| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2010: | * 8.77% | * 0.05% |
| 2009: | 17.54% | 0.09% |
| 2008: | 14.04% | 0.07% |
| 2007: | 12.28% | 0.07% |
| 2006: | 11.40% | 0.06% |
| 2005: | 11.84% | 0.06% |
| 2004: | 10.53% | 0.06% |
| 2003: | 7.89% | 0.04% |
| 2002: | 5.70% | 0.03% |
The bar graph below displays the individual monthly volume history for Internet mortgage applications from Kingston, ON.

This graph depicts the volumes of applications received by CanEquity in each month for all years combined. The busiest months for mortgages from Kingston mostly occur during our first quarter (represented by the brown bars) with 33.33% while our slowest is the fourth quarter (represented by the red bars) with 19.74%.
| Rank | Month | Percentage of Inquiries | |
|---|---|---|---|
| 1: | March: | 14.9% | |
| 2: | February: | 11.8% | |
| 3: | April: | 11.0% | |
| 4: | September: | 9.7% | |
| 5: | July: | 9.2% | |
| 6: | October: | 7.5% | |
| 7: | November: | 6.6% | |
| 8: | January: | 6.6% | |
| 9: | June: | 6.6% | |
| 10: | December: | 5.7% | |
| 11: | August: | 5.7% | |
| 12: | May: | 4.8% |

The bar graph listed below plots the busy days for mortgage inquiries that were received by our web site. Each day is a representation of the combined 6-year total of all instances of that day. In Kingston, the day with the most volume, generating 19.74% of all applications, is Tuesday. In comparison, Saturday's are the slowest day with only 10.53% of all inquiries.
| Rank | Day of the Week | Percentage of Inquiries | |
|---|---|---|---|
| 1: | Tuesday: | 19.7% | |
| 2: | Monday: | 17.5% | |
| 3: | Friday: | 15.4% | |
| 4: | Wednesday: | 13.6% | |
| 5: | Thursday: | 12.7% | |
| 6: | Sunday: | 10.5% | |
| 7: | Saturday: | 10.5% |

In Kingston, inquiries are received 24 hours a day from the CanEquity web site. The information shown below represents the peak hours over a 24-hour period. The data is taken from all days of all years.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 00:00 to 00:59: | 0.9% |
| 02:00 to 02:59: | 0.9% |
| 03:00 to 03:59: | 0.4% |
| 04:00 to 04:59: | 0.9% |
| 05:00 to 05:59: | 0.9% |
| 06:00 to 06:59: | 5.3% |
| 07:00 to 07:59: | 4.4% |
| 08:00 to 08:59: | 3.1% |
| 09:00 to 09:59: | 8.3% |
| 10:00 to 10:59: | 8.3% |
| 11:00 to 11:59: | 7.0% |
| 12:00 to 12:59: | 6.1% |
| 13:00 to 13:59: | 6.1% |
| 14:00 to 14:59: | 7.0% |
| 15:00 to 15:59: | 5.3% |
| 16:00 to 16:59: | 5.7% |
| 17:00 to 17:59: | 7.9% |
| 18:00 to 18:59: | 4.8% |
| 19:00 to 19:59: | 3.9% |
| 20:00 to 20:59: | 3.5% |
| 21:00 to 21:59: | 4.8% |
| 22:00 to 22:59: | 3.1% |
| 23:00 to 23:59: | 1.3% |

| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 21.11% |
| British Columbia: | 10.86% |
| Manitoba: | 2.09% |
| New Brunswick: | 2.11% |
| Newfoundland and Labrador: | 1.15% |
| Nova Scotia: | 2.91% |
| Northwest Territories: | 0.32% |
| Nunavut: | 0.08% |
| Ontario: | 48.83% |
| Prince Edward Island: | 0.44% |
| Quebec: | 4.15% |
| Saskatchewan: | 5.06% |
| Yukon Territories: | 0.26% |

| Location | Contribution | |
|---|---|---|
| 015: | GUELPH, ON | 0.600% |
| 016: | ST CATHARINES, ON | 0.553% |
| 017: | BRANTFORD, ON | 0.546% |
| 018: | RICHMOND HILL, ON | 0.546% |
| 019: | ETOBICOKE, ON | 0.546% |
| 020: | KINGSTON, ON | 0.534% |
| 021: | NORTH YORK, ON | 0.480% |
| 022: | MARKHAM, ON | 0.447% |
| 023: | AJAX, ON | 0.405% |
| 024: | WATERLOO, ON | 0.398% |
| 025: | THUNDER BAY, ON | 0.396% |
| 1 | Gananoque, Ontario |
| 2 | Seeleys Bay, Ontario |
| 3 | Athens, Ontario |
| 4 | Prescott, Ontario |
| 5 | Sydenham, Ontario |
| 6 | Amherstview, Ontario |
| 7 | Brockville, Ontario |
| 8 | Mallorytown, Ontario |
| 9 | Elgin, Ontario |
| 10 | Lyn, Ontario |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| Qualification: | 22.4% | |
| First-time Buyer: | 18.4% | |
| Refinance: | 16.7% | |
| No Money Down: | 16.2% | |
| Renewal: | 9.6% | |
| Purchase: | 7.5% | |
| Pre-approval: | 2.6% | |
| Low Doc: | 2.2% | |
| Variable Rate: | 1.8% | |
| Commercial: | 1.3% | |
| Other: | 1.2% | |
| Total Application Types Found: 13 | ||

Average age: 39
Oldest age: 79
Youngest age: 21
The information below represents the average income of Canadians living in Kingston who have applied for a loan using the pre-approval application on CanEquity's web site.
| Average annual gross income for | |
|---|---|
| mortgage applicants in Kingston: | $56,347.09 |
| applicants within all of Canada: | $58,592.40 |
| Difference: | ($2,245.32) |
| mortgage co-applicants in Kingston: | $44,864.32 |
| co-applicants within all of Canada: | $41,278.89 |
| Difference: | $3,585.42 |
The pie chart below shows the residential status of people living in Kingston who have applied for a mortgage using the pre-approval application on CanEquity's web site.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 50.0% | |
| Own: | 42.5% | |
| Other: | 3.1% | |
| No Comment: | 2.2% | |
| Live with parents: | 2.2% |

The pie chart below represents the marital status of applicants from Kingston, Ontario using the mortgage application found on the CanEquity Mortgage web site. In Kingston, 61% of the mortgage applicants are living together with someone, while only 37% are not married or separated.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Married: | 46.9% | |
| Single: | 27.2% | |
| Common-law: | 14.9% | |
| Separated: | 5.3% | |
| Divorced: | 4.8% | |
| Widowed: | 0.9% |
