Canadian Mortgage Rates,
Calculators, News & Insurance
Calculators, News & Insurance
| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2011: | 32.00% | 0.01% |
| 2010: | 8.00% | 0.00% |
| 2009: | 8.00% | 0.00% |
| 2008: | 4.00% | 0.00% |
| 2007: | 8.00% | 0.00% |
| 2006: | 12.00% | 0.01% |
| 2005: | 16.00% | 0.01% |
| 2004: | 4.00% | 0.00% |
| 2003: | 8.00% | 0.00% |
The information below shows the busy days for online inquiries that were received by our web site. Each day is a total combined representation of the last 5 years of all occurrences of that day. In Kincardine the most busy day of the week, with 24.00% of all applications, is Monday. In comparison, Saturday's are the slowest day with only 8.00% of all inquiries.
| Rank | Day of the Week | Percentage of Inquiries | |
|---|---|---|---|
| 1: | Monday: | 24.0% | |
| 2: | Friday: | 20.0% | |
| 3: | Sunday: | 16.0% | |
| 4: | Tuesday: | 12.0% | |
| 5: | Thursday: | 12.0% | |
| 6: | Wednesday: | 8.0% | |
| 7: | Saturday: | 8.0% |
In Kincardine, mortgages are received 24 hours a day via the CanEquity web site. The following indicates the busy hours within a 24-hour period. The data is taken from all days of all years.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 07:00 to 07:59: | 12.0% |
| 08:00 to 08:59: | 12.0% |
| 09:00 to 09:59: | 8.0% |
| 10:00 to 10:59: | 4.0% |
| 11:00 to 11:59: | 20.0% |
| 13:00 to 13:59: | 4.0% |
| 15:00 to 15:59: | 8.0% |
| 16:00 to 16:59: | 4.0% |
| 17:00 to 17:59: | 8.0% |
| 18:00 to 18:59: | 4.0% |
| 19:00 to 19:59: | 4.0% |
| 20:00 to 20:59: | 8.0% |
| 23:00 to 23:59: | 4.0% |
| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 20.94% |
| British Columbia: | 10.57% |
| Manitoba: | 2.06% |
| New Brunswick: | 2.43% |
| Newfoundland and Labrador: | 1.25% |
| Nova Scotia: | 3.28% |
| Northwest Territories: | 0.40% |
| Nunavut: | 0.10% |
| Ontario: | 48.07% |
| Prince Edward Island: | 0.53% |
| Quebec: | 3.97% |
| Saskatchewan: | 4.94% |
| Yukon Territories: | 0.41% |
| Location | Contribution | |
|---|---|---|
| 132: | RENFREW, ON | 0.049% |
| 133: | TOTTENHAM, ON | 0.049% |
| 134: | BRIGHTON, ON | 0.049% |
| 135: | CHELMSFORD, ON | 0.047% |
| 136: | ARNPRIOR, ON | 0.047% |
| 137: | KINCARDINE, ON | 0.047% |
| 138: | PORT DOVER, ON | 0.047% |
| 139: | GRAVENHURST, ON | 0.045% |
| 140: | KIRKLAND LAKE, ON | 0.045% |
| 141: | ELMIRA, ON | 0.045% |
| 142: | FRANKFORD, ON | 0.045% |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| Qualification: | 24.0% | |
| Purchase: | 20.0% | |
| Refinance: | 16.0% | |
| First-time Buyer: | 16.0% | |
| No Money Down: | 12.0% | |
| Renewal: | 8.0% | |
| Variable Rate: | 4.0% | |
| Total Application Types Found: 7 | ||
Average age: 41
Oldest age: 73
Youngest age: 23
The following depicts the average income of Canadians living in Kincardine who have applied for a loan using the online application located at the CanEquity web site.
| Average annual gross income for | |
|---|---|
| mortgage applicants in Kincardine: | $75,972.80 |
| applicants within all of Canada: | $59,498.47 |
| Difference: | $16,474.33 |
| mortgage co-applicants in Kincardine: | $36,120.00 |
| co-applicants within all of Canada: | $42,403.13 |
| Difference: | ($6,283.13) |
The table and pie chart below represents the residential status of people living in Kincardine who have applied for a mortgage using CanEquity's preapproval application.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 36.0% | |
| Own: | 52.0% | |
| Live with parents: | 12.0% |
The following table and pie chart represents the marital status of applicants from Kincardine, Ontario using the mortgage application found at canequity.com. Over 64% of the mortgage applicants are living common-law or married, while only 32% are single, separated or divorced.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Married: | 60.0% | |
| Single: | 28.0% | |
| Separated: | 4.0% | |
| Common-law: | 4.0% | |
| Widowed: | 4.0% |
