Canadian Mortgage Rates,
Calculators, News & Insurance
Calculators, News & Insurance
| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2011: | 10.53% | 0.01% |
| 2010: | 5.26% | 0.00% |
| 2009: | 5.26% | 0.00% |
| 2008: | 21.05% | 0.01% |
| 2007: | 10.53% | 0.01% |
| 2006: | 5.26% | 0.00% |
| 2005: | 15.79% | 0.01% |
| 2004: | 10.53% | 0.01% |
| 2003: | 15.79% | 0.01% |
The bar graph listed below plots the busy days for online applications that were received by CanEquity's web site. Each day is a total combined representation of the last 5 years of all occurrences of that day. In Huntsville the most busy day of the week, with 26.32% of all inquiries, is Thursday. In comparison, Sunday's are the slowest day with only 7.89% of all inquiries.
| Rank | Day of the Week | Percentage of Inquiries | |
|---|---|---|---|
| 1: | Thursday: | 26.3% | |
| 2: | Monday: | 15.8% | |
| 3: | Tuesday: | 15.8% | |
| 4: | Friday: | 15.8% | |
| 5: | Saturday: | 10.5% | |
| 6: | Wednesday: | 7.9% | |
| 7: | Sunday: | 7.9% |
In Huntsville, inquiries are received 24 hours a day via the CanEquity web site. The information shown below indicates the busy hours over a 24-hour period. The data is taken from all days of all years. Only 31.6% of all mortgages are received during the morning, while 68.4% arrive in the afternoon.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 05:00 to 05:59: | 5.3% |
| 07:00 to 07:59: | 5.3% |
| 08:00 to 08:59: | 2.6% |
| 09:00 to 09:59: | 2.6% |
| 10:00 to 10:59: | 10.5% |
| 11:00 to 11:59: | 5.3% |
| 12:00 to 12:59: | 18.4% |
| 13:00 to 13:59: | 10.5% |
| 14:00 to 14:59: | 5.3% |
| 15:00 to 15:59: | 2.6% |
| 18:00 to 18:59: | 2.6% |
| 19:00 to 19:59: | 21.1% |
| 20:00 to 20:59: | 2.6% |
| 21:00 to 21:59: | 2.6% |
| 23:00 to 23:59: | 2.6% |
| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 20.94% |
| British Columbia: | 10.57% |
| Manitoba: | 2.06% |
| New Brunswick: | 2.43% |
| Newfoundland and Labrador: | 1.25% |
| Nova Scotia: | 3.28% |
| Northwest Territories: | 0.40% |
| Nunavut: | 0.10% |
| Ontario: | 48.07% |
| Prince Edward Island: | 0.53% |
| Quebec: | 3.97% |
| Saskatchewan: | 4.94% |
| Yukon Territories: | 0.41% |
| Location | Contribution | |
|---|---|---|
| 089: | BROOKLIN, ON | 0.076% |
| 090: | PORT COLBORNE, ON | 0.076% |
| 091: | PARIS, ON | 0.076% |
| 092: | NAPANEE, ON | 0.074% |
| 093: | EAST YORK, ON | 0.074% |
| 094: | HUNTSVILLE, ON | 0.072% |
| 095: | AMHERSTBURG, ON | 0.070% |
| 096: | INGERSOLL, ON | 0.070% |
| 097: | TECUMSEH, ON | 0.070% |
| 098: | HANOVER, ON | 0.066% |
| 099: | PICTON, ON | 0.064% |
| 1 | Sprucedale, Ontario |
| 2 | Kearney, Ontario |
| 3 | Novar, Ontario |
| 4 | Burks Falls, Ontario |
| 5 | Port Sydney, Ontario |
| 6 | Parry Sound, Ontario |
| 7 | South River, Ontario |
| 8 | Nobel, Ontario |
| 9 | Port Carling, Ontario |
| 10 | Rosseau, Ontario |
| 11 | Dorset, Ontario |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| Refinance: | 23.7% | |
| No Money Down: | 23.7% | |
| First-time Buyer: | 23.7% | |
| Qualification: | 18.4% | |
| Renewal: | 2.6% | |
| Purchase: | 2.6% | |
| Low Doc: | 2.6% | |
| HELOC: | 2.6% | |
| Total Application Types Found: 8 | ||
Average age: 36
Oldest age: 54
Youngest age: 19
The following figures show the average income of applicants living in Huntsville who have submitted an inquiry using the pre-approval application on CanEquity's web site.
| Average annual gross income for | |
|---|---|
| mortgage applicants in Huntsville: | $62,542.00 |
| applicants within all of Canada: | $59,498.47 |
| Difference: | $3,043.53 |
| mortgage co-applicants in Huntsville: | $32,733.50 |
| co-applicants within all of Canada: | $42,403.13 |
| Difference: | ($9,669.63) |
The pie chart below shows the residential status of people living in Huntsville who have applied for a home loan using CanEquity's preapproval application.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 60.5% | |
| Own: | 39.5% |
The following table and pie chart represents the marital status of applicants from Huntsville, Ontario using the mortgage application located at canequity.com. 65% of the mortgage applicants are either married or living common-law, while only 34% are not married or separated.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Married: | 52.6% | |
| Single: | 26.3% | |
| Common-law: | 13.2% | |
| Divorced: | 5.3% | |
| Separated: | 2.6% |
