Canadian Mortgage Rates,
Calculators, News & Insurance
Calculators, News & Insurance
| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2011: | 15.63% | 0.01% |
| 2010: | 15.63% | 0.01% |
| 2009: | 9.38% | 0.01% |
| 2008: | 3.13% | 0.00% |
| 2007: | 18.75% | 0.01% |
| 2006: | 12.50% | 0.01% |
| 2005: | 9.38% | 0.01% |
| 2004: | 6.25% | 0.00% |
| 2003: | 9.38% | 0.01% |
The graph below compares the busy days for mortgage inquiries that were received by CanEquity's web site. A combined total of all occurrences of each day are represented for the past 5 years. In Kemptville the most busy day of the week, with 21.88% of all applications, is Monday. In comparison, Thursday's are the slowest day with only 9.38% of all inquiries.
| Rank | Day of the Week | Percentage of Inquiries | |
|---|---|---|---|
| 1: | Monday: | 21.9% | |
| 2: | Wednesday: | 21.9% | |
| 3: | Friday: | 18.8% | |
| 4: | Saturday: | 15.6% | |
| 5: | Tuesday: | 12.5% | |
| 6: | Thursday: | 9.4% |
In Kemptville, mortgage applications are received 24 hours a day via the CanEquity web site. The following represents the busy hours over a 24-hour period. The data is taken from all days of all years.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 06:00 to 06:59: | 9.4% |
| 07:00 to 07:59: | 3.1% |
| 08:00 to 08:59: | 15.6% |
| 09:00 to 09:59: | 6.3% |
| 10:00 to 10:59: | 6.3% |
| 11:00 to 11:59: | 9.4% |
| 12:00 to 12:59: | 6.3% |
| 13:00 to 13:59: | 6.3% |
| 14:00 to 14:59: | 6.3% |
| 15:00 to 15:59: | 3.1% |
| 16:00 to 16:59: | 3.1% |
| 17:00 to 17:59: | 3.1% |
| 19:00 to 19:59: | 12.5% |
| 20:00 to 20:59: | 3.1% |
| 22:00 to 22:59: | 6.3% |
| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 20.94% |
| British Columbia: | 10.57% |
| Manitoba: | 2.06% |
| New Brunswick: | 2.43% |
| Newfoundland and Labrador: | 1.25% |
| Nova Scotia: | 3.28% |
| Northwest Territories: | 0.40% |
| Nunavut: | 0.10% |
| Ontario: | 48.07% |
| Prince Edward Island: | 0.53% |
| Quebec: | 3.97% |
| Saskatchewan: | 4.94% |
| Yukon Territories: | 0.41% |
| Location | Contribution | |
|---|---|---|
| 105: | DELHI, ON | 0.062% |
| 106: | DUNNVILLE, ON | 0.062% |
| 107: | PORT PERRY, ON | 0.062% |
| 108: | WALLACEBURG, ON | 0.062% |
| 109: | CARLETON PLACE, ON | 0.062% |
| 110: | KEMPTVILLE, ON | 0.060% |
| 111: | BEAMSVILLE, ON | 0.060% |
| 112: | CALEDON, ON | 0.060% |
| 113: | ELLIOT LAKE, ON | 0.060% |
| 114: | BANCROFT, ON | 0.060% |
| 115: | GODERICH, ON | 0.059% |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| Refinance: | 28.1% | |
| Renewal: | 15.6% | |
| Purchase: | 15.6% | |
| Qualification: | 15.6% | |
| No Money Down: | 12.5% | |
| First-time Buyer: | 6.3% | |
| Pre-approval: | 3.1% | |
| Commercial: | 3.1% | |
| Total Application Types Found: 8 | ||
Average age: 41
Oldest age: 55
Youngest age: 20
The amounts below are the average income of Canadians living in Kemptville who have applied for a home loan using CanEquity's online mortgage application.
| Average annual gross income for | |
|---|---|
| mortgage applicants in Kemptville: | $60,545.43 |
| applicants within all of Canada: | $59,498.47 |
| Difference: | $1,046.97 |
| mortgage co-applicants in Kemptville: | $34,909.14 |
| co-applicants within all of Canada: | $42,403.13 |
| Difference: | ($7,493.99) |
The following table represents the residential status of people living in Kemptville who have applied for a loan using the online application located at the CanEquity web site.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 31.3% | |
| Own: | 62.5% | |
| Other: | 3.1% | |
| No Comment: | 3.1% |
The following information represents the marital status of applicants from Kemptville, Ontario using the mortgage preapproval application located at the CanEquity web site. In Kemptville, approximately 68% of the mortgage applicants are living common-law or married, while only 31% are single, separated or divorced.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Married: | 46.9% | |
| Common-law: | 21.9% | |
| Single: | 21.9% | |
| Separated: | 9.4% |
