Canadian Mortgage Rates,
Calculators, News & Insurance
Calculators, News & Insurance
| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2011: | 11.54% | 0.01% |
| 2010: | 7.69% | 0.00% |
| 2009: | 19.23% | 0.01% |
| 2008: | 11.54% | 0.01% |
| 2007: | 11.54% | 0.01% |
| 2006: | 23.08% | 0.01% |
| 2005: | 11.54% | 0.01% |
| 2003: | 3.85% | 0.00% |
The graph listed below illustrates the busy days for online inquiries that were received by our web site. Each day is a representation of the combined 6-year total of all instances of that day. In Kapuskasing, the day with the most volume, generating 34.62% of all submissions, is Tuesday. In comparison, Sunday's are the slowest day with only 3.85% of all inquiries.
| Rank | Day of the Week | Percentage of Inquiries | |
|---|---|---|---|
| 1: | Tuesday: | 34.6% | |
| 2: | Saturday: | 23.1% | |
| 3: | Wednesday: | 15.4% | |
| 4: | Thursday: | 11.5% | |
| 5: | Monday: | 7.7% | |
| 6: | Friday: | 3.9% | |
| 7: | Sunday: | 3.9% |
Kapuskasing mortgage applications are received 24 hours a day via our web site. The following indicates the busy hours over a 24-hour period. The data is taken from all days of all years. Only 30.8% of all mortgages are received before noon, while 69.2% arrive in the afternoon.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 07:00 to 07:59: | 7.7% |
| 08:00 to 08:59: | 3.8% |
| 09:00 to 09:59: | 7.7% |
| 10:00 to 10:59: | 3.8% |
| 11:00 to 11:59: | 7.7% |
| 12:00 to 12:59: | 3.8% |
| 13:00 to 13:59: | 7.7% |
| 14:00 to 14:59: | 7.7% |
| 15:00 to 15:59: | 15.4% |
| 16:00 to 16:59: | 7.7% |
| 17:00 to 17:59: | 7.7% |
| 20:00 to 20:59: | 11.5% |
| 21:00 to 21:59: | 7.7% |
| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 20.94% |
| British Columbia: | 10.57% |
| Manitoba: | 2.06% |
| New Brunswick: | 2.43% |
| Newfoundland and Labrador: | 1.25% |
| Nova Scotia: | 3.28% |
| Northwest Territories: | 0.40% |
| Nunavut: | 0.10% |
| Ontario: | 48.07% |
| Prince Edward Island: | 0.53% |
| Quebec: | 3.97% |
| Saskatchewan: | 4.94% |
| Yukon Territories: | 0.41% |
| Location | Contribution | |
|---|---|---|
| 124: | GANANOQUE, ON | 0.051% |
| 125: | STURGEON FALLS, ON | 0.051% |
| 126: | NEWCASTLE, ON | 0.051% |
| 127: | PRESCOTT, ON | 0.051% |
| 128: | PEFFERLAW, ON | 0.049% |
| 129: | KAPUSKASING, ON | 0.049% |
| 130: | KENORA, ON | 0.049% |
| 131: | PORT ELGIN, ON | 0.049% |
| 132: | RENFREW, ON | 0.049% |
| 133: | TOTTENHAM, ON | 0.049% |
| 134: | BRIGHTON, ON | 0.049% |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| First-time Buyer: | 30.8% | |
| No Money Down: | 26.9% | |
| Qualification: | 19.2% | |
| Purchase: | 7.7% | |
| Pre-approval: | 7.7% | |
| Refinance: | 3.8% | |
| Variable Rate: | 3.8% | |
| Total Application Types Found: 7 | ||
Average age: 37
Oldest age: 50
Youngest age: 22
The figures below represent the average income of applicants living in Kapuskasing who have applied for a home loan using CanEquity's pre-approval application.
| Average annual gross income for | |
|---|---|
| mortgage applicants in Kapuskasing: | $42,471.91 |
| applicants within all of Canada: | $59,498.47 |
| Difference: | ($17,026.55) |
| mortgage co-applicants in Kapuskasing: | $39,746.67 |
| co-applicants within all of Canada: | $42,403.13 |
| Difference: | ($2,656.46) |
The following table represents the residential status of people living in Kapuskasing who have submitted a mortgage inquiry using the pre-approval application on CanEquity's web site.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 88.5% | |
| Own: | 11.5% |
The pie chart below represents the marital status of applicants from Kapuskasing, Ontario using the mortgage application located at the CanEquity web site. 73% of the mortgage applicants are either married or living common-law, while only 26% are not married or separated.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Married: | 50.0% | |
| Single: | 26.9% | |
| Common-law: | 23.1% |
