Canadian Mortgage Rates,
Calculators, News & Insurance
Calculators, News & Insurance
| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2011: | 1.92% | 0.00% |
| 2010: | 15.39% | 0.01% |
| 2009: | 7.69% | 0.01% |
| 2008: | 17.31% | 0.02% |
| 2007: | 7.69% | 0.01% |
| 2006: | 9.62% | 0.01% |
| 2005: | 11.54% | 0.01% |
| 2004: | 19.23% | 0.02% |
| 2003: | 5.77% | 0.01% |
| 2002: | 3.85% | 0.00% |
The following illustrates the volumes of applications received by CanEquity in each month for all years combined. The busiest months for mortgages from Lasalle mostly occur during our second quarter (represented by the green bars) with 38.46% while our slowest is the fourth quarter (represented by the red bars) with 11.54%.
| Rank | Month | Percentage of Inquiries | |
|---|---|---|---|
| 1: | April: | 19.2% | |
| 2: | January: | 11.5% | |
| 3: | June: | 11.5% | |
| 4: | March: | 9.6% | |
| 5: | September: | 9.6% | |
| 6: | May: | 7.7% | |
| 7: | August: | 7.7% | |
| 8: | February: | 5.8% | |
| 9: | July: | 5.8% | |
| 10: | October: | 5.8% | |
| 11: | November: | 3.9% | |
| 12: | December: | 1.9% |
The information listed below displays the busy days for online inquiries that were received by CanEquity's web site. Each day represents a combined total of all occurrences of that day in the past 5 years. In Lasalle, the day with the most volume, generating 23.08% of all applications, is Tuesday. In comparison, Saturday's are the slowest day with only 3.85% of all inquiries.
| Rank | Day of the Week | Percentage of Inquiries | |
|---|---|---|---|
| 1: | Tuesday: | 23.1% | |
| 2: | Monday: | 19.2% | |
| 3: | Wednesday: | 19.2% | |
| 4: | Friday: | 15.4% | |
| 5: | Sunday: | 9.6% | |
| 6: | Thursday: | 9.6% | |
| 7: | Saturday: | 3.9% |
In Lasalle, mortgages are received 24 hours a day via the CanEquity web site. The statistics shown below indicates the rush hours within a 24-hour period. The data is taken from all days of all years. Only 34.6% of all mortgages are received before noon, while 65.4% arrive in the afternoon.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 06:00 to 06:59: | 5.8% |
| 09:00 to 09:59: | 5.8% |
| 10:00 to 10:59: | 15.4% |
| 11:00 to 11:59: | 7.7% |
| 12:00 to 12:59: | 3.8% |
| 13:00 to 13:59: | 7.7% |
| 14:00 to 14:59: | 5.8% |
| 15:00 to 15:59: | 5.8% |
| 16:00 to 16:59: | 3.8% |
| 17:00 to 17:59: | 5.8% |
| 18:00 to 18:59: | 11.5% |
| 19:00 to 19:59: | 7.7% |
| 20:00 to 20:59: | 5.8% |
| 21:00 to 21:59: | 7.7% |
| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 20.94% |
| British Columbia: | 10.57% |
| Manitoba: | 2.06% |
| New Brunswick: | 2.43% |
| Newfoundland and Labrador: | 1.25% |
| Nova Scotia: | 3.28% |
| Northwest Territories: | 0.40% |
| Nunavut: | 0.10% |
| Ontario: | 48.07% |
| Prince Edward Island: | 0.53% |
| Quebec: | 3.97% |
| Saskatchewan: | 4.94% |
| Yukon Territories: | 0.41% |
| Location | Contribution | |
|---|---|---|
| 072: | TILLSONBURG, ON | 0.100% |
| 073: | ALLISTON, ON | 0.100% |
| 074: | COURTICE, ON | 0.100% |
| 075: | GRIMSBY, ON | 0.098% |
| 076: | PORT HOPE, ON | 0.098% |
| 077: | LASALLE, ON | 0.098% |
| 078: | GLOUCESTER, ON | 0.096% |
| 079: | PEMBROKE, ON | 0.094% |
| 080: | FERGUS, ON | 0.091% |
| 081: | SMITHS FALLS, ON | 0.087% |
| 082: | MIDLAND, ON | 0.085% |
| 1 | Essex, Ontario |
| 2 | Maidstone, Ontario |
| 3 | Amherstburg, Ontario |
| 4 | Tecumseh, Ontario |
| 5 | Harrow, Ontario |
| 6 | Mcgregor, Ontario |
| 7 | Kingsville, Ontario |
| 8 | Ruthven, Ontario |
| 9 | Windsor, Ontario |
| 10 | South Woodslee, Ontario |
| 11 | Emeryville, Ontario |
| 12 | Leamington, Ontario |
| 13 | Cottam, Ontario |
| 14 | Belle River, Ontario |
| 15 | Comber, Ontario |
| 16 | Tilbury, Ontario |
| 17 | Wheatley, Ontario |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| Renewal: | 23.1% | |
| Refinance: | 21.2% | |
| First-time Buyer: | 19.2% | |
| Qualification: | 17.3% | |
| Purchase: | 7.7% | |
| Low Doc: | 1.9% | |
| No Money Down: | 1.9% | |
| Pre-approval: | 1.9% | |
| Commercial: | 1.9% | |
| Home Renovation: | 1.9% | |
| Variable Rate: | 1.9% | |
| Total Application Types Found: 11 | ||
Average age: 38
Oldest age: 62
Youngest age: 25
The following depicts the average income of people living in Lasalle who have submitted an inquiry using the online application located at the CanEquity web site.
| Average annual gross income for | |
|---|---|
| mortgage applicants in Lasalle: | $59,192.18 |
| applicants within all of Canada: | $59,498.47 |
| Difference: | ($306.29) |
| mortgage co-applicants in Lasalle: | $49,816.59 |
| co-applicants within all of Canada: | $42,403.13 |
| Difference: | $7,413.46 |
The information shown below represents the residential status of people living in Lasalle who have submitted an inquiry using the pre-approval application on the CanEquity Mortgage web site.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 25.0% | |
| Own: | 61.5% | |
| Other: | 1.9% | |
| No Comment: | 1.9% | |
| Live with parents: | 9.6% |
The information below shows the marital status of applicants from Lasalle, Ontario using the online mortgage application found at canequity.com. In Lasalle, 67% of the mortgage applicants are living common-law or married, while only 32% are single, separated or divorced.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Married: | 61.5% | |
| Single: | 25.0% | |
| Common-law: | 5.8% | |
| Divorced: | 3.8% | |
| Separated: | 3.8% |
