: | 1.8% | |
| Recreational: | 1.8% | |
| Variable Rate: | 1.8% | |
| Low Doc: | 1.2% | |
| Other: | 1.2% | |
| Total Application Types Found: 13 | ||
Average age: 36
Oldest age: 67
Youngest age: 19
The figures below represent the average income of applicants living in Guelph who have submitted an inquiry using the pre-approval application on CanEquity's web site.
| Average annual gross income for | |
|---|---|
| mortgage applicants in Guelph: | $56,857.56 |
| applicants within all of Canada: | $56,384.30 |
| Difference: | $473.26 |
| mortgage co-applicants in Guelph: | $37,898.24 |
| co-applicants within all of Canada: | $39,375.53 |
| Difference: | ($1,477.30) |
The pie chart below shows the residential status of people living in Guelph who have applied for a mortgage using the CanEquity mortgage application.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 49.1% | |
| Own: | 44.9% | |
| Other: | 0.6% | |
| No Comment: | 1.2% | |
| Live with parents: | 4.2% |
The pie chart below represents the marital status of applicants from Guelph, Ontario using the online mortgage application found on the CanEquity Mortgage web site. Approximately 62% of the mortgage applicants are living common-law or married, while only 37% are single, separated or divorced.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Married: | 46.7% | |
| Single: | 28.7% | |
| Common-law: | 15.6% | |
| Divorced: | 5.4% | |
| Separated: | 3.6% |
